Last Updated: 05/14/2026
SuperMoney User Recommendation Score +17
Mostly recommended6 total votes
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Highlights
Community Rating
Mostly recommended
Purchase APR (Variable APR)
18.24% - 27.24%(Verified 01/17/2025)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
18.24% - 27.24%(Verified 01/17/2025)
Disclaimer popup with additional information
Credit Score Range
700 - 850
Annual Fee
$0
Disclaimer popup with additional information
Number of Reviews
Disney® Visa® Card Review
This is a store card issued by Chase Bank. If you're wondering whether Disney® Visa® Card is the right card for you, read on.
Key Takeaways
- Earn a $200 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.24% up to 27.24%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.$0
- A 5% balance transfer fee. Disney® Visa® Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Disney credit card
| The Good | The Bad |
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Disney credit card FAQ
Does Disney credit card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Free Credit Score
- Extended Warranty Protection
- Zero fraud liability
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Disney credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Disney® Visa® Card has a variable purchase APR that ranges from 18.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 27.24%. It also has a variable cash advance APR of 29.24% .
Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Disney credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Disney credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Disney credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Disney credit card have a foreign transaction fee?
Disney credit card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Disney credit card?
The customer service number for Disney credit card is (877) 242-7372.
What is the support contact email for Disney credit card?
The support contact email for Disney credit card is customerdepartament@chase.com.
How do people rate the customer service and user experience of Disney credit card?
Overall, Disney credit card is mostly recommended based on community reviews that rate customer service and user experience.
Does Disney® Visa® Card report your account activity to credit bureaus?
Yes, Disney® Visa® Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Chase Bank perform a hard credit pull?
Yes, Disney credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Disney credit card
- Visit the website of Disney credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 1:00PM
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Other Credit Cards from Chase Bank
Purchase APR
19.99% - 28.24%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.24%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$95
Disclaimer popup with additional information
Purchase APR
18.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
18.99% - 28.49%
Disclaimer popup with additional information
Credit Score Range
640 - 850
300
850
Annual Fee
$0
Disclaimer popup with additional information
Purchase APR
16.49% - 24.49%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 24.49%
Disclaimer popup with additional information
Credit Score Range
740 - 850
300
850
Annual Fee
$0
Purchase APR
20.49% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
20.49% - 29.24%
Disclaimer popup with additional information
Credit Score Range
640 - 850
300
850
Annual Fee
$0
Purchase APR
20.24% - 28.74%
Disclaimer popup with additional information
Balance Transfer APR
20.24% - 28.74%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$795
Disclaimer popup with additional information
Purchase APR
20.24% - 27.24%
Disclaimer popup with additional information
Balance Transfer APR
20.24% - 27.24%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$99
Purchase APR
19.24% - 27.99%
Disclaimer popup with additional information
Balance Transfer APR
19.24% - 27.99%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Purchase APR
20.49% - 28.99%
Disclaimer popup with additional information
Balance Transfer APR
20.49% - 28.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$95
Disclaimer popup with additional information
Purchase APR
16.49% - 24.49%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 24.49%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
19.99% - 28.49%
Disclaimer popup with additional information
Balance Transfer APR
19.99% - 28.49%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$99
Disclaimer popup with additional information
SuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +17, or 3.3 on a 5-point rating scale.
+17
-1000+100
No one recommends
Everyone recommends
Disney® Visa® Card Community Reviews
Would you recommend Disney® Visa® Card to your friends?
JB
Jane B.
Nov 18, 2023
May or may not recommend
This card was good because there is no annual fee, plus it's a Visa, so it's basically accepted anywhere you go. I just can't get on board with no rewards. This is a perk so many other credit cards offer; I don't understand why this doesn't do the same.
ZS
Zohra S.
Sep 21, 2022
May or may not recommend
It is not cash-back credit card, instead gives Disney Rewards Dollars with redemption somewhere at 50 Disney Reward Dollars. The reward rates are also not competitive at 1% as the industry standard is around 1.5%-2%. There are some Disney-only deals, but they are undoubtedly not the most affordable.
MB
Matt B.
Jun 29, 2022
May or may not recommend
Massive fan of Chase and how they protect their clients through Fraud, Identity Theft, and Purchase Protection. I have never had an issue with them *knock on wood*. Since I live in Florida and oftentimes fly my family down, from the cold states, we regularly head to Disney World - I use this card for those Disney expenses. As much as I love the Chase and Disney connection, I can't ...Show More
NI
Nicole I.
Nov 5, 2020
May or may not recommend
The Disney Visa Credit Card is one that I have consistently been using and I am a very big fan of it. I know one of the biggest cons is the $49 annual fee however, you receive a $200 initial bonus and you even receive 15% off all Disney products, which is great for trips to Disney World! Overall a really great card.
Bella M.
Oct 25, 2020
May or may not recommend
This credit card is really only useful if you shop at Disney stores or parks a lot. I’ve used mine a couple of times to buy Christmas presents from the online Disney Store. It has raised my credit score a few points as well. I would recommend this if it is something you would use a lot, otherwise it’s a bit pointless.
SD
Samantha D.
Oct 10, 2020
May or may not recommend
Being people who enjoy going to Disney and buying Disney stuff having a Disney Visa Credit Card was a great way to get some of that money back into our trips. It gives us a 1% back that can go toward trips or shopping. It does take a little while to get the banked rewards out but it’s not terrible.
Showing 6 of 6 reviews
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