Features

Gardening enthusiasts have a lot to like where the Home & Garden Showplace Discover card is concerned. It's possible to save significantly on gardening-related supplies using the card, especially during the introductory period of 0% financing if you make a purchase that costs a minimum of $299 and you pay that balance off in full by six months. But, individuals seeking travel related rewards or cash back bonuses will be disappointed.

Who Is the Home & Garden Showplace Discover Card Designed For?

The Home & Garden Showplace Discover card is a co-branded consumer credit card with special discounts for purchases made through the Home & Garden Showplace. But it is also a regular consumer credit card that can be used for general purchases. It is not targeted toward students or for business use.

Are There Annual Fees With Home & Garden Showplace Discover Credit Card?

There are no annual fees.

Does the Home & Garden Showplace Discover Card Offer Rewards?

Cardholders earn 3 percent back for purchases made through the Home & Garden Showplace, 2 percent back for money spent on gas and groceries and 1 percent on everything else. But, the rewards program dictates that the percentages earned are issued in Home & Garden Showplace vouchers. 

Are There Foreign Transaction Fees?

The Home & Garden Showplace Discover card charges 3 percent on all foreign transactions.

Are There Late Payment or Other Penalty Fees?

Late payments and returned payments are subject to fees of up to 37 dollars each. Balance transfers, cash advances and convenience checks are subject to a fee of 10 dollars or 3 percent of the total transaction, whichever is higher.

Summary

If you have a green thumb, the Home & Garden Showplace Discover card could be a good option given the introductory 0% financing offer on a minimum purchase of $299. Otherwise, the rewards program is skimpy and the APRs are on the high side, especially if your credit rating is on the low end of Average or Fair. The Discover card is also a bit more limited than MasterCard or Visa in the number of merchants that accept it.

  • Card Type
    Rewards
  • Customer Type
    Personal
  • Card Network
    Discover
  • Credit Score Range
    640 - 850
  • Minimum Age
    18
  • Grace Period / Deferred Interest
    23
  • Late Payment Penalty
    $37
  • Minimum Interest Charge
    $2
  • Returned Payment Fee
    $37
  • Foreign Currency Transaction Fee
    3%
  • No Annual Fee
  • Points
  • Purchases APR
    14.24% - 25.24%
  • Transfer Fee
    3% ($10 minimum)
  • Balance Transfer APR
    Starting at 26.24%
js-table-filter bizname-discover-it
0
js-table-filter ccard-type-222
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
700
js-table-filter every-purchase-138
js-table-filter free-fico-score-575
js-table-filter gas-139
js-table-filter groceries-141
11.49
js-table-filter restaurants-142
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-10

Est. 1960

  • Cashback
  • Every Purchase
  • Free FICO Score
  • Gas
  • Groceries
  • Restaurants
  • No Annual Fee
  • 0% Introductory APR
Card Type Cash Back
Card Type Balance Transfer
Card Type Rewards
Credit Score Range 700
Purchases APR 11.49%
Balance Transfer APR 11.49%
Intro APR period (months) 14
090
js-table-filter bizname-discover--home--garden
0
js-table-filter ccard-type-136
640
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter groceries-141
js-table-filter points-137
14.24
js-table-filter no-annual-fee-238
js-table-filter card-type-10
js-table-filter states-offered-44
js-table-filter states-offered-43
js-table-filter states-offered-47
js-table-filter states-offered-45
js-table-filter states-offered-48
js-table-filter states-offered-49
js-table-filter states-offered-50
js-table-filter states-offered-52
js-table-filter states-offered-51
js-table-filter states-offered-53
js-table-filter states-offered-55
js-table-filter states-offered-57
js-table-filter states-offered-59
js-table-filter states-offered-60
js-table-filter states-offered-61
js-table-filter states-offered-58
js-table-filter states-offered-62
js-table-filter states-offered-63
js-table-filter states-offered-64
js-table-filter states-offered-67
js-table-filter states-offered-66
js-table-filter states-offered-65
js-table-filter states-offered-69
js-table-filter states-offered-70
js-table-filter states-offered-73
js-table-filter states-offered-71
js-table-filter states-offered-74
js-table-filter states-offered-77
js-table-filter states-offered-81
js-table-filter states-offered-78
js-table-filter states-offered-79
js-table-filter states-offered-80
js-table-filter states-offered-82
js-table-filter states-offered-75
js-table-filter states-offered-76
js-table-filter states-offered-83
js-table-filter states-offered-84
js-table-filter states-offered-85
js-table-filter states-offered-86
js-table-filter states-offered-89
js-table-filter states-offered-90
js-table-filter states-offered-91
js-table-filter states-offered-92
js-table-filter states-offered-93
js-table-filter states-offered-94
js-table-filter states-offered-97
js-table-filter states-offered-95
js-table-filter states-offered-98
js-table-filter states-offered-100
js-table-filter states-offered-99
js-table-filter states-offered-101

