Good Sam Rewards Visa Card Review

If you're wondering whether Good Sam Rewards Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Generous reward rate. You will get a a rewards rate of up to 5x.
• Earn a rewards rate of up to 5x.
• Signup bonus. Offers a signup bonus of 2000 points after spending $1 that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Good Sam Rewards Visa Card has a variable purchase APR that ranges from 16.24% up to 27.24%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Good Sam Rewards Visa Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Gas rewards. Earn up to 3% for every $1 you spend on gas.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Good Sam Rewards Visa Card Pros and Cons:

The Good	The Bad
This card earns higher rewards at Camping World, Gander Outdoors, Good Sam, Overton's, The House, and Coast to Coast. No annual fee. Cardholders can earn rewards on every purchase. Earn rewards on every purchase. Cardholders can earn rewards on their purchases.	High interest rate if not paid in full each month. Charges a foreign transaction fee of 3%. Does not report to credit bureaus. Charges a 3% balance transfer fee. Does not include many credit card rewards.

Is there a Good Sam Rewards Visa Card cash back or rewards program?

Good Sam Rewards Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Good Sam Rewards Visa Card you receive 3% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $30 back in cash. However, you can earn up to 5% for purchases in a bonus category.

Good Sam Rewards Visa Card Rewards

Rewards rate (all purchases)	3%
Max rewards rate	5%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	2000
Signup Bonus Spend Requirement	$1

What are the Good Sam Rewards Visa Card benefits?

Good Sam Rewards Visa Card provides the following benefits:

• Zero fraud liability

What are the relevant APRs for Good Sam Rewards Visa Card?

Good Sam Rewards Visa Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the Good Sam Rewards Visa Card fees?

The following fees apply to Good Sam Rewards Visa Card:

Good Sam Rewards Visa Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	up to $38
Late Payment Fee	up to $38

How to apply for Good Sam Rewards Visa Card

• Visit the Good Sam Rewards Visa Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.