First Progress Platinum Elite Mastercard® Secured Credit Card Review

First Progress Platinum Elite Mastercard® Secured Credit Card is a secured credit card credit card issued by Synovus Bank. 

Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

This card is designed for people who have bad credit. The minimum credit score to apply is 300. Synovus Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

This card has a credit limit of up to $.

If you're wondering whether First Progress Platinum Elite Mastercard® Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a First Progress Platinum Elite Mastercard® Secured Credit Card cash back or rewards program?

No, First Progress Platinum Elite Mastercard® Secured Credit Card does not offer a rewards program.

First Progress Platinum Elite Mastercard® Secured Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the relevant APRs for First Progress Platinum Elite Mastercard® Secured Credit Card?

First Progress Platinum Elite Mastercard® Secured Credit Card has a variable purchase APR of 20.74%.

It also has a variable cash advance APR of 25.74% .

What are the First Progress Platinum Elite Mastercard® Secured Credit Card fees?

The following fees apply to First Progress Platinum Elite Mastercard® Secured Credit Card:

First Progress Platinum Elite Mastercard® Secured Credit Card Fees

Fees	Amount
Annual Fee	$29
Foreign Transaction Fee	3%
Returned Payment Fee	up to $28
Late Payment Fee	up to $39

Does First Progress Platinum Elite Mastercard® Secured Credit Card report your account activity to credit bureaus?

First Progress Platinum Elite Mastercard® Secured Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for First Progress Platinum Elite Mastercard® Secured Credit Card

• Visit the Synovus Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.