SuperMoney
  Fort Worth Community CU Mastercard Platinum Share Secured
Fort Worth Community CU Mastercard Platinum Share Secured Unaffiliated

Fort Worth Community CU Mastercard Platinum Share Secured

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Fort Worth Community CU Mastercard Platinum Share Secured to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Fixed APR) 9.9%
Balance Transfer APR  (Fixed APR) 9.9%
Credit Score Range 500 - 850
Annual Fee $0

Fort Worth Community CU Mastercard Platinum Share Secured Review

This is a secured credit card card issued by Fort Worth Community CU. If you're wondering whether Fort Worth Community CU Mastercard Platinum Share Secured is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Fort Worth Community CU Mastercard Platinum Share Secured has a fixed purchase APR of 9.9%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Fort Worth Community CU Mastercard Platinum Share Secured

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Considers applicants with fair credit.
  • Fort Worth Community CU Mastercard Platinum Share Secured reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Fort Worth Community CU Mastercard Platinum Share Secured FAQ

Does Fort Worth Community CU Mastercard Platinum Share Secured have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Fort Worth Community CU Mastercard Platinum Share Secured benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Fort Worth Community CU Mastercard Platinum Share Secured?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Fort Worth Community CU Mastercard Platinum Share Secured has a fixed purchase APR of 9.9%. The card has a fixed balance transfer APR of 9.9% . It also has a fixed cash advance APR of 9.9% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Fort Worth Community CU Mastercard Platinum Share Secured have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Fort Worth Community CU Mastercard Platinum Share Secured have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Fort Worth Community CU Mastercard Platinum Share Secured?

The following fees apply:

Fort Worth Community CU Mastercard Platinum Share Secured Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Fort Worth Community CU Mastercard Platinum Share Secured have a foreign transaction fee?

Fort Worth Community CU Mastercard Platinum Share Secured charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Fort Worth Community CU Mastercard Platinum Share Secured?

The Fort Worth Community CU Mastercard Platinum Share Secured customer service number is (800) 817-8234.

What is the support contact email for Fort Worth Community CU Mastercard Platinum Share Secured?

The support contact email for Fort Worth Community CU Mastercard Platinum Share Secured is ftwccu@ftwccu.org.

What is the Fort Worth Community CU Mastercard Platinum Share Secured login page?

You can access the Fort Worth Community CU Mastercard Platinum Share Secured login page here.

How do people rate the customer service and user experience of Fort Worth Community CU Mastercard Platinum Share Secured?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Fort Worth Community CU Mastercard Platinum Share Secured report your account activity to credit bureaus?

Yes, Fort Worth Community CU Mastercard Platinum Share Secured reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fort Worth Community CU Mastercard Platinum Share Secured

  • Visit the Fort Worth Community CU Mastercard Platinum Share Secured website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About Fort Worth Community CU Mastercard Platinum Share Secured

Icon for Credit Cards
View all credit cards offered by Fort Worth Community CU

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $18
Credit Score Range 500 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Fixed APR) 9.9%
APR Type Fixed APR
Balance Computation Average daily balance (including new purchases).
Penalty APR (Fixed APR) 0%
Purchase APR (Fixed APR) 9.9%
Balance Transfer APR (Fixed APR) 9.9%
Card Type
  • Secured
Card Network Mastercard

Be the first to rate

 

Would you recommend Fort Worth Community CU Mastercard Platinum Share Secured to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Fort Worth Community CU Credit Cards

Loading...