Who is Venture From Capital One Designed For?
The Venture From Capital One credit card one of the best travel cards currently available. It is designed for people with excellent credit who want a card with a simple yet generous rewards program. Frequent travelers will love the travel benefits included in the card and the stellar signup bonus makes it an attractive card for credit card churners looking for easy points.
What are the Interest Rates for Venture From Capital One?
With the Venture From Capital One credit card, interest rates for purchases and balance transfers range from 13.49% to 23.49% APR, depending on creditworthiness. There is no introductory rate for new customers. Cash advances have an APR of 23.49%.
What Are the Fees for Venture From Capital One?
Venture From Capital One has an annual fee of $59, which is low for a prime travel rewards card. The fee is waived the first year. There are no foreign transaction fees, but there is a $35 fee on late payments. Cash advances come with a $10 or 3% fee of the total amount, whichever is greater.
What Is the Venture From Capital One Card's Rewards Program Like?
Venture From Capital One gives cardholders 2 reward miles for every $1 spent. Period. There are no revolving categories or earning limits. Redeeming points is just as easy with no blackout dates or restrictions to worry about. Simply make your travel purchases with the card and then redeem your points for a statement credit to pay for all or a portion of your travel purchases.
What about the Venture From Capital One Card's Signup Bonus?
Venture From Capital One has a 40,000-mile signup bonus for cardholders who spend $3,000 in the first three months. Each reward mile is worth one cent, so 40,000 miles can be redeemed for a $400 statement credit on travel purchases.
Does Venture From Capital One Have Any Other Benefits?
Venture From Capital One offers all the rewards that come with World Elite MasterCard Benefits, which includes travel upgrades, complimentary concierge service, extended warranty and travel assistance services. These are generous benefits for a card that already gives 2X reward miles on all purchases.
The card also provides $0 fraud liability and price protection.
How Is Venture From Capital One Better Than Other Credit Cards?
Venture From Capital One has an annual fee of just $59, which is low for a travel rewards card, particularly one with such a generous signup bonus. The reward program gives double miles for every $1 spent and makes it easy to redeem miles.
The card doesn't have an intro rate on purchases or balance transfers, but at least the interest rates are competitive for this type of card.