
Greenstate Credit Union Platinum Mastercard
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Purchase APR (Fixed APR) | 11.9% - 18.9% |
Balance Transfer APR (Fixed APR) | 11.9% - 18.9% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Greenstate Credit Union Platinum Mastercard Review
This is a card issued by Greenstate Credit Union. If you're wondering whether Greenstate Credit Union Platinum Mastercard is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Greenstate Credit Union Platinum Mastercard has a fixed purchase APR that ranges from 11.9% up to 18.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Greenstate Credit Union Platinum Mastercard
The Good | The Bad |
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Greenstate Credit Union Platinum Mastercard FAQ
Does Greenstate Credit Union Platinum Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Greenstate Credit Union Platinum Mastercard benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Greenstate Credit Union Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Greenstate Credit Union Platinum Mastercard has a fixed purchase APR that ranges from 11.9% up to 18.9%. The card has a fixed balance transfer APR that ranges from 11.9% up to 18.9%. It also has a fixed cash advance APR that ranges from 11.9% up to 18.9%.
Does Greenstate Credit Union Platinum Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 11.9% - 18.9% |
Balance Transfer Fee % | 0% |
Does Greenstate Credit Union Platinum Mastercard have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Greenstate Credit Union Platinum Mastercard?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 2% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $30 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Greenstate Credit Union Platinum Mastercard have a foreign transaction fee?
Greenstate Credit Union Platinum Mastercard charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Greenstate Credit Union Platinum Mastercard?
The Greenstate Credit Union Platinum Mastercard customer service number is (800) 397-3790.
What is the support contact email for Greenstate Credit Union Platinum Mastercard?
The support contact email for Greenstate Credit Union Platinum Mastercard is mac@GreenState.org.
What is the Greenstate Credit Union Platinum Mastercard login page?
You can access the Greenstate Credit Union Platinum Mastercard login page here.
How do people rate the customer service and user experience of Greenstate Credit Union Platinum Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Greenstate Credit Union Platinum Mastercard report your account activity to credit bureaus?
Yes, Greenstate Credit Union Platinum Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Greenstate Credit Union Platinum Mastercard
- Visit the Greenstate Credit Union Platinum Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2355 Landon Road
North Liberty, IA 52317 USA - (800) 397-3790
- Visit Site
- Email Support
About Greenstate Credit Union Platinum Mastercard
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Fixed APR) | 6 months |
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