Century Bank of Massachusetts Visa Real Rewards Credit Card Review

Century Bank of Massachusetts Visa Real Rewards Credit Card is a cashback credit card issued by Century Bank of Massachusetts. If you're wondering whether Century Bank of Massachusetts Visa Real Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Century Bank of Massachusetts Visa Real Rewards Credit Card has a variable purchase APR that ranges from 14.49% up to 23.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Century Bank of Massachusetts Visa Real Rewards Credit Card charges a fee of up to 3% on balance transfers. After the introductory period, the fee is 23.49%. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

The Good	The Bad
Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 6 months. 0% APR on new purchases during the first 6 months. No annual fee. Multiple credit card perks. Extended warranty on purchases. Travel assistance insurance Cardholders can earn rewards on purchases everywhere Century Bank of Massachusetts Visa Real Rewards Credit Card is accepted.	Charges a foreign transaction fee of 3%. Does not report to credit bureaus. Charges a 3% balance transfer fee. After the introductory period, the fee is 23.49% of the balance transferred or $5, whichever is greater.

Is there a Century Bank of Massachusetts Visa Real Rewards Credit Card cash back or rewards program?

Century Bank of Massachusetts Visa Real Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Century Bank of Massachusetts Visa Real Rewards Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	2500

What are the Century Bank of Massachusetts Visa Real Rewards Credit Card benefits?

Century Bank of Massachusetts Visa Real Rewards Credit Card provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance

What are the relevant APRs for Century Bank of Massachusetts Visa Real Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Century Bank of Massachusetts Visa Real Rewards Credit Card has lower than average purchase APRs.

Century Bank of Massachusetts Visa Real Rewards Credit Card has a variable purchase APR that ranges from 14.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 23.49%. It also has a variable cash advance APR of 25.99% .

What are the fees for Century Bank of Massachusetts Visa Real Rewards Credit Card?

The following fees apply to Century Bank of Massachusetts Visa Real Rewards Credit Card:

• There is no overlimit fee

Century Bank of Massachusetts Visa Real Rewards Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

How to apply for Century Bank of Massachusetts Visa Real Rewards Credit Card

• Visit the Century Bank of Massachusetts Visa Real Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.