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VentureOne From Capital One

in Personal Credit Cards

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VentureOne From Capital One

Unaffiliated

in Personal Credit Cards

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Overview

Who Is the VentureOne From Capital One Designed For?

Capital One's VentureOne card is an attractive option for people with excellent credit who want a travel rewards program but don't want to pay an annual fee. Although VentureOne's signup bonus and rewards rate are not quite as high as those of prime cards with an annual fee, it does give them a run for their money.

What Are the Rates for VentureOne From Capital One?

Rates range from 13.49% APR to 23.49% APR, which is competitive as many travel reward cards have rates of up to 25% APR. However, purchases come with an introductory 0% APR. Unfortunately, the introductory offer does not apply to balance transfers.  

What Are the Fees for VentureOne From Capital One?

VentureOne has no annual fee and no foreign transaction fees. Additionally, no balance transfer fees are listed. There is up to a $38 fee for late payments and a $10 or 3% fee (whichever is greater) on cash advances. 

What Is the Rewards Program Like for VentureOne From Capital One?

VentureOne has a no-hassle travel reward program that gives you 1.25 miles for every dollar you spend. The miles can then be used as currency to pay for any travel purchase made your card. Every mile is worth $0.01.

What about the Signup Bonus for VentureOne From Capital One?

VentureOne From Capital One has a 20,000-miles signup bonus for new members--one of the largest available for a no-annual-fee card. To qualify for the bonus, members must spend at least $1,000 within the first three months of opening the account.

Any Other Benefits for VentureOne From Capital One?

The card includes Visa Signature® Benefits, such as extended warranty on purchases, travel upgrades at hotels and resorts, 24-hour concierge services and travel protection.

How Is VentureOne From Capital One Better Than Other Credit Cards?

VentureOne From Capital One offers low rates, a large signup bonus and a hassle-free rewards program without an annual fee: a win-win-win combination. The only catch is that it requires excellent credit to qualify, which means members who qualify for VentureOne could also qualify for prime travel reward cards with higher signup bonuses and better points reward rates.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period / Deferred Interest (Months)
25
Annual Fee
$0
No Annual Fee
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$38
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
700 - 850
850 300 700
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Minimum Age
18
Customer Type
Personal
Card Type
  • Bonus Offers
  • Rewards
  • Travel
  • Zero Percent
Card Network
  • Visa
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • ID Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Flight Insurance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Emergency Support
Lost Luggage Insurance
Rewards Categories
  • Every Purchase
No Reward Expiration Period
Every Purchase
1.25x
Signup Bonus (points)
20,000
Purchases APR
13.49% - 23.49%
0% 29%
Balance Computation
average daily balance (including new transactions)
Introductory Rate
0%
Balance Transfer APR
13.49% - 23.49%
8% 29%

Reviews

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