Georgias Own Student Visa Rewards Credit Card Review

This is a credit card issued by Georgia's Own Credit Union. If you're wondering whether Georgias Own Student Visa Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Georgias Own Student Visa Rewards Credit Card has a variable purchase APR of 12.99%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Georgias Own Student Visa Rewards Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.

Does Georgias Own Student Visa Rewards Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Georgias Own Student Visa Rewards Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Georgias Own Student Visa Rewards Credit Card?

It has a variable purchase APR of 12.99%. The card has a variable balance transfer APR of 12.99% . It also has a variable cash advance APR of 12.99% . Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Georgias Own Student Visa Rewards Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Georgias Own Student Visa Rewards Credit Card report your account activity to credit bureaus?

Yes, Georgias Own Student Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Georgias Own Student Visa Rewards Credit Card

• Visit the Georgias Own Student Visa Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.