Venture One Rewards by Capital One Review

Venture One Rewards by Capital One is a rewards credit card issued by Capital One. If you're wondering whether Venture One Rewards by Capital One is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a a rewards rate of up to 10 miles per dollar spent.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Signup bonus. Offers a signup bonus of 20000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Venture One Rewards by Capital One has a variable purchase APR that ranges from 14.49% up to 24.49%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Venture One Rewards by Capital One charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Venture One Rewards by Capital One Pros and Cons:

The Good

The Bad

Transfer your miles to over 10 leading travel loyalty programs. Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. 0% APR on new purchases during the first 12 months. No annual fee. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Travel accident and travel assistance insurance. No foreign transaction fee. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. Venture One Rewards by Capital One reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.

Low rewards rates. Requires good to excellent credit. Charges a 3% balance transfer fee.

Is there a Venture One Rewards by Capital One cash back or rewards program?

Venture One Rewards by Capital One offers a rewards program to its customers.

Venture One Rewards by Capital One Rewards

Rewards rate (all purchases)	1.25%
Max rewards rate	10%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	20000
Signup Bonus Spend Requirement	$1000
Signup Bonus Spend Period (months)	3 months

What are the Venture One Rewards by Capital One benefits?

Venture One Rewards by Capital One provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Venture One Rewards by Capital One?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Venture One Rewards by Capital One has lower than average purchase APRs.

Venture One Rewards by Capital One has a variable purchase APR that ranges from 14.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 24.49%. It also has a variable cash advance APR of 24.49% .

What are the fees for Venture One Rewards by Capital One?

The following fees apply to Venture One Rewards by Capital One:

Venture One Rewards by Capital One Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Late Payment Fee	up to $39

Does Venture One Rewards by Capital One report your account activity to credit bureaus?

Venture One Rewards by Capital One reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Venture One Rewards by Capital One

• Visit the Venture One Rewards by Capital One website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.