SDFCU Visa Platinum
in Personal Credit Cards from State Department Federal Credit Union
UnaffiliatedSDFCU Visa Platinum
in Personal Credit Cards from State Department Federal Credit Union
Would you recommend SDFCU Visa Platinum to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 6.99% - 14.99% |
| Balance Transfer APR (Variable APR) | 6.99% - 14.99% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
SDFCU Visa Platinum Review
SDFCU Visa Platinum is a rewards credit card issued by State Department Federal Credit Union. If you're wondering whether SDFCU Visa Platinum is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. SDFCU Visa Platinum has a variable purchase APR that ranges from 6.99% up to 14.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Accepts cosigners. State Department Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a SDFCU Visa Platinum cash back or rewards program?
SDFCU Visa Platinum offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does SDFCU Visa Platinum have a signup bonus?
SDFCU Visa Platinum doesn't offer a cash signup bonus.Does SDFCU Visa Platinum offer an annual loyalty bonus?
SDFCU Visa Platinum doesn't offer a cash loyalty bonus.What are the SDFCU Visa Platinum benefits?
SDFCU Visa Platinum provides the following benefits:
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for SDFCU Visa Platinum?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. SDFCU Visa Platinum has lower than average purchase APRs.SDFCU Visa Platinum has a variable purchase APR that ranges from 6.99% up to 14.99%. The card has a variable balance transfer APR that ranges from 6.99% up to 14.99%. It also has a variable cash advance APR that ranges from 6.99% up to 14.99%.
Does SDFCU Visa Platinum have an introductory APR offer on balance transfers?
No, SDFCU Visa Platinum does not come with an introductory APR offer for balance transfers.Does SDFCU Visa Platinum have an introductory APR offer on new purchases?
SDFCU Visa Platinum does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for SDFCU Visa Platinum?
The following fees apply to SDFCU Visa Platinum:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does SDFCU Visa Platinum have a foreign transaction fee?
SDFCU Visa Platinum does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does SDFCU Visa Platinum report your account activity to credit bureaus?
SDFCU Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for SDFCU Visa Platinum
- Visit the SDFCU Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1630 King St,
Alexandria, VA 22314 - (703) 706-5000
- Visit Site
About SDFCU Visa Platinum
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | 1 point for every $1 spent |
SDFCU Visa Platinum Community Reviews
Would you recommend SDFCU Visa Platinum to your friends?
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