
Commonwealth Credit Union Visa My Card
in Personal Credit Cards from CommonWealth Credit Union
UnaffiliatedCommonwealth Credit Union Visa My Card
in Personal Credit Cards from CommonWealth Credit Union
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Purchase APR (Variable APR) | N/A |
Balance Transfer APR (Variable APR) | 11.15% - 22.25% |
Credit Score Range | 600 - 850 |
Annual Fee | N/A |
Commonwealth Credit Union Visa My Card Review
Commonwealth Credit Union Visa My Card is a secured credit card cashback credit card issued by CommonWealth Credit Union. If you're wondering whether Commonwealth Credit Union Visa My Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 11.15%.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as airline credit, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
The Good | The Bad |
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Is there a Commonwealth Credit Union Visa My Card cash back or rewards program?
Commonwealth Credit Union Visa My Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Commonwealth Credit Union Visa My Card have a signup bonus?
Commonwealth Credit Union Visa My Card doesn't offer a cash signup bonus.Does Commonwealth Credit Union Visa My Card offer an annual loyalty bonus?
Commonwealth Credit Union Visa My Card doesn't offer a cash loyalty bonus.What are the Commonwealth Credit Union Visa My Card benefits?
Commonwealth Credit Union Visa My Card provides the following benefits:
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Commonwealth Credit Union Visa My Card?
The card has a variable balance transfer APR that ranges from 11.15% up to 22.25%. It also has a variable cash advance APR that ranges from 15.75% up to 22.25%.Does Commonwealth Credit Union Visa My Card have an introductory APR offer on balance transfers?
Yes, Commonwealth Credit Union Visa My Card offers an introductory APR rate on balance transfers of 5.99% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 11.15% - 22.25% |
Balance Transfer Introductory APR | 5.99% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 11.15% - 22.25% |
Balance Transfer Fee % | 0% |
Does Commonwealth Credit Union Visa My Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
What are the fees for Commonwealth Credit Union Visa My Card?
The following fees apply to Commonwealth Credit Union Visa My Card:
Fees | Amount |
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Annual Fee | |
Returned Payment Fee | up to $27.00 |
Does Commonwealth Credit Union Visa My Card report your account activity to credit bureaus?
Yes, Commonwealth Credit Union Visa My Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Commonwealth Credit Union Visa My Card
- Visit the Commonwealth Credit Union Visa My Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
417 High St
Frankfort, KY 40601 - Visit Site
Other Services by CommonWealth Credit Union

Availability
Feature Breakdown
Every Purchase (Points) | Starting at 1 |
Restaurants (Points) | Starting at 2 |
Revolving Categories | Earn 3 Points for every $1 you spend on transportation and travel Earn 2 Points for every $1 you spend on food and entertainment |
Eligible In-Store Purchases (Points) | Starting at 1 |
Entertainment (Points) | Starting at 2 |
Car Rentals (Points) | Starting at 1 |
Amazon Purchases (Points) | Starting at 1 |
Airfare (Points) | Starting at 3 |
Every Purchase (Points) | Earn 1 Point for every $1 you spend on all other purchases Redeem points in Online or Mobile Banking for cash back, gift cards, name-brand merchandise, travel services, and more |
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