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First Latitude Platinum Mastercard

in Personal Credit Cards from Synovus Bank

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First Latitude Platinum Mastercard

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in Personal Credit Cards from Synovus Bank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 750

First Latitude Platinum Mastercard Review

First Latitude Platinum Mastercard is a secured credit card credit card issued by Synovus Bank. 

Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

This card is designed for people who have bad credit. The minimum credit score to apply is 300. If you're wondering whether First Latitude Platinum Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of First Latitude Platinum Mastercard
The Good The Bad
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • First Latitude Platinum Mastercard reports to multiple credit bureaus.
  • No annual fee.
  • Helpful for building or improving credit. Reports to all three major credit bureaus.
  • No credit history or minimum credit score is required for approval.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
  • You need a minimum security deposit of $200.
  • The initial credit limit will be equal to the amount deposited as security into the account. This amount cannot exceed $2000.
  • The maximum credit limit that can be obtained over time is $5000.
  • High interest rate
  • Is there a First Latitude Platinum Mastercard cash back or rewards program?

    No, First Latitude Platinum Mastercard does not offer a rewards program.

    First Latitude Platinum Mastercard Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the relevant APRs for First Latitude Platinum Mastercard?

    It also has a variable cash advance APR starting at 26.74% .

    Does First Latitude Platinum Mastercard have an introductory APR offer?

    First Latitude Platinum Mastercard does not offer an introductory rate on new purchases.
    First Latitude Platinum Mastercard Balance Transfers
    Description
    Balance Transfer APR N/A
    Introductory Rate N/A
    Intro APR period (months) N/A
    First Latitude Platinum Mastercard Rates & Terms
    Description
    Balance Computation Daily Balance
    Purchase APR N/A
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR Starting at 26.74%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the First Latitude Platinum Mastercard fees?

    The following fees apply to First Latitude Platinum Mastercard:

    First Latitude Platinum Mastercard Fees
    Fees Amount
    Annual Fee $0
    Returned Payment Fee up to $28
    Late Payment Fee up to $39

    Does First Latitude Platinum Mastercard report your account activity to credit bureaus?

    First Latitude Platinum Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for First Latitude Platinum Mastercard

    • Visit the First Latitude Platinum Mastercard website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 46 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 25
    Cash Advance Fee (%) Starting at 3%
    Cash Advance Fee Minimum $10
    Late Fee Amount Up to $39
    Minimum Cash Advance Fee ($) Starting at $10
    Minimum Interest Charge $1.50
    Returned Payment Fee Up to $28
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Card Network
    • Mastercard
    Card Type
    • Bad Credit
    • Secured
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Cash Advance APR (Variable APR) Starting at 26.74%
    Balance Computation Daily Balance

    First Latitude Platinum Mastercard Community Reviews

     

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