Chase Freedom Unlimited
in Personal Credit Cards from Chase Bank
Not enough votes for recommendation
Would you recommend Chase Freedom Unlimited to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 16.49% - 25.24% |
| Balance Transfer APR (Variable APR) | 16.49% - 25.24% |
| Credit Score Range | 640 - 850 |
Chase Freedom Unlimited Review
Chase Freedom Unlimited is a cashback credit card issued by Chase Bank.
Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 640.
If you're wondering whether Chase Freedom Unlimited is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Chase Freedom Unlimited cash back or rewards program?
Chase Freedom Unlimited is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Chase Freedom Unlimited you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
| Rewards rate (all purchases) | 1.5% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $150 |
| Signup Bonus Spend Requirement | $500 |
Does Chase Freedom Unlimited have a signup bonus?
Yes, Chase Freedom Unlimited offers card users a signup bonus worth up to $150 after spending $500.
Does Chase Freedom Unlimited offer an annual loyalty bonus?
Chase Freedom Unlimited doesn't offer a cash loyalty bonus.
What are the Chase Freedom Unlimited benefits?
Chase Freedom Unlimited provides the following benefits:
- Extended Warranty Protection
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Chase Freedom Unlimited?
Chase Freedom Unlimited has a variable purchase APR that ranges from 16.49% up to 25.24%. The card has a variable balance transfer APR that ranges from 16.49% up to 25.24%.
It also has a variable cash advance APR starting at 26.49% .
Does Chase Freedom Unlimited have an introductory APR offer?
Yes, Chase Freedom Unlimited offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.
| Purchase APR | 16.49% - 25.24% |
| Balance Transfer APR | 16.49% - 25.24% |
| Cash Advance APR | Starting at 26.49% |
What are the Chase Freedom Unlimited fees?
No Annual Fee. Chase Freedom Unlimited does not charge an annual fee. 3% Foreign transaction fees. Chase Freedom Unlimited charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.The following fees apply to Chase Freedom Unlimited:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 5% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | $37 |
| Late Payment Fee | $37 |
Does Chase Freedom Unlimited report your account activity to credit bureaus?
Chase Freedom Unlimited reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Chase Freedom Unlimited
- Visit the Chase Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - Visit Site
Other Services by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 21 |
| Over-Limit Fee | $0 |
| Minimum Interest Charge | $0 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $37 |
| Late Fee Amount | $37 |
| Balance Transfer Fee % | 5% |
| Balance Transfer Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 3% |
Be the first to rate
Would you recommend Chase Freedom Unlimited to your friends?
Other Personal Credit Cards
Chase Bank Personal Credit Cards
Amazon Rewards Visa Signature® Card
Annual Fee
$0
Purchase APR
16.49% - 24.49%
Balance Transfer APR
16.49% - 24.49%
Credit Score Range
690 - 850
Chase Freedom
Annual Fee
$0
Purchase APR
16.49% - 25.24%
Balance Transfer APR
16.49% - 25.24%
Credit Score Range
640 - 850
Chase Sapphire Preferred
Annual Fee
$95
Purchase APR
17.49% - 24.49%
Balance Transfer APR
17.49% - 24.49%
Credit Score Range
700 - 850
The Hyatt Credit Card
Annual Fee
$75
Purchase APR
17.49% - 24.49%
Balance Transfer APR
17.49% - 24.49%
Credit Score Range
700 - 850
Southwest Rapid Rewards Premier Card
Annual Fee
$99
Purchase APR
17.49% - 24.49%
Balance Transfer APR
17.49% - 24.49%
Credit Score Range
700 - 850
United MileagePlus Explorer Card
Annual Fee
$95
Purchase APR
17.49% - 24.49%
Balance Transfer APR
17.49% - 24.49%
Credit Score Range
700 - 850
Chase Slate
Annual Fee
$0
Purchase APR
16.49% - 25.24%
Balance Transfer APR
16.49% - 25.24%
Credit Score Range
640 - 850
Annual Fee
$450
Purchase APR
17.49% - 24.49%
Balance Transfer APR
17.49% - 24.49%
Credit Score Range
700 - 850
Annual Fee
$49
Purchase APR
17.49% - 24.49%
Balance Transfer APR
17.49% - 24.49%
Credit Score Range
500 - 850
Annual Fee
$95
Purchase APR
17.49% - 24.49%
Balance Transfer APR
17.49% - 24.49%
Credit Score Range
700 - 850
Annual Fee
$450
Purchase APR
17.49% - 24.49%
Balance Transfer APR
17.49% - 24.49%
Credit Score Range
680 - 850
