Grossman's Bargain Outlet Credit Card Review

This is a store rewards credit card issued by Synchrony Bank. If you're wondering whether Grossman's Bargain Outlet Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 18 months, which is longer than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 18 months.
• Competitive APRs. Grossman's Bargain Outlet Credit Card has a variable purchase APR that ranges from 0% up to 29.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval oods if your credit score is above650.

The Good	The Bad
Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 18 months. No balance transfer fee. 0% APR on new purchases during the first 18 months. No annual fee. Cardholders can earn rewards on their purchases. Grossman's Bargain Outlet Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. You don't earn rewards on every purchase. Does not include many credit card benefits.

Does Grossman's Bargain Outlet Credit Card have a cash back or rewards program?

Grossman's Bargain Outlet Credit Card is a rewards card.

Grossman's Bargain Outlet Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Grossman's Bargain Outlet Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Grossman's Bargain Outlet Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 0% up to 29.99%.

What are the fees for Grossman's Bargain Outlet Credit Card?

The following fees apply:

Grossman's Bargain Outlet Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	$38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Grossman's Bargain Outlet Credit Card report your account activity to credit bureaus?

Yes, Grossman's Bargain Outlet Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Grossman's Bargain Outlet Credit Card

• Visit the Grossman's Bargain Outlet Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.