Discover it Miles Travel Credit Card Review

Discover it Miles Travel Credit Card is a rewards credit card issued by Discover Bank. If you're wondering whether Discover it Miles Travel Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 14 months.
• Competitive APRs. Discover it Miles Travel Credit Card has a variable purchase APR that ranges from 13.49% up to 24.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Discover it Miles Travel Credit Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

The Good	The Bad
Lower than average purchase APRs. Has an introductory APR rate on balance transfers of 10.99%. 0% APR on new purchases during the first 14 months. No annual fee. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Discover it Miles Travel Credit Card is accepted. Discover it Miles Travel Credit Card reports to multiple credit bureaus.	Requires good to excellent credit. Does not offer a signup bonus. Charges a 5% balance transfer fee.

Is there a Discover it Miles Travel Credit Card cash back or rewards program?

Discover it Miles Travel Credit Card offers a rewards program to its customers.

Discover it Miles Travel Credit Card Rewards

Minimum rewards rate (all purchases)	1.5x
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Discover it Miles Travel Credit Card benefits?

Discover it Miles Travel Credit Card provides the following benefits:

• No blackout dates when redeeming miles
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Discover it Miles Travel Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Discover it Miles Travel Credit Card has lower than average purchase APRs.

Discover it Miles Travel Credit Card has a variable purchase APR that ranges from 13.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 24.49%. It also has a variable cash advance APR of 26.49% .

What are the fees for Discover it Miles Travel Credit Card?

The following fees apply to Discover it Miles Travel Credit Card:

Discover it Miles Travel Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does Discover it Miles Travel Credit Card report your account activity to credit bureaus?

Yes, Discover it Miles Travel Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Discover it Miles Travel Credit Card

• Visit the Discover it Miles Travel Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.