VentureOne Rewards from Capital One
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| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) |
16.49% - 26.49% (Verified 08/11/2022) |
| Balance Transfer APR (Variable APR) |
16.49% - 26.49% (Verified 08/11/2022) |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 8 |
VentureOne Rewards from Capital One Review
This is a rewards credit card issued by Capital One. If you're wondering whether Capital One Venture One card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 5 miles per dollar spent.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Signup bonus. Offers a signup bonus of 20000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. VentureOne Rewards from Capital One has a variable purchase APR that ranges from 16.49% up to 26.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. VentureOne Rewards from Capital One charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Capital One Venture One card
| The Good | The Bad |
|---|---|
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Capital One Venture One card FAQ
Does Capital One Venture One card have a cash back or rewards program?
Capital One Venture One card is a travel rewards card.
| Minimum rewards rate | 1.25x |
| Max rewards rate | 5x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 20000 |
| Signup Bonus Spend Requirement | $500 |
| Signup Bonus Spend Period (months) | 3 months |
Does Capital One Venture One card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 20000 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.Does Capital One Venture One card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Capital One Venture One card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Capital One Venture One card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.VentureOne Rewards from Capital One has a variable purchase APR that ranges from 16.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 26.49%. It also has a variable cash advance APR of 26.49% .
Does Capital One Venture One card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Capital One Venture One card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Capital One Venture One card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Capital One Venture One card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Capital One Venture One card?
The Capital One Venture One card customer service number is (800) 955-7070.
What is the support contact email for Capital One Venture One card?
The support contact email for Capital One Venture One card is support@capitalone.com.
What is the Capital One Venture One card login page?
You can access the Capital One Venture One card login page here.
How do people rate the customer service and user experience of Capital One Venture One card?
Overall, Capital One Venture One card is strongly recommended based on community reviews that rate customer service and user experience.
Does VentureOne Rewards from Capital One report your account activity to credit bureaus?
Yes, VentureOne Rewards from Capital One reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Capital One Venture One card
- Visit the Capital One Venture One card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 USA - (800) 955-7070
- Visit Site
- Email Support
Other Services by Capital One
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 12 months |
VentureOne Rewards from Capital One Community Reviews
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