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State Department Visa Platinum® Credit Card

in Personal Credit Cards from State Department Federal Credit Union

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State Department Visa Platinum® Credit Card

Unaffiliated

in Personal Credit Cards from State Department Federal Credit Union

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Highlights
Highlights
Community Rating Mostly recommended
Purchase APR 8.49% - 16.49%
Balance Transfer APR 8.49% - 16.49%
Annual Fee $0
Credit Score Range 700 - 850

Overview

Who is this credit card designed for?

State Department Visa Platinum® Credit Card is a credit card issued by State Department Federal Credit Union, which is based in Alexandria, VA. 

State Department Visa Platinum® Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. State Department Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

State Department Visa Platinum® Credit Card has a variable purchase APR that ranges from 8.49% up to 16.49%.

The card has a variable balance transfer APR that ranges from 8.49% up to 16.49%.

It also has a variable cash advance APR that ranges from 8.49% up to 16.49%.

Is an introductory APR offer available?

No, State Department Visa Platinum® Credit Card does not come with an introductory APR offer for balance transfers.

State Department Visa Platinum® Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to State Department Visa Platinum® Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • A returned payment fee of up to $25.
  • There are no foreign transaction fees.

Is a rewards program offered?

State Department Visa Platinum® Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

State Department Visa Platinum® Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

State Department Visa Platinum® Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 State Department Visa Platinum® Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus
  • Does State Department Visa Platinum® Credit Card report your account activity to credit bureaus?

    State Department Visa Platinum® Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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    Availability

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      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Annual Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    Returned Payment Fee $25
    Minimum Interest Charge $0.50
    Late Fee Amount $25
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Travel Assistance
    No Blackout Dates  
    Every Purchase 1x
    Rewards Categories
    • Every Purchase
    Purchase APR (Variable APR) 8.49% - 16.49%
    Cash Advance APR (Variable APR) 8.49% - 16.49%
    Balance Computation average daily balance (including new purchases)
    Balance Transfer APR (Variable APR) 8.49% - 16.49%

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