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Highlights
Purchase APR (Variable APR)
23.74%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 840
Annual Fee
$0
Dick's Sporting Goods ScoreRewards Mastercard Review
This is a store rewards card issued by Synchrony Bank. If you're wondering whether Dick's Sporting Goods ScoreRewards Mastercard is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 23.74%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Dicks Sporting Goods credit card
| The Good | The Bad |
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Dicks Sporting Goods credit card FAQ
Does Dicks Sporting Goods credit card have a cash back or rewards program?
Dicks Sporting Goods credit card is a rewards card. This card features rewards for purchases in the following categories:
- Retail
| Description |
Does Dicks Sporting Goods credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Dicks Sporting Goods credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Dicks Sporting Goods credit card benefits?
Dick's Sporting Goods ScoreRewards Mastercard provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Dicks Sporting Goods credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Dick's Sporting Goods ScoreRewards Mastercard has a variable purchase APR of 23.74%. Dick's Sporting Goods ScoreRewards Mastercard does not offer balance transfers. It also has a variable cash advance APR of 29.99% .
Does Dicks Sporting Goods credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Dick's Sporting Goods ScoreRewards Mastercard does not offer balance transfers.Does Dicks Sporting Goods credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Dicks Sporting Goods credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Dicks Sporting Goods credit card have a foreign transaction fee?
Dicks Sporting Goods credit card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Dicks Sporting Goods credit card?
The customer service number for Dicks Sporting Goods credit card is (866) 226-5638.
What is the support contact email for Dicks Sporting Goods credit card?
The support contact email for Dicks Sporting Goods credit card is customer.service@mail.synchronybank.com.
How do people rate the customer service and user experience of Dicks Sporting Goods credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Dick's Sporting Goods ScoreRewards Mastercard report your account activity to credit bureaus?
Yes, Dick's Sporting Goods ScoreRewards Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, Dicks Sporting Goods credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Dicks Sporting Goods credit card
- Visit the website of Dicks Sporting Goods credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Dicks Sporting Goods credit card
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Hours of Operation
Sunday8:00AM - 12:00AMMonday8:00AM - 12:00AMTuesday8:00AM - 12:00AMWednesday8:00AM - 12:00AMThursday8:00AM - 12:00AMFriday8:00AM - 12:00AMSaturday8:00AM - 12:00AM
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Other Credit Cards from Synchrony Bank
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
25.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Purchase APR
27.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
400 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.99% - 26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
300 - 850
300
850
Annual Fee
$0
Purchase APR
Up to 29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
-100
-1000+100
No one recommends
Everyone recommends
Dick's Sporting Goods ScoreRewards Mastercard Community Reviews
Would you recommend Dick's Sporting Goods ScoreRewards Mastercard to your friends?
MD
Marc D.
Mar 1, 2020
May or may not recommend
I make a very good income. I have credit cards with much higher credit limits than this card and they recently lowered my credit limit to the point that it affected my credit score.
To say that this upset me is an understatement. Not because they lowered my credit limit, but the fact that they had no reason to do so. I just recently had a credit card that upgraded me ...Show More
Showing 1 of 1 reviews
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