Disney® Visa® Credit Card
Would you recommend Disney® Visa® Credit Card to your friends?
| Community Rating | Mostly recommended |
| Purchase APR (Variable APR) |
15.49% - 24.49% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
15.49% - 24.49% (Verified 08/04/2023) |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
| Number of Reviews | 5 |
Disney® Visa® Credit Card Review
This is a store card issued by Chase Bank. If you're wondering whether Disney credit card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $50.
- Competitive APRs. Disney® Visa® Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Disney® Visa® Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Disney credit card
| The Good | The Bad |
|---|---|
|
|
Disney credit card FAQ
Does Disney credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Disney credit card benefits?
It provides the following benefits:
- Free Credit Score
- Extended Warranty Protection
- Zero fraud liability
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Disney credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Disney® Visa® Credit Card has a variable purchase APR that ranges from 15.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 24.49%. It also has a variable cash advance APR of 26.49% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Disney credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Disney credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Disney credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $ |
| Initial Program Fee | $ |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | Starting at $ up to $40 |
| Late Payment Fee | Starting at up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Disney credit card have a foreign transaction fee?
Disney credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Disney credit card?
The Disney credit card customer service number is (877) 242-7372.
What is the support contact email for Disney credit card?
The support contact email for Disney credit card is customerdepartament@chase.com.
What is the Disney credit card login page?
You can access the Disney credit card login page here.
How do people rate the customer service and user experience of Disney credit card?
Overall, Disney credit card is mostly recommended based on community reviews that rate customer service and user experience.
Does Disney® Visa® Credit Card report your account activity to credit bureaus?
Yes, Disney® Visa® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Disney credit card
- Visit the Disney credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
Other Credit Cards by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Disney® Visa® Credit Card Community Reviews
Would you recommend Disney® Visa® Credit Card to your friends?
Other Credit Cards
- Advancial FCU Visa® Rewards Plus Credit Card
- America 1st CU Visa Low Rate Credit Card
- BlockFi Bitcoin Rewards Credit Card
- Brazos Valley Schools Platinum MasterCard
- Commerce Bank of Washington Visa Platinum Credit Card
- Education Credit Union Visa Platinum Cash Rewards
- Florida Credit Union Platinum Wave Cash Back
- Gap Good Rewards Mastercard®
- Menards BIG Card®
- Merced School Employees FCU Student Visa
- OPT Credit Card
- Zions Bank® Premier Card®
