Disney® Visa® Credit Card

Disney® Visa® Credit Card Review

This is a store credit card issued by Chase Bank. If you're wondering whether Disney credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $50.
• Competitive APRs. Disney® Visa® Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Disney® Visa® Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Disney credit card

The Good	The Bad
Get a $50 statement credit after first purchase with a new Disney Visa Credit Card Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Extended warranty on purchases. Free access to your credit score. Identity Theft Protection. Disney® Visa® Credit Card reports to multiple credit bureaus.	Has foreign transaction fees. You need good credit to qualify. Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. Charges a 5% balance transfer fee.

Disney credit card FAQ

Does Disney credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Disney credit card benefits?

It provides the following benefits:

• Free Credit Score
• Extended Warranty Protection
• Zero fraud liability
• No blackout dates when redeeming miles
• Reports to major credit bureaus

What are the relevant APRs for Disney credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Disney® Visa® Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 24.49%. It also has a variable cash advance APR of 26.49% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Disney credit card?

The following fees apply:

Disney credit card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Disney® Visa® Credit Card report your account activity to credit bureaus?

Yes, Disney® Visa® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Disney credit card

• Visit the Disney credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.