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  Disney® Visa® Credit Card

Disney® Visa® Credit Card

in Personal Credit Cards from Chase Bank

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Disney® Visa® Credit Card

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in Personal Credit Cards from Chase Bank

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Highlights
Highlights
Purchase APR  (Variable APR) 17.49%
Balance Transfer APR  (Variable APR) 17.49%
Credit Score Range 700 - 850
Annual Fee $0

Disney® Visa® Credit Card Review

Disney® Visa® Credit Card is a store credit card issued by Chase Bank. If you're wondering whether Disney® Visa® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Earn 1% cash back on everyday purchases.
  • Signup bonus. Offers a signup bonus of $50.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 17.49%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Disney® Visa® Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, purchase protection, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.

Disney® Visa® Credit Card Pros and Cons:

The Good The Bad
  • Get a $50 statement credit after first purchase with a new Disney Visa Credit Card
  • No annual fee.
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Earn rewards on every purchase.
  • Disney® Visa® Credit Card reports to multiple credit bureaus.
  • Has foreign transaction fees.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee.

Is there a Disney® Visa® Credit Card cash back or rewards program?

No, Disney® Visa® Credit Card does not offer a rewards program.

What are the Disney® Visa® Credit Card benefits?

Disney® Visa® Credit Card provides the following benefits:

  • Free Credit Score
  • Extended Warranty Protection
  • Zero fraud liability
  • No blackout dates when redeeming miles
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Disney® Visa® Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Disney® Visa® Credit Card has higher than average purchase APRs.

Disney® Visa® Credit Card has a variable purchase APR of 17.49%. The card has a variable balance transfer APR of 17.49% . It also has a variable cash advance APR of 26.49% .

Does Disney® Visa® Credit Card have an introductory APR offer on balance transfers?

No, Disney® Visa® Credit Card does not come with an introductory APR offer for balance transfers.

Does Disney® Visa® Credit Card have an introductory APR offer on new purchases?

Disney® Visa® Credit Card does not offer an introductory rate on new purchases.
Disney® Visa® Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Disney® Visa® Credit Card?

The following fees apply to Disney® Visa® Credit Card:

Disney® Visa® Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $37
Late Payment Fee $15 - $37

Does Disney® Visa® Credit Card have a foreign transaction fee?

Disney® Visa® Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Disney® Visa® Credit Card report your account activity to credit bureaus?

Disney® Visa® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Disney® Visa® Credit Card

  • Visit the Disney® Visa® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn 1% in Disney Rewards Dollars on all your card purchases with no limits to the amount you can earn.
No Annual Fee  
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Returned Payment Fee Up to $37
Late Fee Amount $15 - $37
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Card Type Store Card
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Fraud Liability  
Extended Warranty  
Credit Card Benefits
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Purchase Protection
Bonus Rewards Get a $50 statement credit after first purchase with a new Disney Visa Credit Card.
No Blackout Dates  
Rewards Rates
  • Every Purchase
  • Retail
Signup Bonus $50
Rewards Type Cash Back
Cash Advance APR (Variable APR) 26.49%
Balance Computation daily balance method (including new transactions).
Purchase APR (Variable APR) 17.49%
Balance Transfer APR (Variable APR) 17.49%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%

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