Last Updated: 07/28/2025
SuperMoney User Recommendation Score -20
Mostly not recommended10 total votes
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Highlights
Community Rating
Mostly not recommended
Purchase APR (Variable APR)
35.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
300 - 650
Annual Fee
$48 - $75
Number of Reviews
First Digital NextGen Mastercard Review
This is a card issued by Synovus Bank. If you're wondering whether First Digital NextGen Mastercard is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 35.99%
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of First Digital NextGen Mastercard
| The Good | The Bad |
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First Digital NextGen Mastercard FAQ
Does First Digital NextGen Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for First Digital NextGen Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.First Digital NextGen Mastercard has a variable purchase APR of 35.99%. First Digital NextGen Mastercard does not offer balance transfers. It also has a variable cash advance APR of 35.99% .
Does First Digital NextGen Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. First Digital NextGen Mastercard does not offer balance transfers.Does First Digital NextGen Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Digital NextGen Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $48 - $75 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $29 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | Up to $95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee ranging from $48 up to $75.
What is the customer service phone number for First Digital NextGen Mastercard?
The customer service number for First Digital NextGen Mastercard is (888) 796-6887.
What is the support contact email for First Digital NextGen Mastercard?
The support contact email for First Digital NextGen Mastercard is info@firstlatitude.com.
What is the login page for First Digital NextGen Mastercard?
You can access the login page of First Digital NextGen Mastercard here.
How do people rate the customer service and user experience of First Digital NextGen Mastercard?
Overall, First Digital NextGen Mastercard is mostly not recommended based on community reviews that rate customer service and user experience.
Does First Digital NextGen Mastercard report your account activity to credit bureaus?
Yes, First Digital NextGen Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synovus Bank perform a hard credit pull?
Yes, First Digital NextGen Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for First Digital NextGen Mastercard
- Visit the website of First Digital NextGen Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Message from First Digital NextGen Mastercard
Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day