Overview

Who is this credit card designed for?

Chase Freedom Unlimited is a credit card issued by Chase Bank, which is based in New York, NY. 

Chase Freedom Unlimited is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Chase Freedom Unlimited has a variable purchase APR that ranges from 16.49% up to 25.24%.

The card has a variable balance transfer APR that ranges from 16.49% up to 25.24%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

Yes, Chase Freedom Unlimited offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.

What are the fees?

The following fees apply to Chase Freedom Unlimited:

• There is no annual fee.
• A late payment penalty of up to $37.
• A returned payment fee of up to $37.
• There is no overlimit fee
• A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Chase Freedom Unlimited offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

• Every Purchase

Is a signup bonus offered?

Yes, Chase Freedom Unlimited offers card users a signup bonus worth up to $150 after spending $500.

Is an annual loyalty bonus offered?

Chase Freedom Unlimited doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Chase Freedom Unlimited provides the following benefits:

Does Chase Freedom Unlimited report your account activity to credit bureaus?

Chase Freedom Unlimited reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.