SuperMoney

First Progress Platinum Select Mastercard Secured Credit Card

in Personal Credit Cards

Claimed Visit Site

First Progress Platinum Select Mastercard Secured Credit Card

Claimed

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend First Progress Platinum Select Mastercard Secured Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

First Progress Platinum Select Mastercard Secured Credit Card is a secured credit card issued by Synovus Bank, which is based in Columbus, GA.  Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.

First Progress Platinum Select Mastercard Secured Credit Card is designed for people with a credit score of 300 to 640.

This card has a credit limit of $5000.

What are the relevant APRs?

First Progress Platinum Select Mastercard Secured Credit Card has a variable purchase APR of 14.24%.

It also has a variable cash advance APR of 20.24%.

Is an introductory APR offer available?

No, First Progress Platinum Select Mastercard Secured Credit Card does not come with an introductory APR offer for balance transfers.

First Progress Platinum Select Mastercard Secured Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to First Progress Platinum Select Mastercard Secured Credit Card:

  • An annual fee of $39. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $27.
  • There is no overlimit fee
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, First Progress Platinum Select Mastercard Secured Credit Card does not offer a rewards program.

Is a signup bonus offered?

First Progress Platinum Select Mastercard Secured Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

First Progress Platinum Select Mastercard Secured Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 First Progress Platinum Select Mastercard Secured Credit Card provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

Does First Progress Platinum Select Mastercard Secured Credit Card report your account activity to credit bureaus?

First Progress Platinum Select Mastercard Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 46 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days)
25
Over-Limit Fee
$0
Minimum Interest Charge
$0
Late Payment Penalty
$38
Returned Payment Fee
$27
Annual Fee
$39
Foreign Currency Transaction Fee
3%
Minimum Age
18
Credit Score Range
300 - 640
850 300 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Fraud Liability
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Purchase APR
(Variable APR)
14.24%
0% 29%
Cash Advance APR
(Variable APR)
20.24%
8% 27%
Balance Computation
daily balance
Credit Limit
5000

Be the first to rate

Would you recommend First Progress Platinum Select Mastercard Secured Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Synovus Bank Personal Credit Cards

Product

Reviews

Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

First Progress Platinum Elite Mastercard Secured Credit Card

First Progress Platinum Elite Mastercard Secured Credit Card

 
6
5
11 total votes
Purchase APR
(Variable APR)
20.24% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $29 Annual Fee
Credit Score Range 300 - 640 300 850
First Progress Platinum Prestige Mastercard Secured Credit Card
Purchase APR
(Variable APR)
10.24% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $49 Annual Fee
Credit Score Range 300 - 640 300 850