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Last Updated: 07/28/2025

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The First Progress Platinum Elite Mastercard® Secured Credit Card

in Credit Cards from Synovus Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
The First Progress Platinum Elite Mastercard® Secured Credit Card logo
Mostly not recommended17 total votes
2 users recommend
8 users are unsure
7 users don't recommend
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Highlights

Community Rating

Mostly not recommended

Purchase APR (Variable APR)

25.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

N/A(Verified 08/01/2023)

Credit Score Range

300 - 640

Annual Fee

$29

Number of Reviews

17

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The First Progress Platinum Elite Mastercard® Secured Credit Card Review

This is a secured credit card issued by Synovus Bank. If you're wondering whether The First Progress Platinum Elite Mastercard® Secured Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 25.24%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
  • Accepts cosigners. Synovus Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
  • Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of The First Progress Platinum Elite Mastercard® Secured Credit Card

The First Progress Platinum Elite Mastercard® Secured Credit Card FAQ

Does The First Progress Platinum Elite Mastercard® Secured Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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