State Department Visa Platinum® Credit Card Review

State Department Visa Platinum® Credit Card is a rewards credit card issued by State Department Federal Credit Union. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

Accepts cosigners. State Department Federal Credit Union is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether State Department Visa Platinum® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a State Department Visa Platinum® Credit Card cash back or rewards program?

State Department Visa Platinum® Credit Card offers a rewards program to its customers.

State Department Visa Platinum® Credit Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the State Department Visa Platinum® Credit Card benefits?

State Department Visa Platinum® Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for State Department Visa Platinum® Credit Card?

State Department Visa Platinum® Credit Card has a variable purchase APR that ranges from 8.49% up to 16.49%. The card has a variable balance transfer APR that ranges from 8.49% up to 16.49%.

It also has a variable cash advance APR that ranges from 8.49% up to 16.49%.

What are the State Department Visa Platinum® Credit Card fees?

No Annual Fee. State Department Visa Platinum® Credit Card does not charge an annual fee. No foreign transaction fee. State Department Visa Platinum® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to State Department Visa Platinum® Credit Card:

State Department Visa Platinum® Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	$25
Late Payment Fee	$25

Does State Department Visa Platinum® Credit Card report your account activity to credit bureaus?

State Department Visa Platinum® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for State Department Visa Platinum® Credit Card

• Visit the State Department Federal Credit Union website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.