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First Progress Platinum Elite Mastercard® Secured Credit Card

in Personal Credit Cards from Synovus Bank

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First Progress Platinum Elite Mastercard® Secured Credit Card

Claimed

in Personal Credit Cards from Synovus Bank

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
6 users are unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Annual Fee $29
Purchase APR  (Variable APR) 20.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640
Number of Reviews 12

First Progress Platinum Elite Mastercard® Secured Credit Card Review

First Progress Platinum Elite Mastercard® Secured Credit Card is a secured credit card credit card issued by Synovus Bank. 

Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 300.

Accepts cosigners. Synovus Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

Credit limit. This card has a credit limit of up to $2000.

If you're wondering whether First Progress Platinum Elite Mastercard® Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a First Progress Platinum Elite Mastercard® Secured Credit Card cash back or rewards program?

No, First Progress Platinum Elite Mastercard® Secured Credit Card does not offer a rewards program.

First Progress Platinum Elite Mastercard® Secured Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the relevant APRs for First Progress Platinum Elite Mastercard® Secured Credit Card?

First Progress Platinum Elite Mastercard® Secured Credit Card has a variable purchase APR of 20.74%.

It also has a variable cash advance APR of 25.74% .

Does First Progress Platinum Elite Mastercard® Secured Credit Card have an introductory APR offer?

First Progress Platinum Elite Mastercard® Secured Credit Card does not offer an introductory rate on new purchases.

First Progress Platinum Elite Mastercard® Secured Credit Card Rates & Terms
Purchase APR 20.74%
Cash Advance APR 25.74%

What are the First Progress Platinum Elite Mastercard® Secured Credit Card fees?

$29 Annual Fee. First Progress Platinum Elite Mastercard® Secured Credit Card charges an annual fee of $29.

3% Foreign transaction fees. First Progress Platinum Elite Mastercard® Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to First Progress Platinum Elite Mastercard® Secured Credit Card:

First Progress Platinum Elite Mastercard® Secured Credit Card Fees
Fees Amount
Annual Fee $29
Foreign Transaction Fee 3%
Returned Payment Fee up to $28
Late Payment Fee up to $39

Does First Progress Platinum Elite Mastercard® Secured Credit Card report your account activity to credit bureaus?

First Progress Platinum Elite Mastercard® Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for First Progress Platinum Elite Mastercard® Secured Credit Card

  • Visit the Synovus Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 46 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25
Paper Statement Fee $0
Returned Payment Fee Up to $28
Minimum Interest Charge $1.50
Annual Fee $29
Late Fee Amount Up to $39
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 300 - 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Purchase APR (Variable APR) 20.74%
Cash Advance APR (Variable APR) 25.74%
Balance Computation daily balance
Credit Limit $2000

First Progress Platinum Elite Mastercard® Secured Credit Card Community Reviews

 
 

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