Chase Freedom Unlimited Visa Review

Chase Freedom Unlimited Visa is a cashback credit card issued by Chase Bank. If you're wondering whether Chase Freedom Unlimited Visa is the right card for you, read on. This is everything you need to know to make a good choice.

• Earn 1.5% cash back on everyday purchases. This is higher than the average reward rate (1% cash back) for everyday purchases.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
• Signup bonus. Offers a signup bonus of $200 if you spend $500 within 3 months.
• Competitive APRs. Chase Freedom Unlimited Visa has a variable purchase APR that ranges from 14.99% up to 23.74%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Chase Freedom Unlimited Visa charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.