Est. 1960

  • Every Purchase
  • Gas
  • Groceries
  • Points
  • No Annual Fee
Card Type Rewards
Credit Score Range 640
Purchases APR 14.24%
Balance Transfer APR 26.24%
052
js-table-filter bizname-discover--grand-rental-station-discover-card
0
js-table-filter ccard-type-137
js-table-filter ccard-type-136
js-table-filter cashback-135
640
js-table-filter every-purchase-138
js-table-filter gas-139
js-table-filter groceries-141
13.99
js-table-filter no-annual-fee-238
js-table-filter card-type-10
js-table-filter no-foreign-currency-transaction-fee-237

Est. 1989

  • Cashback
  • Every Purchase
  • Gas
  • Groceries
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Balance Transfer
Card Type Rewards
Credit Score Range 640
Purchases APR 13.99%
Balance Transfer APR 25.99%
006
js-table-filter bizname-discover-it-chrome
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
700
js-table-filter every-purchase-138
js-table-filter free-fico-score-575
js-table-filter gas-139
11.74
js-table-filter restaurants-142
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-10
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter states-offered-44
js-table-filter states-offered-43
js-table-filter states-offered-47
js-table-filter states-offered-45
js-table-filter states-offered-48
js-table-filter states-offered-49
js-table-filter states-offered-50
js-table-filter states-offered-52
js-table-filter states-offered-51
js-table-filter states-offered-53
js-table-filter states-offered-55
js-table-filter states-offered-57
js-table-filter states-offered-59
js-table-filter states-offered-60
js-table-filter states-offered-61
js-table-filter states-offered-58
js-table-filter states-offered-62
js-table-filter states-offered-63
js-table-filter states-offered-64
js-table-filter states-offered-67
js-table-filter states-offered-66
js-table-filter states-offered-65
js-table-filter states-offered-69
js-table-filter states-offered-70
js-table-filter states-offered-73
js-table-filter states-offered-71
js-table-filter states-offered-74
js-table-filter states-offered-77
js-table-filter states-offered-81
js-table-filter states-offered-78
js-table-filter states-offered-79
js-table-filter states-offered-80
js-table-filter states-offered-82
js-table-filter states-offered-75
js-table-filter states-offered-76
js-table-filter states-offered-83
js-table-filter states-offered-84
js-table-filter states-offered-85
js-table-filter states-offered-86
js-table-filter states-offered-89
js-table-filter states-offered-90
js-table-filter states-offered-91
js-table-filter states-offered-92
js-table-filter states-offered-93
js-table-filter states-offered-94
js-table-filter states-offered-97
js-table-filter states-offered-95
js-table-filter states-offered-98
js-table-filter states-offered-100
js-table-filter states-offered-99
js-table-filter states-offered-101

  • Cashback
  • Every Purchase
  • Free FICO Score
  • Gas
  • Restaurants
  • No Annual Fee
  • 0% Introductory APR
  • No Foreign Transaction Fee
Card Type Cash Back
Card Type Rewards
Credit Score Range 700
Purchases APR 11.74%
Balance Transfer APR 11.74%
Intro APR period (months) 14
106
js-table-filter bizname-discover-it-miles-with-no-annual-fee
js-table-filter air-miles-136
js-table-filter ccard-type-223
js-table-filter ccard-type-136
700
js-table-filter free-fico-score-575
11.24
js-table-filter travel-143
js-table-filter no-annual-fee-238
js-table-filter card-type-10
js-table-filter no-foreign-currency-transaction-fee-237

  • Air Miles
  • Free FICO Score
  • Travel
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Travel
Card Type Rewards
Credit Score Range 700
Purchases APR 11.24%
Balance Transfer APR 11.24%
106
js-table-filter bizname-discover-it-with-cashback-match
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter cashback-135
700
js-table-filter every-purchase-138
js-table-filter free-fico-score-575
js-table-filter gas-139
11.74
js-table-filter restaurants-142
0
js-table-filter no-annual-fee-238
js-table-filter no-introductory-apr-350
js-table-filter card-type-10
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter states-offered-44
js-table-filter states-offered-43
js-table-filter states-offered-47
js-table-filter states-offered-45
js-table-filter states-offered-48
js-table-filter states-offered-49
js-table-filter states-offered-50
js-table-filter states-offered-52
js-table-filter states-offered-51
js-table-filter states-offered-53
js-table-filter states-offered-55
js-table-filter states-offered-57
js-table-filter states-offered-59
js-table-filter states-offered-60
js-table-filter states-offered-61
js-table-filter states-offered-58
js-table-filter states-offered-62
js-table-filter states-offered-63
js-table-filter states-offered-64
js-table-filter states-offered-67
js-table-filter states-offered-66
js-table-filter states-offered-65
js-table-filter states-offered-69
js-table-filter states-offered-70
js-table-filter states-offered-73
js-table-filter states-offered-71
js-table-filter states-offered-74
js-table-filter states-offered-77
js-table-filter states-offered-81
js-table-filter states-offered-78
js-table-filter states-offered-79
js-table-filter states-offered-80
js-table-filter states-offered-82
js-table-filter states-offered-75
js-table-filter states-offered-76
js-table-filter states-offered-83
js-table-filter states-offered-84
js-table-filter states-offered-85
js-table-filter states-offered-86
js-table-filter states-offered-89
js-table-filter states-offered-90
js-table-filter states-offered-91
js-table-filter states-offered-92
js-table-filter states-offered-93
js-table-filter states-offered-94
js-table-filter states-offered-97
js-table-filter states-offered-95
js-table-filter states-offered-98
js-table-filter states-offered-100
js-table-filter states-offered-99
js-table-filter states-offered-101

