Discover it Miles Travel Credit Card
in Personal Credit Cards from Discover Bank
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| Balance Transfer APR (Variable APR) | 13.49% - 24.49% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 13.49% - 24.49% |
Discover it Miles Travel Credit Card Review
Discover it Miles Travel Credit Card is a rewards credit card issued by Discover Bank. If you're wondering whether Discover it Miles Travel Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 14 months.
- Competitive APRs. Discover it Miles Travel Credit Card has a variable purchase APR that ranges from 13.49% up to 24.49%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Discover it Miles Travel Credit Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
Discover it Miles Travel Credit Card Pros and Cons:
| The Good | The Bad |
|---|---|
|
|
Is there a Discover it Miles Travel Credit Card cash back or rewards program?
Discover it Miles Travel Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1.5% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Discover it Miles Travel Credit Card have a signup bonus?
Discover it Miles Travel Credit Card doesn't offer a cash signup bonus.Does Discover it Miles Travel Credit Card offer an annual loyalty bonus?
Discover it Miles Travel Credit Card doesn't offer a cash loyalty bonus.What are the Discover it Miles Travel Credit Card benefits?
Discover it Miles Travel Credit Card provides the following benefits:
- Free Credit Score
- Zero fraud liability
- No blackout dates when redeeming miles
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Discover it Miles Travel Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Discover it Miles Travel Credit Card has lower than average purchase APRs.Discover it Miles Travel Credit Card has a variable purchase APR that ranges from 13.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 24.49%. It also has a variable cash advance APR of 26.49% .
Does Discover it Miles Travel Credit Card have an introductory APR offer on balance transfers?
Yes, Discover it Miles Travel Credit Card offers an introductory APR rate on balance transfers of 10.99% for a period of up to 14 months.
| Description | |
|---|---|
| Balance Transfer APR | 13.49% - 24.49% |
| Balance Transfer Introductory APR | 10.99% |
| Balance Transfer Intro APR Period (months) | 14 |
| Balance Transfer Fee % | 5% |
| Balance Transfer Fee % After Intro Period | N/A |
| Balance Transfer Fee Intro Period (days) | N/A |
| Balance Transfer Fee Minimum | N/A |
Does Discover it Miles Travel Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 14 months.
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period (months) | 14 |
What are the fees for Discover it Miles Travel Credit Card?
The following fees apply to Discover it Miles Travel Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Discover it Miles Travel Credit Card have a foreign transaction fee?
Discover it Miles Travel Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Discover it Miles Travel Credit Card report your account activity to credit bureaus?
Discover it Miles Travel Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Discover it Miles Travel Credit Card
- Visit the Discover it Miles Travel Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
502 E. Market Street
Greenwood, DE 19950 - (800) 347-2683
- Visit Site
Other Services by Discover Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Earn unlimited 1.5x Miles for every dollar spent on all purchases. |
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