Evans Tire Credit Card

Evans Tire Credit Card Review

This is a store card issued by Credit First National Association. If you're wondering whether Evans Tire Credit Card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.8%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Evans Tire Credit Card

The Good	The Bad
No annual fee. Considers applicants with fair credit. Evans Tire Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

Evans Tire Credit Card FAQ

Does Evans Tire Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Evans Tire Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Evans Tire Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Evans Tire Credit Card has a variable purchase APR of 28.8%.

What are the fees for Evans Tire Credit Card?

The following fees apply:

Evans Tire Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	Starting at $ up to $40
Late Payment Fee	Starting at up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Evans Tire Credit Card report your account activity to credit bureaus?

Yes, Evans Tire Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Evans Tire Credit Card

• Visit the Evans Tire Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.