
Best Of Product
SDFCU Visa Platinum
Would you recommend SDFCU Visa Platinum to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 6.99% - 14.99% |
Balance Transfer APR (Variable APR) | 6.99% - 14.99% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
SDFCU Visa Platinum Review
This is a rewards card issued by State Department Federal Credit Union. If you're wondering whether SDFCU Visa Platinum is the right card for you, read on.
Key Takeaways
- Competitive APRs. SDFCU Visa Platinum has a variable purchase APR that ranges from 6.99% up to 14.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Accepts cosigners. State Department Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of SDFCU Visa Platinum
The Good | The Bad |
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SDFCU Visa Platinum FAQ
Does SDFCU Visa Platinum have a cash back or rewards program?
SDFCU Visa Platinum is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does SDFCU Visa Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does SDFCU Visa Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the SDFCU Visa Platinum benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for SDFCU Visa Platinum?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.SDFCU Visa Platinum has a variable purchase APR that ranges from 6.99% up to 14.99%. The card has a variable balance transfer APR that ranges from 6.99% up to 14.99%. It also has a variable cash advance APR that ranges from 6.99% up to 14.99%.
Does SDFCU Visa Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does SDFCU Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for SDFCU Visa Platinum?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Initial Program Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does SDFCU Visa Platinum have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for SDFCU Visa Platinum?
The SDFCU Visa Platinum customer service number is (800) 296-8882.
What is the support contact email for SDFCU Visa Platinum?
The support contact email for SDFCU Visa Platinum is sdfcu@sdfcu.org.
What is the SDFCU Visa Platinum login page?
You can access the SDFCU Visa Platinum login page here.
How do people rate the customer service and user experience of SDFCU Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does SDFCU Visa Platinum report your account activity to credit bureaus?
Yes, SDFCU Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for SDFCU Visa Platinum
- Visit the SDFCU Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1630 King St,
Alexandria, VA 22314 USA - (800) 296-8882
- Visit Site
- Email Support
About SDFCU Visa Platinum
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Cash Advance Fee ($) | $0 - $3 |
Initial Program Fee | $0 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0.50 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $25 |
Late Fee Amount | Up to $25 |
SDFCU Visa Platinum Community Reviews
Would you recommend SDFCU Visa Platinum to your friends?
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