Good Sam Rewards Visa Card

Good Sam Rewards Visa Card Review

If you're wondering whether Good Sam credit card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 5x.
• Signup bonus. Offers a signup bonus of 2000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Good Sam Rewards Visa Card has a variable purchase APR that ranges from 13.99% up to 24.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Good Sam Rewards Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Good Sam credit card

The Good	The Bad
This card earns higher rewards at Camping World, Gander Outdoors, Good Sam, Overton's, The House, and Coast to Coast. Potentially lower than average purchase APRs. No annual fee. Cardholders can earn rewards on purchases everywhere Good Sam Rewards Visa Card is accepted. Good Sam Rewards Visa Card reports to multiple credit bureaus.	High interest rate if not paid in full each month. Charges a foreign transaction fee of 3%. Charges a 5% balance transfer fee

Good Sam credit card FAQ

Does Good Sam credit card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 3% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $30 back in cash. However, you can earn up to 5% for purchases in a bonus category.

Good Sam credit card Rewards

Minimum rewards rate	3x
Max rewards rate	5x
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	2000
Signup Bonus Spend Period (months)	3 months

What are the Good Sam credit card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Good Sam credit card?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Good Sam credit card?

The following fees apply:

Good Sam credit card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	3%
Returned Payment Fee	Starting at $ up to $40
Late Payment Fee	Starting at up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Good Sam Rewards Visa Card report your account activity to credit bureaus?

Yes, Good Sam Rewards Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Good Sam credit card

• Visit the Good Sam credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.