
Century Bank of Massachusetts Visa Real Rewards Credit Card
in Personal Credit Cards from Century Bank of Massachusetts
UnaffiliatedCentury Bank of Massachusetts Visa Real Rewards Credit Card
in Personal Credit Cards from Century Bank of Massachusetts
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Purchase APR (Variable APR) | 14.49% - 23.49% |
Balance Transfer APR (Variable APR) | 14.49% - 23.49% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Century Bank of Massachusetts Visa Real Rewards Credit Card Review
Century Bank of Massachusetts Visa Real Rewards Credit Card is a cashback credit card issued by Century Bank of Massachusetts. If you're wondering whether Century Bank of Massachusetts Visa Real Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Century Bank of Massachusetts Visa Real Rewards Credit Card has a variable purchase APR that ranges from 14.49% up to 23.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Century Bank of Massachusetts Visa Real Rewards Credit Card charges a fee of up to 3% on balance transfers. After the introductory period, the fee is 23.49%. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good | The Bad |
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Is there a Century Bank of Massachusetts Visa Real Rewards Credit Card cash back or rewards program?
Century Bank of Massachusetts Visa Real Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 2500 |
Does Century Bank of Massachusetts Visa Real Rewards Credit Card have a signup bonus?
Century Bank of Massachusetts Visa Real Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Century Bank of Massachusetts Visa Real Rewards Credit Card offer an annual loyalty bonus?
Century Bank of Massachusetts Visa Real Rewards Credit Card doesn't offer a cash loyalty bonus.What are the Century Bank of Massachusetts Visa Real Rewards Credit Card benefits?
Century Bank of Massachusetts Visa Real Rewards Credit Card provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
What are the relevant APRs for Century Bank of Massachusetts Visa Real Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Century Bank of Massachusetts Visa Real Rewards Credit Card has lower than average purchase APRs.Century Bank of Massachusetts Visa Real Rewards Credit Card has a variable purchase APR that ranges from 14.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 23.49%. It also has a variable cash advance APR of 25.99% .
Does Century Bank of Massachusetts Visa Real Rewards Credit Card have an introductory APR offer on balance transfers?
Yes, Century Bank of Massachusetts Visa Real Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.
Description | |
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Balance Transfer Fee % After Intro Period | 14.49% - 23.49% |
Balance Transfer Fee Intro Period | N/A |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 14.49% - 23.49% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does Century Bank of Massachusetts Visa Real Rewards Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.
Description | |
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Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
What are the fees for Century Bank of Massachusetts Visa Real Rewards Credit Card?
The following fees apply to Century Bank of Massachusetts Visa Real Rewards Credit Card:
- There is no overlimit fee
Fees | Amount |
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Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
Does Century Bank of Massachusetts Visa Real Rewards Credit Card have a foreign transaction fee?
Century Bank of Massachusetts Visa Real Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.How to apply for Century Bank of Massachusetts Visa Real Rewards Credit Card
- Visit the Century Bank of Massachusetts Visa Real Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
102 Fellsway West
Somerville, MA 02145 - (866) 823-6887
- Visit Site
Other Services by Century Bank of Massachusetts

Availability
Feature Breakdown
Every Purchase (Points) | Earn 1.5 points monthly for every $1 you spend on eligible net purchases. |
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