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  Good Sam Rewards Visa Card

Good Sam Rewards Visa Card

in Personal Credit Cards from Comenity

Unaffiliated

Good Sam Rewards Visa Card

Unaffiliated

in Personal Credit Cards from Comenity

SuperMoney Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
6 users don't recommend
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Highlights
Community Rating Strongly not recommended
Purchase APR  (Variable APR) 13.99% - 24.99%
Balance Transfer APR  (Variable APR) 26.99%
Credit Score Range 650 - 850
Annual Fee $0
Number of Reviews 6

Good Sam Rewards Visa Card Review

If you're wondering whether Good Sam credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 5x.
  • Signup bonus. Offers a signup bonus of 2000 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Good Sam Rewards Visa Card has a variable purchase APR that ranges from 13.99% up to 24.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Good Sam Rewards Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Gas rewards. on eligible gas purchases.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Good Sam credit card
The Good The Bad
  • This card earns higher rewards at Camping World, Gander Outdoors, Good Sam, Overton's, The House, and Coast to Coast.
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Good Sam Rewards Visa Card reports to multiple credit bureaus.
  • High interest rate if not paid in full each month.
  • Charges a foreign transaction fee of 3%.
  • Charges a 5% balance transfer fee.
  • Does not include many credit card benefits.
Good Sam credit card FAQ

Does Good Sam credit card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 3% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $30 back in cash. However, you can earn up to 5% for purchases in a bonus category.

Good Sam credit card Rewards
Minimum rewards rate 3x
Max rewards rate 5x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 2000
Signup Bonus Spend Period (months) 3 months

Does Good Sam credit card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 2000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does Good Sam credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Good Sam credit card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Good Sam credit card?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Good Sam credit card?

The following fees apply:

Good Sam credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Good Sam credit card have a foreign transaction fee?

Good Sam credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Good Sam credit card?

The Good Sam credit card customer service number is (855) 796-9632.

What is the support contact email for Good Sam credit card?

The support contact email for Good Sam credit card is webmaster@comenity.net.

How do people rate the customer service and user experience of Good Sam credit card?

Overall, Good Sam credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Good Sam Rewards Visa Card report your account activity to credit bureaus?

Yes, Good Sam Rewards Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Good Sam credit card

  • Visit the Good Sam credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Points on Retail
  • Points on Gas
  • Points on Every Purchase
Signup Bonus (points) 2,000
Cash Advance APR (Variable APR) Up to 25.99%
Balance Computation daily balance (including current transactions).
Purchase APR (Variable APR) 13.99% - 24.99%
Balance Transfer APR (Variable APR) 26.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Balance Transfer
  • Bonus Offers
  • Cashback
  • Charge Card
  • Gas
  • Rewards
Card Network Visa

Good Sam Rewards Visa Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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