  • Cashback
  • Every Purchase
  • Free FICO Score
  • Gas
  • Restaurants
  • No Annual Fee
  • 0% Introductory APR
  • No Foreign Transaction Fee
Card Type Cash Back
Card Type Rewards
Credit Score Range 700
Purchases APR 11.74%
Balance Transfer APR 11.74%
Intro APR period (months) 14
006
js-table-filter bizname-discover-it-chrome-18month-balance-transfer
js-table-filter ccard-type-137
700
js-table-filter free-fico-score-575
js-table-filter gas-139
11.24
js-table-filter restaurants-142
js-table-filter no-annual-fee-238
js-table-filter card-type-10
js-table-filter no-foreign-currency-transaction-fee-237

  • Free FICO Score
  • Gas
  • Restaurants
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Balance Transfer
Credit Score Range 700
Purchases APR 11.24%
Balance Transfer APR 11.24%
006
js-table-filter bizname-discover-it-secured-credit-card
0
js-table-filter ccard-type-222
js-table-filter ccard-type-136
js-table-filter ccard-type-138
js-table-filter cashback-135
300
js-table-filter gas-139
23.49
js-table-filter restaurants-142
10.99
js-table-filter no-annual-fee-238
js-table-filter card-type-10
js-table-filter no-foreign-currency-transaction-fee-237
js-table-filter states-offered-44
js-table-filter states-offered-43
js-table-filter states-offered-47
js-table-filter states-offered-45
js-table-filter states-offered-48
js-table-filter states-offered-49
js-table-filter states-offered-50
js-table-filter states-offered-52
js-table-filter states-offered-51
js-table-filter states-offered-53
js-table-filter states-offered-55
js-table-filter states-offered-57
js-table-filter states-offered-59
js-table-filter states-offered-60
js-table-filter states-offered-61
js-table-filter states-offered-58
js-table-filter states-offered-62
js-table-filter states-offered-63
js-table-filter states-offered-64
js-table-filter states-offered-67
js-table-filter states-offered-66
js-table-filter states-offered-65
js-table-filter states-offered-69
js-table-filter states-offered-70
js-table-filter states-offered-73
js-table-filter states-offered-71
js-table-filter states-offered-74
js-table-filter states-offered-77
js-table-filter states-offered-81
js-table-filter states-offered-78
js-table-filter states-offered-79
js-table-filter states-offered-80
js-table-filter states-offered-82
js-table-filter states-offered-75
js-table-filter states-offered-76
js-table-filter states-offered-83
js-table-filter states-offered-84
js-table-filter states-offered-85
js-table-filter states-offered-86
js-table-filter states-offered-89
js-table-filter states-offered-90
js-table-filter states-offered-91
js-table-filter states-offered-92
js-table-filter states-offered-93
js-table-filter states-offered-94
js-table-filter states-offered-97
js-table-filter states-offered-95
js-table-filter states-offered-98
js-table-filter states-offered-100
js-table-filter states-offered-99
js-table-filter states-offered-101

  • Cashback
  • Gas
  • Restaurants
  • No Annual Fee
  • No Foreign Transaction Fee
Card Type Cash Back
Card Type Rewards
Card Type Secured
Credit Score Range 300
Purchases APR 23.49%
Balance Transfer APR 23.59%
Introductory Rate 10.99%
Intro APR period (months) 6
006
Load More Products

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Reviews

Write a Review

Sort by:

  • Rating
  • Date
  • Most Useful

0 votes

This card is really cool if you are a gardener like me! I like their home and garden showplace discount. If you go to a garden center that does this you can get a whole 10% off! And then you earn 3% on those purchases. You also earn either 1% or 2% on other purchases.

0 votes

I've had good luck with the Discover credit card. It's not perfect, but has worked well for me for more than 15 years. With so many changes going on in the credit card industry I bet a lot of folks are considering switching to a different credit card. As for me I have used the Discover Card for the last 15 years or so and have been happy with their service. While this credit card has some drawbacks, overall it's a very good credit card to use.


New Review for Home & Garden Showplace Discover

Rate your experience:

Cancel