Dick's Sporting Goods ScoreRewards Mastercard Review

Dick's Sporting Goods ScoreRewards Mastercard is a cashback credit card issued by Synchrony Bank. If you're wondering whether Dick's Sporting Goods ScoreRewards Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.24%
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Dick's Sporting Goods ScoreRewards Mastercard Pros and Cons:

The Good

The Bad

2x points at Dick's Sporting Goods, Golf Galaxy, and Field and Stream. A store card is available for customers who don't qualify for the Mastercard. Best price guarantee. They'll match lower prices. 10% first purchase. No annual fee. Cardholders can earn rewards on their purchases. Dick's Sporting Goods ScoreRewards Mastercard reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.

Uncoverted Points expire one year from date earned Points don’t count toward online purchases or at kiosks. Low points outside of participating stores. Higher than average purchase APRs. Does not offer a signup bonus. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Does not include many credit card rewards.

Is there a Dick's Sporting Goods ScoreRewards Mastercard cash back or rewards program?

Dick's Sporting Goods ScoreRewards Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward. This card features rewards for purchases in the following categories:

• Retail

Dick's Sporting Goods ScoreRewards Mastercard Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus Spend Requirement	$0

What are the Dick's Sporting Goods ScoreRewards Mastercard benefits?

Dick's Sporting Goods ScoreRewards Mastercard provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Dick's Sporting Goods ScoreRewards Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Dick's Sporting Goods ScoreRewards Mastercard has higher than average purchase APRs.

Dick's Sporting Goods ScoreRewards Mastercard has a variable purchase APR starting at 29.24% . It also has a variable cash advance APR starting at 29.99% .

What are the Dick's Sporting Goods ScoreRewards Mastercard fees?

The following fees apply to Dick's Sporting Goods ScoreRewards Mastercard:

Dick's Sporting Goods ScoreRewards Mastercard Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Late Payment Fee	up to $38

Does Dick's Sporting Goods ScoreRewards Mastercard report your account activity to credit bureaus?

Dick's Sporting Goods ScoreRewards Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Dick's Sporting Goods ScoreRewards Mastercard

• Visit the Dick's Sporting Goods ScoreRewards Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.