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Discover it Miles Travel Credit Card
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Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 11.99% - 22.99% |
Balance Transfer APR (Variable APR) | 11.99% - 22.99% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Discover it Miles Travel Credit Card Review
This is a rewards credit card issued by Discover Bank. If you're wondering whether Discover it Miles Travel Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 14 months.
- Competitive APRs. Discover it Miles Travel Credit Card has a variable purchase APR that ranges from 11.99% up to 22.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Discover it Miles Travel Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Discover it Miles Travel Credit Card
The Good | The Bad |
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Discover it Miles Travel Credit Card FAQ
Does Discover it Miles Travel Credit Card have a cash back or rewards program?
Discover it Miles Travel Credit Card is a travel rewards card.
Minimum rewards rate | 1.5x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Discover it Miles Travel Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Discover it Miles Travel Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Discover it Miles Travel Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Discover it Miles Travel Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Discover it Miles Travel Credit Card has a variable purchase APR that ranges from 11.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Discover it Miles Travel Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 10.99% for a period of up to 14 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 5% |
Balance Transfer Introductory APR | 10.99% |
Balance Transfer Intro APR Period | 14 months |
Balance Transfer APR | 11.99% - 22.99% |
Balance Transfer Fee % | 5% |
Does Discover it Miles Travel Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 14 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 14 months.
What are the fees for Discover it Miles Travel Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Discover it Miles Travel Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Discover it Miles Travel Credit Card?
The Discover it Miles Travel Credit Card customer service number is (800) 347-2683.
What is the support contact email for Discover it Miles Travel Credit Card?
The support contact email for Discover it Miles Travel Credit Card is service@email.discover.com.
What is the Discover it Miles Travel Credit Card login page?
You can access the Discover it Miles Travel Credit Card login page here.
How do people rate the customer service and user experience of Discover it Miles Travel Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Discover it Miles Travel Credit Card report your account activity to credit bureaus?
Yes, Discover it Miles Travel Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Discover it Miles Travel Credit Card
- Visit the Discover it Miles Travel Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2500 Lake Cook Rd
Riverwoods, IL 60015 USA - (800) 347-2683
- Visit Site
- Email Support
Other Services by Discover Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
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- South Dakota
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- Texas
- Utah
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- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 14 months |
Discover it Miles Travel Credit Card Community Reviews
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