
GECU Rewards Credit Card
in Personal Credit Cards from GECU
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Purchase APR (Variable APR) | 10.74% - 16.74% |
Balance Transfer APR (Variable APR) | 10.74% - 16.74% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
GECU Rewards Credit Card Review
GECU Rewards Credit Card is a rewards credit card issued by GECU. If you're wondering whether GECU Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. GECU Rewards Credit Card has a variable purchase APR that ranges from 10.74% up to 16.74%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
The Good | The Bad |
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Is there a GECU Rewards Credit Card cash back or rewards program?
GECU Rewards Credit Card offers a rewards program to its customers.
Minimum rewards rate | 1.5x |
Max rewards rate | 1.5x |
Annual rewards limit | N/A |
Does GECU Rewards Credit Card have a signup bonus?
GECU Rewards Credit Card doesn't offer a cash signup bonus.Does GECU Rewards Credit Card offer an annual loyalty bonus?
GECU Rewards Credit Card doesn't offer a cash loyalty bonus.What are the GECU Rewards Credit Card benefits?
GECU Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Cellular Telephone Protection
- Reports to major credit bureaus
What are the relevant APRs for GECU Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. GECU Rewards Credit Card has lower than average purchase APRs.GECU Rewards Credit Card has a variable purchase APR that ranges from 10.74% up to 16.74%. The card has a variable balance transfer APR that ranges from 10.74% up to 16.74%. It also has a variable cash advance APR that ranges from 12.74% up to 17.90%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does GECU Rewards Credit Card have an introductory APR offer on balance transfers?
No, GECU Rewards Credit Card does not come with an introductory APR offer for balance transfers.Does GECU Rewards Credit Card have an introductory APR offer on new purchases?
GECU Rewards Credit Card does not offer an introductory rate on new purchases.What are the fees for GECU Rewards Credit Card?
The following fees apply to GECU Rewards Credit Card:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
Does GECU Rewards Credit Card have a foreign transaction fee?
GECU Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does GECU Rewards Credit Card report your account activity to credit bureaus?
Yes, GECU Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for GECU Rewards Credit Card
- Visit the GECU Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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1225 Airway Boulevard
El Paso, TX 79925 - (800) 772-4328
- Visit Site
About GECU Rewards Credit Card

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Every Purchase (Points) | 1.5 |
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