State Department Visa Platinum® Credit Card
in Personal Credit Cards from State Department Federal Credit Union
UnaffiliatedState Department Visa Platinum® Credit Card
in Personal Credit Cards from State Department Federal Credit Union
Would you recommend State Department Visa Platinum® Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 8.49% - 16.49% |
| Balance Transfer APR (Variable APR) | 8.49% - 16.49% |
| Credit Score Range | 700 - 850 |
State Department Visa Platinum® Credit Card Review
State Department Visa Platinum® Credit Card is a rewards credit card issued by State Department Federal Credit Union.
This card is designed for people with good credit. The minimum credit score to apply is 700. State Department Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether State Department Visa Platinum® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a State Department Visa Platinum® Credit Card cash back or rewards program?
State Department Visa Platinum® Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does State Department Visa Platinum® Credit Card have a signup bonus?
State Department Visa Platinum® Credit Card doesn't offer a cash signup bonus.Does State Department Visa Platinum® Credit Card offer an annual loyalty bonus?
State Department Visa Platinum® Credit Card doesn't offer a cash loyalty bonus.What are the State Department Visa Platinum® Credit Card benefits?
State Department Visa Platinum® Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for State Department Visa Platinum® Credit Card?
State Department Visa Platinum® Credit Card has a variable purchase APR that ranges from 8.49% up to 16.49%. The card has a variable balance transfer APR that ranges from 8.49% up to 16.49%.
It also has a variable cash advance APR that ranges from 8.49% up to 16.49%.
Does State Department Visa Platinum® Credit Card have an introductory APR offer?
No, State Department Visa Platinum® Credit Card does not come with an introductory APR offer for balance transfers. State Department Visa Platinum® Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | 8.49% - 16.49% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | 8.49% - 16.49% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | 8.49% - 16.49% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the State Department Visa Platinum® Credit Card fees?
The following fees apply to State Department Visa Platinum® Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $25 |
| Late Payment Fee | $25 |
Does State Department Visa Platinum® Credit Card have a foreign transaction fee?
State Department Visa Platinum® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does State Department Visa Platinum® Credit Card report your account activity to credit bureaus?
State Department Visa Platinum® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for State Department Visa Platinum® Credit Card
- Visit the State Department Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1630 King St,
Alexandria, VA 22314 USA - (703) 706-5000
- Visit Site
About State Department Visa Platinum® Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $25 |
| Minimum Interest Charge | $0.50 |
| Late Fee Amount | $25 |
State Department Visa Platinum® Credit Card Community Reviews
Would you recommend State Department Visa Platinum® Credit Card to your friends?
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