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  DuGood Federal Credit Union Mastercard

DuGood Federal Credit Union Mastercard

in Personal Credit Cards from DuGood Federal Credit Union

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DuGood Federal Credit Union Mastercard

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in Personal Credit Cards from DuGood Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 8.25% - 16.30%
Balance Transfer APR  (Variable APR) 8.25% - 16.30%
Credit Score Range 500 - 599
Annual Fee N/A

DuGood Federal Credit Union Mastercard Review

This is a store rewards credit card issued by DuGood Federal Credit Union. If you're wondering whether DuGood Federal Credit Union Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. DuGood Federal Credit Union Mastercard has a variable purchase APR that ranges from 8.25% up to 16.30%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel assistance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of DuGood Federal Credit Union Mastercard
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • DuGood Federal Credit Union Mastercard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1.00%.
  • You don't earn rewards on every purchase.
DuGood Federal Credit Union Mastercard FAQ

Does DuGood Federal Credit Union Mastercard have a cash back or rewards program?

DuGood Federal Credit Union Mastercard is a travel rewards card.

DuGood Federal Credit Union Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does DuGood Federal Credit Union Mastercard have a signup bonus?

This card doesn't offer a cash signup bonus.

Does DuGood Federal Credit Union Mastercard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the DuGood Federal Credit Union Mastercard benefits?

It provides the following benefits:

  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for DuGood Federal Credit Union Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 8.25% up to 16.30%. The card has a variable balance transfer APR that ranges from 8.25% up to 16.30%. It also has a variable cash advance APR that ranges from 8.25% up to 16.30%.

Does DuGood Federal Credit Union Mastercard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does DuGood Federal Credit Union Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for DuGood Federal Credit Union Mastercard?

The following fees apply:

DuGood Federal Credit Union Mastercard Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1.00%

Does DuGood Federal Credit Union Mastercard have a foreign transaction fee?

DuGood Federal Credit Union Mastercard charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for DuGood Federal Credit Union Mastercard?

The DuGood Federal Credit Union Mastercard customer service number is (400) 899-3430.

What is the support contact email for DuGood Federal Credit Union Mastercard?

The support contact email for DuGood Federal Credit Union Mastercard is dugood@dugood.org.

Does DuGood Federal Credit Union Mastercard report your account activity to credit bureaus?

Yes, DuGood Federal Credit Union Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuGood Federal Credit Union Mastercard

  • Visit the DuGood Federal Credit Union Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View DuGood Federal Credit Union Mastercard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday Closed

About DuGood Federal Credit Union Mastercard

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1.00%
Returned Payment Fee Starting at $30.00
Late Fee Amount Starting at $30.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 599
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Fraud Liability
  • Travel Assistance
Rewards Categories
  • Travel
  • Advertising Services
  • Amazon Purchases
  • Home Improvement Purchases
  • Select Merchants
Cash Advance APR (Variable APR) 8.25% - 16.30%
Purchase APR (Variable APR) 8.25% - 16.30%
Balance Transfer Fee Intro Period 25 days
Balance Transfer APR (Variable APR) 8.25% - 16.30%
Card Type
  • Rewards
  • Travel
  • Store Card
Card Network Mastercard

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