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First Progress Platinum Select Mastercard® Secured Credit Card

in Personal Credit Cards from Synovus Bank

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First Progress Platinum Select Mastercard® Secured Credit Card

Claimed

in Personal Credit Cards from Synovus Bank

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Highlights
Highlights
Annual Fee $39
Purchase APR  (Variable APR) 14.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640

First Progress Platinum Select Mastercard® Secured Credit Card Review

First Progress Platinum Select Mastercard® Secured Credit Card is a secured credit card credit card issued by Synovus Bank. 

Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

This card is designed for people who have bad credit. The minimum credit score to apply is 300.

This card has a credit limit of up to $2,000.

If you're wondering whether First Progress Platinum Select Mastercard® Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a First Progress Platinum Select Mastercard® Secured Credit Card cash back or rewards program?

No, First Progress Platinum Select Mastercard® Secured Credit Card does not offer a rewards program.

First Progress Platinum Select Mastercard® Secured Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the First Progress Platinum Select Mastercard® Secured Credit Card benefits?

First Progress Platinum Select Mastercard® Secured Credit Card provides the following benefits:

  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for First Progress Platinum Select Mastercard® Secured Credit Card?

First Progress Platinum Select Mastercard® Secured Credit Card has a variable purchase APR of 14.74%.

It also has a variable cash advance APR of 20.74% .

Does First Progress Platinum Select Mastercard® Secured Credit Card have an introductory APR offer?

First Progress Platinum Select Mastercard® Secured Credit Card does not offer an introductory rate on new purchases.
First Progress Platinum Select Mastercard® Secured Credit Card Rates & Terms
Purchase APR 14.74%
Cash Advance APR 20.74%

What are the First Progress Platinum Select Mastercard® Secured Credit Card fees?

The following fees apply to First Progress Platinum Select Mastercard® Secured Credit Card:

  • There is no overlimit fee
    First Progress Platinum Select Mastercard® Secured Credit Card Fees
    Fees Amount
    Annual Fee $39
    Overlimit Fee $0
    Foreign Transaction Fee 3%
    Returned Payment Fee up to $28
    Late Payment Fee up to $39

    Does First Progress Platinum Select Mastercard® Secured Credit Card have a foreign transaction fee?

    First Progress Platinum Select Mastercard® Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does First Progress Platinum Select Mastercard® Secured Credit Card report your account activity to credit bureaus?

    First Progress Platinum Select Mastercard® Secured Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for First Progress Platinum Select Mastercard® Secured Credit Card

    • Visit the Synovus Bank website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
  • Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 46 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 25
    Over-Limit Fee $0
    Minimum Interest Charge $0
    Returned Payment Fee Up to $28
    Annual Fee $39
    Late Fee Amount Up to $39
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 300 - 640
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Fraud Liability  
    Credit Card Benefits
    • Fraud Liability
    • Identity Theft Protection
    Purchase APR (Variable APR) 14.74%
    Cash Advance APR (Variable APR) 20.74%
    Balance Computation daily balance
    Credit Limit 2000

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