Features

Who is Capital One Venture Rewards Designed For?

The Capital One Venture Rewards one of the best travel cards currently available. It is designed for people with excellent credit who want a card with a simple yet generous rewards program. Frequent travelers will love the travel benefits included in the card and the stellar signup bonus makes it an attractive card for credit card churners looking for easy points.

What are the Interest Rates for Capital One Venture Rewards?

- Capital One Venture Rewards' interest rates for purchases and balance transfers range from 12.99% to 22.99% APR, depending on creditworthiness. There is no introductory rate for new customers. Cash advances have an APR of 24.9% and cardholders who are late on a payment could receive a 24.9% penalty rate.

What Are the Fees for Capital One Venture Rewards Credit Card?

- The Capital One Venture Rewards has an annual fee of $59, which is low for a prime travel rewards card. The fee is waived the first year. There are no transfer fees, foreign transaction fees or over-the-credit-limit fees, but there is a $35 fee on late and returned payments. Cash advances come with a $10 or 3% fee of the total amount, whichever is greater.

What Is Capital One Venture Rewards's Rewards Program Like?

Capital One Venture Rewards gives cardholders 2 points for every $1 spent. Period. There are no revolving categories or earning limits. Redeeming points is just as easy, with no blackout dates or restrictions to worry about. Simply make your travel purchases with the card and then redeem your points for a statement credit to pay for all or a portion of your travel purchases.

What about Capital One Venture Rewards's Signup Bonus?

Capital One Venture Rewards has a 40,000 signup bonus for cardholders who spend $3,000 in the first three months. Each point is worth one cent, so 40,000 can be redeemed for a $400 statement credit on travel purchases.

Does Capital One Venture Rewards Have Any Other Benefits?

Capital One gives Venture Rewards all the rewards that come with Visa Signature, which includes travel upgrades, complimentary concierge service, VIP access, extended warranty and 24/7 travel assistance services. These are generous benefits for a card that already gives 2X points on all purchases.

It also provides $0 fraud liability, unlimited access to your credit score and other useful credit management tools.

How Is Capital One Venture Rewards Better Than Other Credit Cards?

The Capital One Venture Rewards has an annual fee of just $59, which is low for a travel rewards card, particularly one with such a generous signup bonus. The reward points program gives double points for every $1 spent and makes it easy to redeem points.

The card doesn't have an intro rate on purchases or balance transfers, but at least it doesn't charge a balance transfer fee and the interest rates are competitive for this type of card.

  • Card Type
    Low APR Rewards
  • Customer Type
    Personal
  • Card Network
    Visa Other
  • Minimum Age
    18
  • Co-signing Allowed
  • Grace Period / Deferred Interest
    25
  • Late Payment Penalty
    $35
  • Minimum Interest Charge
    $1
  • Returned Payment Fee
    $35
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    13.24% - 23.24%
  • Transfer Fee
    3%
  • Balance Transfer APR
    13.24% - 23.24%
js-table-filter bizname-capital-one--quicksilver-cash-rewards-credit-card
0
js-table-filter ccard-type-139
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
13.24
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1994

  • Cashback
  • No Annual Fee
  • 0% Introductory APR
  • No Foreign Transaction Fee
Card Type Low APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
Intro APR period (months) 9
092
js-table-filter bizname-capital-one-platinum-card
0
js-table-filter ccard-type-139
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
24.99
js-table-filter no-annual-fee-238
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114

Est. 1988

  • Free FICO Score
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Low APR
Card Type Rewards
Purchases APR 24.99%
Balance Transfer APR 24.99%
089
js-table-filter bizname-capital-one-classic-platinum
0
js-table-filter ccard-type-139
js-table-filter ccard-type-136
js-table-filter free-fico-score-575
24.99
js-table-filter no-annual-fee-238
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114

Est. 1994

  • Free FICO Score
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Low APR
Card Type Rewards
Purchases APR 24.99%
Balance Transfer APR 24.99%
087
js-table-filter bizname-capital-one--secured-mastercard
0
js-table-filter ccard-type-138
24.99
js-table-filter no-annual-fee-238
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-132
js-table-filter credit-required-113

Est. 1994

  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Secured
Purchases APR 24.99%
Balance Transfer APR 24.99%
084
js-table-filter bizname-capital-one--ventureone-rewards
js-table-filter air-miles-136
0
js-table-filter ccard-type-139
js-table-filter ccard-type-136
12.24
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-140
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1994

  • Air Miles
  • Travel
  • No Annual Fee
  • 0% Introductory APR
  • No Foreign Transaction Fee
Card Type Low APR
Card Type Rewards
Purchases APR 12.24%
Balance Transfer APR 12.24%
086
js-table-filter bizname-capital-one--venture-rewards
js-table-filter airlines-140
59
js-table-filter ccard-type-139
js-table-filter ccard-type-136
js-table-filter points-137
13.24
js-table-filter travel-143
js-table-filter no-annual-fee-first-year-225
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter card-type-140
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-115
js-table-filter credit-required-116

