Discover it Miles Travel Credit Card Review

Discover it Miles Travel Credit Card is a rewards credit card issued by Discover Bank.  If you're wondering whether Discover it Miles Travel Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways

• No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
• 0% balance transfer intro rate. Offers an introductory APR rate on balance transfers of 10.99% for up to 14 months , which is longer than the average 0% APR period of 12 months.
• Competitive APRs. Discover it Miles Travel Credit Card has a variable purchase APR of up to 25.24%.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Has an introductory APR rate on balance transfers of 10.99%. Earn rewards on every purchase. Discover it Miles Travel Credit Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases. Free access to your credit score.	Does not offer a signup bonus.

Is there a Discover it Miles Travel Credit Card cash back or rewards program?

Discover it Miles Travel Credit Card offers a rewards program to its customers.

Discover it Miles Travel Credit Card Rewards

Rewards rate (all purchases)	1.5%
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Discover it Miles Travel Credit Card benefits?

Discover it Miles Travel Credit Card provides the following benefits:

• Free Credit Score
• Zero fraud liability
• No blackout dates when redeeming miles
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Discover it Miles Travel Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Discover it Miles Travel Credit Card has lower than average purchase APRs.

Discover it Miles Travel Credit Card has a variable purchase APR that ranges from 14.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 25.24%. It also has a variable cash advance APR starting at 27.24% .

Discover it Miles Travel Credit Card Balance Transfers

Description
Balance Transfer APR	14.24% - 25.24%
Introductory Rate	10.99%
Intro APR period (months)	14

Discover it Miles Travel Credit Card Rates & Terms

Description
Balance Computation	daily balance (including new purchases)
Purchase APR	14.24% - 25.24%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	Starting at 27.24%
Introductory Rate	0%
Intro APR period (months)	14

What are the Discover it Miles Travel Credit Card fees?

The following fees apply to Discover it Miles Travel Credit Card:

Discover it Miles Travel Credit Card Fees

Fees	Amount
Annual Fee	$0
Balance Transfer Fee	3%
Returned Payment Fee	$37
Late Payment Fee	$37

Does Discover it Miles Travel Credit Card report your account activity to credit bureaus?

Discover it Miles Travel Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Discover it Miles Travel Credit Card

• Visit the Discover it Miles Travel Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.