
Good Sam Rewards Visa Card
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Community Rating | Strongly not recommended |
Purchase APR (Variable APR) | 13.99% - 24.99% |
Balance Transfer APR (Variable APR) | 26.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Number of Reviews | 6 |
Good Sam Rewards Visa Card Review
If you're wondering whether Good Sam credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.- Generous reward rate. You will get a rewards rate of up to 5x.
- Signup bonus. Offers a signup bonus of 2000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Good Sam Rewards Visa Card has a variable purchase APR that ranges from 13.99% up to 24.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Good Sam Rewards Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Gas rewards. on eligible gas purchases.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
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Does Good Sam credit card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 3% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $30 back in cash. However, you can earn up to 5% for purchases in a bonus category.
Minimum rewards rate | 3x |
Max rewards rate | 5x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 2000 |
Signup Bonus Spend Period (months) | 3 months |
Does Good Sam credit card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 2000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Good Sam credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Good Sam credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Good Sam credit card?
This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.What are the fees for Good Sam credit card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Good Sam credit card have a foreign transaction fee?
Good Sam credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Good Sam credit card?
The support contact email for Good Sam credit card is webmaster@comenity.net.
How do people rate the customer service and user experience of Good Sam credit card?
Overall, Good Sam credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Good Sam Rewards Visa Card report your account activity to credit bureaus?
Yes, Good Sam Rewards Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Good Sam credit card
- Visit the Good Sam credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
- Email Support
Other Services by Comenity Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
Minimum Interest Charge | $2 |
Returned Payment Fee | Up to $40 |
Late Fee Amount | Up to $40 |
Good Sam Rewards Visa Card Community Reviews
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