
Commonwealth Credit Union Visa My Card
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Purchase APR (Variable APR) |
14.15% - 24.00% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
14.15% - 24.00% (Verified 08/04/2023) |
Credit Score Range | 600 - 850 |
Annual Fee | N/A |
Commonwealth Credit Union Visa My Card Review
This is a cashback card issued by We use a method called "average daily balance (including new purchases). If you're wondering whether Commonwealth Credit Union Visa My Card is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Commonwealth Credit Union Visa My Card has a variable purchase APR that ranges from 14.15% up to 24.00%.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 14.15%.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as airline credit, access to a concierge, emergency support, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Commonwealth Credit Union Visa My Card
The Good | The Bad |
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Commonwealth Credit Union Visa My Card FAQ
Does Commonwealth Credit Union Visa My Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Commonwealth Credit Union Visa My Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Commonwealth Credit Union Visa My Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Commonwealth Credit Union Visa My Card benefits?
It provides the following benefits:
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Commonwealth Credit Union Visa My Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Commonwealth Credit Union Visa My Card has a variable purchase APR that ranges from 14.15% up to 24.00%. The card has a variable balance transfer APR that ranges from 14.15% up to 24.00%. It also has a variable cash advance APR that ranges from 18.75% up to 24.00%.
Does Commonwealth Credit Union Visa My Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 5.99% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 14.15% - 24.00% |
Balance Transfer Introductory APR | 5.99% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 14.15% - 24.00% |
Balance Transfer Fee % | 0% |
Does Commonwealth Credit Union Visa My Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Commonwealth Credit Union Visa My Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | N/A |
Overlimit Fee | $ |
Initial Program Fee | $ |
Foreign Transaction Fee | % |
Returned Payment Fee | Starting at $ up to $27.00 |
Late Payment Fee | Starting at $25.00 up to $ |
What is the customer service phone number for Commonwealth Credit Union Visa My Card?
The Commonwealth Credit Union Visa My Card customer service number is .
What is the support contact email for Commonwealth Credit Union Visa My Card?
The support contact email for Commonwealth Credit Union Visa My Card is info@ccuky.org.
What is the Commonwealth Credit Union Visa My Card login page?
You can access the Commonwealth Credit Union Visa My Card login page here.
How do people rate the customer service and user experience of Commonwealth Credit Union Visa My Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Commonwealth Credit Union Visa My Card report your account activity to credit bureaus?
Yes, Commonwealth Credit Union Visa My Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Commonwealth Credit Union Visa My Card
- Visit the Commonwealth Credit Union Visa My Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
417 High St
Frankfort, KY 40601 USA - Visit Site
- Email Support
Other Services by CommonWealth Credit Union
Other Credit Cards by CommonWealth Credit Union
Availability
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
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