Greenstate Credit Union Platinum Mastercard

Greenstate Credit Union Platinum Mastercard Review

This is a credit card issued by Greenstate Credit Union. If you're wondering whether Greenstate Credit Union Platinum Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Competitive APRs. Greenstate Credit Union Platinum Mastercard has a fixed purchase APR that ranges from 11.9% up to 18.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Does Greenstate Credit Union Platinum Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Greenstate Credit Union Platinum Mastercard benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Greenstate Credit Union Platinum Mastercard?

Greenstate Credit Union Platinum Mastercard has a fixed purchase APR that ranges from 11.9% up to 18.9%. The card has a fixed balance transfer APR that ranges from 11.9% up to 18.9%. It also has a fixed cash advance APR that ranges from 11.9% up to 18.9%.

What are the fees for Greenstate Credit Union Platinum Mastercard?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Greenstate Credit Union Platinum Mastercard report your account activity to credit bureaus?

Yes, Greenstate Credit Union Platinum Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Greenstate Credit Union Platinum Mastercard

• Visit the Greenstate Credit Union Platinum Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.