Who is this credit card designed for?

Discover it Secured Credit Card is a credit card issued by Discover Bank, which is based in , , and was established in 0.

It is for people with a credit score of 300 to 700. It's perfect for consumers looking for a card without an annual fee.

It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Discover Bank charges a variable APR on new purchases of 23.49%. Balance transfer APRs, which are also variable, start at 23.59%.

Is an introductory APR offer available?

Yes, Discover it Secured Credit Card offers an introductory APR rate of 10.99% for a period of 6 months.

What are the fees?

The following fees apply to Discover it Secured Credit Card:

  • A late payment penalty of $37.
  • A returned payment fee of $37.
  • Is a rewards program offered?

    Discover it Secured Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. You can earn more rewards if you make purchases in the following categories:

  • Gas
  • Restaurants
  • Is a signup bonus offered?

    No, it doesn't offer a cash signup bonus.

    What additional benefits does are offered?

    Discover it Secured Credit Card provides the following benefits:

    • Credit Score Range
      300 - 700
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Minimum Age
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Customer Type
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Minimum Interest Charge
    • Returned Payment Fee
    • No Annual Fee
    • No Foreign Transaction Fee
    • Card Type
      • Cash Back
      • Rewards
      • Secured
    • Card Network
    • Cashback
    • Credit Limit
    • Purchases APR (variable)
      Starting at 23.49%
    • Balance Transfer APR (variable)
      Starting at 23.59%
    • Introductory Rate
    • Intro APR period (months)
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