Disney® Visa® Credit Card Review

Disney® Visa® Credit Card is a store credit card issued by Chase Bank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Disney® Visa® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Disney® Visa® Credit Card

The Good

The Bad

No annual fee. Disney® Visa® Credit Card reports to multiple credit bureaus. Get a $50 statement credit after first purchase with a new Disney Visa Credit Card Earn 1% in Disney Rewards Dollars on all card purchases. There are no limits to the number of Rewards Dollars you can earn. Redeem toward most anything Disney and Star Wars. Redeem Reward Dollars toward Disney Theme Park, tickets, Resort stays, shopping, dining, Disney movies, Star Wars movies, Disney store, shopDisney.com, and Disney Cruise Line purchases. Disney® Visa® Card has no annual fee.

Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Does not include many credit card rewards. Has foreign transaction fees.

Is there a Disney® Visa® Credit Card cash back or rewards program?

No, Disney® Visa® Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

• Retail

Disney® Visa® Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$50
Signup Bonus Spend Requirement	$10

What are the relevant APRs for Disney® Visa® Credit Card?

Disney® Visa® Credit Card has a variable purchase APR of up to 17.99%.

The card has a variable balance transfer APR of up to 17.99%.

The card has a variable cash advance APR of up to 26.99%.

Disney® Visa® Credit Card Balance Transfers

Description
Balance Transfer APR	Up to 17.99%
Introductory Rate	N/A
Intro APR period (months)	N/A

Disney® Visa® Credit Card Rates & Terms

Description
Balance Computation	N/A
Purchase APR	Up to 17.99%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	Up to 26.99%
Security Deposit	N/A
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Disney® Visa® Credit Card fees?

The following fees apply to Disney® Visa® Credit Card:

Disney® Visa® Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	up to $37
Late Payment Fee	$15 - $37

Does Disney® Visa® Credit Card report your account activity to credit bureaus?

Disney® Visa® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Disney® Visa® Credit Card

• Visit the Disney® Visa® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.