Overview

Who is this credit card designed for?

State Department Visa Platinum® Credit Card is a credit card issued by State Department Federal Credit Union, which is based in Alexandria, VA. 

State Department Visa Platinum® Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. State Department Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

State Department Visa Platinum® Credit Card has a variable purchase APR that ranges from 8.49% up to 16.49%.

The card has a variable balance transfer APR that ranges from 8.49% up to 16.49%.

It also has a variable cash advance APR that ranges from 8.49% up to 16.49%.

Is an introductory APR offer available?

No, State Department Visa Platinum® Credit Card does not come with an introductory APR offer for balance transfers.

State Department Visa Platinum® Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to State Department Visa Platinum® Credit Card:

• There is no annual fee.
• A late payment penalty of up to $25.
• State Department Visa Platinum® Credit Card does not charge a returned payment fee.
• There are no foreign transaction fees.

Is a rewards program offered?

State Department Visa Platinum® Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Every Purchase

Is a signup bonus offered?

State Department Visa Platinum® Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

State Department Visa Platinum® Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 State Department Visa Platinum® Credit Card provides the following benefits:

Does State Department Visa Platinum® Credit Card report your account activity to credit bureaus?

State Department Visa Platinum® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.