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Chase Freedom Unlimited

in Personal Credit Cards from Chase Bank

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Chase Freedom Unlimited

Unaffiliated

in Personal Credit Cards from Chase Bank

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Highlights
Highlights
Purchase APR 16.49% - 25.24%
Balance Transfer APR 16.49% - 25.24%
Annual Fee $0
Credit Score Range 640 - 850

Overview

Who is this credit card designed for?

Chase Freedom Unlimited is a credit card issued by Chase Bank, which is based in New York, NY. 

Chase Freedom Unlimited is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Chase Freedom Unlimited has a variable purchase APR that ranges from 16.49% up to 25.24%.

The card has a variable balance transfer APR that ranges from 16.49% up to 25.24%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

Yes, Chase Freedom Unlimited offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.

What are the fees?

The following fees apply to Chase Freedom Unlimited:

  • There is no annual fee.
  • A late payment penalty of up to $37.
  • A returned payment fee of up to $37.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Chase Freedom Unlimited offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

Yes, Chase Freedom Unlimited offers card users a signup bonus worth up to $150 after spending $500.

Is an annual loyalty bonus offered?

Chase Freedom Unlimited doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Chase Freedom Unlimited provides the following benefits:

  • Extended Warranty Protection
  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does Chase Freedom Unlimited report your account activity to credit bureaus?

    Chase Freedom Unlimited reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 21
    Over-Limit Fee $0
    Minimum Interest Charge $0
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee $37
    Late Fee Amount $37
    Balance Transfer Fee % 5%
    Balance Transfer Fee Minimum $5
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 640 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Extended Warranty  
    Fraud Liability  
    Credit Card Benefits
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Purchase Protection
    Every Purchase 1.5%
    No Reward Expiration Period  
    Rewards Categories
    • Every Purchase
    Signup Bonus $150
    Purchase APR (Variable APR) 16.49% - 25.24%
    Cash Advance APR (Variable APR) Starting at 26.49%
    Balance Computation daily balance method (including new transactions)
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 16.49% - 25.24%
    Introductory Rate 0%
    Intro APR period (months) 15

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