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| Community Rating |
Rating not yet determined |
| Purchase APR (Fixed APR) | 13% - 21% |
| Balance Transfer APR (Fixed APR) | 13% - 21% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Frontwave Credit Union Visa Classic Review
This is a credit card issued by Frontwave Credit Union. If you're wondering whether Frontwave Credit Union Visa Classic is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. Frontwave Credit Union Visa Classic has a fixed purchase APR that ranges from 13% up to 21%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Frontwave Credit Union Visa Classic charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
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Does Frontwave Credit Union Visa Classic have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Frontwave Credit Union Visa Classic benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Frontwave Credit Union Visa Classic?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Frontwave Credit Union Visa Classic has a fixed purchase APR that ranges from 13% up to 21%. The card has a fixed balance transfer APR that ranges from 13% up to 21%. It also has a fixed cash advance APR that ranges from 15% up to 23%.
Does Frontwave Credit Union Visa Classic have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 13% - 21% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does Frontwave Credit Union Visa Classic have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Frontwave Credit Union Visa Classic?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $10 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Frontwave Credit Union Visa Classic have a foreign transaction fee?
Frontwave Credit Union Visa Classic charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Frontwave Credit Union Visa Classic?
The support contact email for Frontwave Credit Union Visa Classic is support@frontwavecu.com.
How do people rate the customer service and user experience of Frontwave Credit Union Visa Classic?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Frontwave Credit Union Visa Classic report your account activity to credit bureaus?
Yes, Frontwave Credit Union Visa Classic reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Frontwave Credit Union Visa Classic
- Visit the Frontwave Credit Union Visa Classic website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1278 Rocky Point Drive
Oceanside, CA 92056 - Visit Site
- Email Support
About Frontwave Credit Union Visa Classic
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Starting at 2% |
| Minimum Cash Advance Fee ($) | Up to $5 |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $29 |
| Late Fee Amount | Up to $10 |
Frontwave Credit Union Visa Classic Community Reviews
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