Est. 1994

  • Airlines
  • Points
  • Travel
  • No Annual Fee First Year
  • 0% Introductory APR
  • No Foreign Transaction Fee
Annual Fee $59
Card Type Low APR
Card Type Rewards
Purchases APR 13.24%
Balance Transfer APR 13.24%
083
js-table-filter bizname-capital-one--quicksilverone-cash-rewards-credit-card
39
js-table-filter ccard-type-139
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
js-table-filter free-fico-score-575
23.24
0
js-table-filter no-introductory-apr-350
js-table-filter card-type-11
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter credit-required-114

Est. 1994

  • Cashback
  • Free FICO Score
  • 0% Introductory APR
  • No Foreign Transaction Fee
Annual Fee $39
Card Type Low APR
Card Type Balance Transfer
Card Type Rewards
Purchases APR 23.24%
Balance Transfer APR 23.24%
Intro APR period (months) 9
081
js-table-filter bizname-playstation-card-from-capital-one
0
js-table-filter ccard-type-136
js-table-filter every-purchase-138
js-table-filter points-137
14.24
js-table-filter restaurants-142
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-12
js-table-filter credit-required-114
js-table-filter credit-required-115

Est. 1994

  • Every Purchase
  • Points
  • Restaurants
  • No Annual Fee
  • 0% Introductory APR
Card Type Rewards
Purchases APR 14.24%
Balance Transfer APR 14.24%
006
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0 votes

This card comes up with oodles of benefits for those who have wanderlust like me. There are no foreign transaction fees or an annual fee the first year. Thereafter it is only $59. You get 2x for every dollar you spend. As the example they give explains, if you spend $2200 a year on the card you can get a whopping nearly 53k in miles—enough to cover your airline, most likely.


0 votes

Really like how this card doesn't have an annual fee, but it does have great travel rewards. Better yet, there are not blackout dates. If you've ever tried to book a trip with blackout dates, you know how truly amazing this is! Best decision I've made in a long time to apply!


0 votes

Good card with a lot of travel perks. I have pretty good credit, so I applied and got a really good credit limit. That was nice, since I applied so I could use the card on my next trip out of the country, which will be later this summer. I am stoked also that all of my travel expenses are going to be earning me money when I'm gone, and that even everyday purchases earn you reward points.


0 votes

I'm planning a trip in about a year so I thought I'd get started on deferring the cost of the trip and having card that will go the distance with the trip. I applied and I was accepted pretty quickly. They gave me a good CL, considering that I am pretty new to credit cards in general. Now I am using the card to make purchases that aren't travel related, and although you don't earn as many points, they are still adding up for when I want to use them ... for travel related stuff. More Less


0 votes

This card is truly amazing! The benefits are astounding me. I have had the card for six months and have gotten more benefits out of it than all of my other cards combined over the last year. No blackout dates make making travel plans a breeze. And then there is the great APR and no annual fee or foreign transaction fees!!


0 votes

I've had other cards that were supposed to be travel cards, but they weren't all that great. The rewards would expire, for one thing, which was really frustrating. Sometimes it takes me awhile to safe for a trip overseas, because I don't want to be irresponsible and go off without the cash to back up my trip. With other rewards programs I've been ready to use them and they're gone. Not with this card!


0 votes

Great travel perks with this card. Do keep in mind that when you redeem points, you get the most out of your points by redeeming for travel related purchases. This is more than airlines, though. You can redeem for trains, buses, car rentals, hotels, etc. So it's pretty easy to redeem the points if you travel.


0 votes

I have had this card for a few years and have always been happy with it, but recently when I needed to call customer service about my points balance, it was not a good phone call. The person at the other end of the line obviously had no idea how this all works and I did not get the help that I needed. I got off the call very frustrated. Hopefully that was just a one-time thing. Other than that, it has been great.


0 votes

This card certainly has good travel bonuses attached to hit--hence the name Venture! I am just about to the $3,000 that you have to spend within the first months to get 40,000 bonus points that equal $400 in travel money. I thought, though, that there was no annual fee, but it turns out that is only for the first year. Next year it'll be $59.


0 votes

I was looking for a good travel card and I found it with this one with the 2x mileage earned for every dollar you spend and the no annual fee the first year and the fact that they don't have foreign transaction fees. I was really happy and surprised to see that I also get access to my Transunion credit report! Nice little perk.


0 votes

I'm a traveler, so I truly love all of the travel perks with this card. I also love that I get a look at my Transunion credit score on a regular basis. I like to keep abreast of my score, and this is the perfect way to do it. The APR is also pretty good. And no annual fee.


0 votes

This card has no annual fee to start and there are no foreign transaction fees (yay!), but do keep in mind that they will charge you late fees, so be very careful, as they could really add up and negate any of the rewards that you've managed to collect. The access to your credit report is also a really nice added perk.


0 votes

I've had a lot of travel rewards credit cards and I have to tell you that few if not none have a signup bonus this big--20,000 miles with no annual fee. Most of these cards give you a bonus or no annual fee, but usually not both! There are also no balance transfer fees to pay. Score!!


0 votes

This card could be dangerous for a traveler like me. The rewards to travelers are so good that it might make you want to travel even more. I love how they have no foreign transaction fees. Big, big deal for me. Also, no annual fee, and then the rewards are great for travel.

0 votes

I'm a very big fan of this card! No blackout dates


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