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  Dick's Sporting Goods ScoreRewards Mastercard

Dick's Sporting Goods ScoreRewards Mastercard

in Personal Credit Cards from Synchrony Bank

Claimed

Dick's Sporting Goods ScoreRewards Mastercard

Claimed

in Personal Credit Cards from Synchrony Bank

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 23.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 840
Annual Fee $0

Dick's Sporting Goods ScoreRewards Mastercard Review

This is a store rewards credit card issued by Synchrony Bank. If you're wondering whether Dicks Sporting Goods credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 23.74%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Dicks Sporting Goods credit card
The Good The Bad
  • 2x points at Dick's Sporting Goods, Golf Galaxy, and Field and Stream.
  • Best price guarantee. They'll match lower prices.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Dick's Sporting Goods ScoreRewards Mastercard reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not include many credit card benefits.
Dicks Sporting Goods credit card FAQ

Does Dicks Sporting Goods credit card have a cash back or rewards program?

Dicks Sporting Goods credit card is a rewards card.

Dicks Sporting Goods credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate 2x
Annual rewards limit N/A
Signup Bonus Spend Requirement $0

Does Dicks Sporting Goods credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Dicks Sporting Goods credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Dicks Sporting Goods credit card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Dicks Sporting Goods credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 23.74%. It also has a variable cash advance APR of 29.99% .

Does Dicks Sporting Goods credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Dicks Sporting Goods credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Dicks Sporting Goods credit card?

The following fees apply:

Dicks Sporting Goods credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Dicks Sporting Goods credit card have a foreign transaction fee?

Dicks Sporting Goods credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Dicks Sporting Goods credit card?

The Dicks Sporting Goods credit card customer service number is (866) 226-5638.

What is the support contact email for Dicks Sporting Goods credit card?

The support contact email for Dicks Sporting Goods credit card is customer.service@mail.synchronybank.com.

How do people rate the customer service and user experience of Dicks Sporting Goods credit card?

Overall, Dicks Sporting Goods credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Dick's Sporting Goods ScoreRewards Mastercard report your account activity to credit bureaus?

Yes, Dick's Sporting Goods ScoreRewards Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Dicks Sporting Goods credit card

  • Visit the Dicks Sporting Goods credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Dick's Sporting Goods ScoreRewards Mastercard

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries including retail, health, auto, travel and home, along with award-winning consumer banking products. With more than $149 billion in sales financed and 75.5 million active accounts, Synchrony brings deep industry expertise, actionable data insights, innovative solutions and differentiated digital experiences to improve the success of every business we serve and the quality of each life we touch.

Earn more points every day with the ScoreRewards Mastercard and get access to ScoreCard Gold status when you open a ScoreRewards credit card account and start using your card.

Contact

Hours of Operation

  • Sunday 8:00am - 12:00am
  • Monday 8:00am - 12:00am
  • Tuesday 8:00am - 12:00am
  • Wednesday 8:00am - 12:00am
  • Thursday 8:00am - 12:00am
  • Friday 8:00am - 12:00am
  • Saturday 8:00am - 12:00am

Other Services by Synchrony Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • 1x - 2x Points on Retail
  • 1x Point on Every Purchase
  • 2x Points on In-Store Eligible Purchases
Cash Advance APR (Variable APR) 29.99%
Balance Computation daily balance
Purchase APR (Variable APR) 23.74%
Card Type
  • Rewards
  • Store Card
Card Network Mastercard

Dick's Sporting Goods ScoreRewards Mastercard Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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