Capital One® VentureOne® Rewards Credit Card Review

Capital One® VentureOne® Rewards Credit Card is a rewards credit card issued by Capital One. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Capital One® VentureOne® Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Capital One® VentureOne® Rewards Credit Card

The Good

The Bad

Lower than average purchase APRs. No annual fee. Multiple credit card perks. Cardholders can earn rewards on their purchases. Offers auto rental collision damage waiver. Includes emergency support. Extended warranty protection on purchases. Purchase Protection. Travel Accident Insurance. Travel Assistance. No foreign transaction fee. Earn rewards on every purchase. Capital One® VentureOne® Rewards Credit Card reports to multiple credit bureaus. Transfer your miles to over 12 leading travel loyalty programs. Miles won't expire for the life of the account and there's no limit to how many you can earn. Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime.

Low rewards rates.

Is there a Capital One® VentureOne® Rewards Credit Card cash back or rewards program?

Capital One® VentureOne® Rewards Credit Card offers a rewards program to its customers.

Capital One® VentureOne® Rewards Credit Card Rewards

Rewards rate (all purchases)	1.25%
Max rewards rate	10%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	20000
Signup Bonus Spend Requirement	$1000
Signup Bonus Spend Period (months)	3 months

What are the Capital One® VentureOne® Rewards Credit Card benefits?

Capital One® VentureOne® Rewards Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Capital One® VentureOne® Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Capital One® VentureOne® Rewards Credit Card has lower than average purchase APRs.

Capital One® VentureOne® Rewards Credit Card has a variable purchase APR that ranges from 13.74% up to 23.74%. The card has a variable balance transfer APR that ranges from 13.74% up to 23.74%. It also has a variable cash advance APR of 23.74% .

Capital One® VentureOne® Rewards Credit Card Balance Transfers

Description
Balance Transfer APR	13.74% - 23.74%
Introductory Rate	N/A
Intro APR period (months)	N/A

Capital One® VentureOne® Rewards Credit Card Rates & Terms

Description
Balance Computation	average daily balance (including new transactions)
Purchase APR	13.74% - 23.74%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	23.74%
Security Deposit	N/A
Introductory Rate	0%
Intro APR period (months)	12

What are the Capital One® VentureOne® Rewards Credit Card fees?

The following fees apply to Capital One® VentureOne® Rewards Credit Card:

Capital One® VentureOne® Rewards Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Late Payment Fee	$39

Does Capital One® VentureOne® Rewards Credit Card report your account activity to credit bureaus?

Capital One® VentureOne® Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Capital One® VentureOne® Rewards Credit Card

• Visit the Capital One® VentureOne® Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.