First Progress Platinum Prestige Mastercard® Secured Credit Card

First Progress Platinum Prestige Mastercard® Secured Credit Card Review

This is a secured credit card cashback card issued by Synovus Bank. If you're wondering whether First Progress Platinum Prestige Mastercard® Secured Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. First Progress Platinum Prestige Mastercard® Secured Credit Card has a variable purchase APR of 15.24%
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of First Progress Platinum Prestige Mastercard® Secured Credit Card

First Progress Platinum Prestige Mastercard® Secured Credit Card FAQ

Does First Progress Platinum Prestige Mastercard® Secured Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

What are the First Progress Platinum Prestige Mastercard® Secured Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for First Progress Platinum Prestige Mastercard® Secured Credit Card?

First Progress Platinum Prestige Mastercard® Secured Credit Card has a variable purchase APR of 15.24%. It also has a variable cash advance APR of 24.24% .

What are the fees for First Progress Platinum Prestige Mastercard® Secured Credit Card?

The following fees apply:

This card charges a $49 annual fee.

Does First Progress Platinum Prestige Mastercard® Secured Credit Card report your account activity to credit bureaus?

Yes, First Progress Platinum Prestige Mastercard® Secured Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for First Progress Platinum Prestige Mastercard® Secured Credit Card

• Visit the First Progress Platinum Prestige Mastercard® Secured Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.