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  VentureOne Rewards from Capital One

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VentureOne Rewards from Capital One Claimed

VentureOne Rewards from Capital One

Claimed
SuperMoney Net Recommendation Score +67  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

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Highlights
Community Rating Strongly recommended
Purchase APR  (Variable APR) 16.49% - 26.49%
(Verified 08/11/2022)
Balance Transfer APR  (Variable APR) 16.49% - 26.49%
(Verified 08/11/2022)
Credit Score Range 700 - 850
Annual Fee $0
Number of Reviews 9

VentureOne Rewards from Capital One Review

This is a rewards card issued by Capital One. If you're wondering whether Capital One Venture One card is the right card for you, read on.

Key Takeaways

  • Generous reward rate. You can get a rewards rate of up to 5 miles per dollar spent.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Signup bonus. Offers a signup bonus of 20000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. VentureOne Rewards from Capital One has a variable purchase APR that ranges from 16.49% up to 26.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. VentureOne Rewards from Capital One charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Capital One Venture One card

The Good The Bad
  • Transfer your miles to over 10 leading travel loyalty programs.
  • 0% APR on new purchases during the first 12 months. There is then a variable purchase APR that ranges from 16.49% up to 26.49%.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere VentureOne Rewards from Capital One is accepted.
  • VentureOne Rewards from Capital One reports to multiple credit bureaus.
  • Low rewards rates.
  • You need good credit to qualify.
  • Charges a 3% balance transfer fee. After the introductory period, the fee is 0% .

Capital One Venture One card FAQ

Does Capital One Venture One card have a cash back or rewards program?

Capital One Venture One card is a travel rewards card.

Capital One Venture One card Rewards
Minimum rewards rate 1.25x
Max rewards rate 5x
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 20000
Signup Bonus Spend Requirement $500
Signup Bonus Spend Period (months) 3 months

Does Capital One Venture One card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.

Does Capital One Venture One card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Capital One Venture One card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Capital One Venture One card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

VentureOne Rewards from Capital One has a variable purchase APR that ranges from 16.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 26.49%. It also has a variable cash advance APR of 26.49% .

Does Capital One Venture One card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Capital One Venture One card have an intro APR offer on new purchases?

VentureOne Rewards from Capital One Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Capital One Venture One card?

The following fees apply:

Capital One Venture One card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Capital One Venture One card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Capital One Venture One card?

The Capital One Venture One card customer service number is (800) 955-7070.

What is the support contact email for Capital One Venture One card?

The support contact email for Capital One Venture One card is support@capitalone.com.

What is the Capital One Venture One card login page?

You can access the Capital One Venture One card login page here.

How do people rate the customer service and user experience of Capital One Venture One card?

Overall, Capital One Venture One card is strongly recommended based on community reviews that rate customer service and user experience.

Does VentureOne Rewards from Capital One report your account activity to credit bureaus?

Yes, VentureOne Rewards from Capital One reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Capital One Venture One card

  • Visit the Capital One Venture One card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Other Credit Cards by Capital One

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
No Reward Expiration Period
Rewards Rates
  • Travel
  • Airfare
  • Hotels
  • Every Purchase
Signup Bonus (points) 20,000
Cash Advance APR (Variable APR) 26.49%
APR Type Variable APR
Balance Computation average daily balance (including new transactions).
Purchase APR (Variable APR) 16.49% - 26.49%
(Verified 08/11/2022)
Balance Transfer Fee % After Intro Period 0%
Balance Transfer APR (Variable APR) 16.49% - 26.49%
(Verified 08/11/2022)
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Travel
  • Bonus Offers
  • Zero Percent
Card Network Visa

VentureOne Rewards from Capital One Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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