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First Progress Platinum Prestige Mastercard Secured Credit Card

in Personal Credit Cards

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First Progress Platinum Prestige Mastercard Secured Credit Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

First Progress Platinum Prestige Mastercard Secured Credit Card is a secured credit card issued by Synovus Bank, which is based in Columbus, GA.  Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.

First Progress Platinum Prestige Mastercard Secured Credit Card is designed for people with a credit score of 300 to 640.

This card has a credit limit of $5000.

What are the relevant APRs?

First Progress Platinum Prestige Mastercard Secured Credit Card has a variable purchase APR of 10.24%.

It also has a variable cash advance APR of 19.24%.

Is an introductory APR offer available?

No, First Progress Platinum Prestige Mastercard Secured Credit Card does not come with an introductory APR offer for balance transfers.

First Progress Platinum Prestige Mastercard Secured Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to First Progress Platinum Prestige Mastercard Secured Credit Card:

  • An annual fee of $49. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $27.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, First Progress Platinum Prestige Mastercard Secured Credit Card does not offer a rewards program.

Is a signup bonus offered?

First Progress Platinum Prestige Mastercard Secured Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

First Progress Platinum Prestige Mastercard Secured Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 First Progress Platinum Prestige Mastercard Secured Credit Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus
  • Does First Progress Platinum Prestige Mastercard Secured Credit Card report your account activity to credit bureaus?

    First Progress Platinum Prestige Mastercard Secured Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 46 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Late Payment Penalty $38
    Returned Payment Fee $27
    Minimum Interest Charge $1.50
    Annual Fee $49
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 300 - 640
    850 300 640
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Credit Card Benefits
    • Fraud Liability
    • Identity Theft Protection
    Purchase APR (Variable APR) 10.24%
    Cash Advance APR (Variable APR) 19.24%
    Balance Computation daily balance
    Credit Limit 5000

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