Coldwater Creek Mastercard
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 16.99% - 24.99% |
| Balance Transfer APR (Variable APR) | 28.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Coldwater Creek Mastercard Review
This is a store rewards card issued by Comenity Bank. If you're wondering whether Coldwater Creek Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Coldwater Creek Mastercard has a variable purchase APR that ranges from 16.99% up to 24.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 28.99% Balance transfer fee. Coldwater Creek Mastercard charges a fee of 28.99% on balance transfers. For example, a balance of $1,000 could cost $289.9 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Coldwater Creek Mastercard
| The Good | The Bad |
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Coldwater Creek Mastercard FAQ
Does Coldwater Creek Mastercard have a cash back or rewards program?
Coldwater Creek Mastercard is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Coldwater Creek Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Coldwater Creek Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Coldwater Creek Mastercard benefits?
It provides the following benefits:
- Zero fraud liability
What are the relevant APRs for Coldwater Creek Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Coldwater Creek Mastercard has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR of 28.99% . It also has a variable cash advance APR of 26.99% .
Does Coldwater Creek Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Coldwater Creek Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Coldwater Creek Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $40 |
| Late Payment Fee | $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Coldwater Creek Mastercard have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Coldwater Creek Mastercard?
The Coldwater Creek Mastercard customer service number is (185) 579-69632.
What is the support contact email for Coldwater Creek Mastercard?
The support contact email for Coldwater Creek Mastercard is webmaster@comenity.net.
What is the Coldwater Creek Mastercard login page?
You can access the Coldwater Creek Mastercard login page here.
How do people rate the customer service and user experience of Coldwater Creek Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
How to apply for Coldwater Creek Mastercard
- Visit the Coldwater Creek Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 USA - (185) 579-69632
- Visit Site
- Email Support
Other Services by Comenity Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
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- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $2 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | $40 |
| Late Fee Amount | $40 |
Coldwater Creek Mastercard Community Reviews
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