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  First Digital NextGen Mastercard

First Digital NextGen Mastercard

in Personal Credit Cards from Synovus Bank

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First Digital NextGen Mastercard

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in Personal Credit Cards from Synovus Bank

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Highlights
Highlights
Purchase APR  (Fixed APR) N/A
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 300 - 650
Annual Fee $48 - $75

First Digital NextGen Mastercard Review

First Digital NextGen Mastercard is a credit card issued by Synovus Bank. If you're wondering whether First Digital NextGen Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
First Digital NextGen Mastercard Pros & Cons
The Good The Bad
  • Considers applicants with fair or poor credit.
  • First Digital NextGen Mastercard reports to multiple credit bureaus.
  • Charges an annual fee of up to $48.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
First Digital NextGen Mastercard FAQ

Is there a First Digital NextGen Mastercard cash back or rewards program?

No, First Digital NextGen Mastercard does not offer a rewards program.

What are the relevant APRs for First Digital NextGen Mastercard?

Issuer does not publicly disclose rates. Please see the issuer's application page or contact them directly for rate and fee information.

Does First Digital NextGen Mastercard have an introductory APR offer on balance transfers?

No, First Digital NextGen Mastercard does not come with an introductory APR offer for balance transfers.

Does First Digital NextGen Mastercard have an introductory APR offer on new purchases?

First Digital NextGen Mastercard does not offer an introductory rate on new purchases.
First Digital NextGen Mastercard Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for First Digital NextGen Mastercard?

The following fees apply to First Digital NextGen Mastercard:

First Digital NextGen Mastercard Fees
Fees Amount
Annual Fee Starting at $48 up to $75 (Annual fees vary by year)
Initial Program Fee $95
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does First Digital NextGen Mastercard report your account activity to credit bureaus?

First Digital NextGen Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for First Digital NextGen Mastercard

  • Visit the First Digital NextGen Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Synovus Bank

Some rates and fees are presented with blank values but are applicable (e.g. Purchase and Cash Advance APR's, Annual Fee, Program Fee, etc.) Please review the rate and fee information on the application page for more details.

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Initial Program Fee $95
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $48 - $75
Returned Payment Fee Up to $39
Additional Card Fee Amount $29
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Checking Account Required  
Credit Score Range 300 - 650
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Type No Rewards
Does Not Disclose Rates  
Card Type Bad Credit
Card Network Mastercard

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