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  Hancock Whitney Visa® Platinum Credit Card

Hancock Whitney Visa® Platinum Credit Card

in Personal Credit Cards from Hancock Whitney Bank

Unaffiliated

Hancock Whitney Visa® Platinum Credit Card

Unaffiliated

in Personal Credit Cards from Hancock Whitney Bank

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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0 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.24% - 17.99%
Balance Transfer APR  (Variable APR) 15.24% - 17.99%
Credit Score Range N/A
Annual Fee N/A

Hancock Whitney Visa® Platinum Credit Card Review

This is a credit card issued by Hancock Whitney Bank. If you're wondering whether Hancock Whitney Visa® Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 7 months.
  • Competitive APRs. Hancock Whitney Visa® Platinum Credit Card has a variable purchase APR that ranges from 15.24% up to 17.99%.
  • 3% Balance transfer fee. Hancock Whitney Visa® Platinum Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
Pros & Cons of Hancock Whitney Visa® Platinum Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.90%.
  • 0% APR on new purchases during the first 7 months.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Hancock Whitney Visa® Platinum Credit Card FAQ

Does Hancock Whitney Visa® Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Hancock Whitney Visa® Platinum Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability

What are the relevant APRs for Hancock Whitney Visa® Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 15.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 15.24% up to 17.99%. It also has a variable cash advance APR of 18% .

Does Hancock Whitney Visa® Platinum Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.90% for a period of up to 12 months.

Hancock Whitney Visa® Platinum Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 1.90%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 15.24% - 17.99%
Balance Transfer Fee % 3%

Does Hancock Whitney Visa® Platinum Credit Card have an intro APR offer on new purchases?

Hancock Whitney Visa® Platinum Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 7 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 7 months.

What are the fees for Hancock Whitney Visa® Platinum Credit Card?

The following fees apply:

Hancock Whitney Visa® Platinum Credit Card Fees
Fees Amount
Annual Fee

What is the customer service phone number for Hancock Whitney Visa® Platinum Credit Card?

The Hancock Whitney Visa® Platinum Credit Card customer service number is (800) 448-8812.

How do people rate the customer service and user experience of Hancock Whitney Visa® Platinum Credit Card?

Overall, Hancock Whitney Visa® Platinum Credit Card is strongly not recommended based on community reviews that rate customer service and user experience.

How to apply for Hancock Whitney Visa® Platinum Credit Card

  • Visit the Hancock Whitney Visa® Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 7:00pm
  • Saturday 8:00am - 2:00pm

Other Services by Hancock Whitney Bank

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Availability

  Available in 5 states
  • Alabama
  • Florida
  • Louisiana
  • Mississippi
  • Texas

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 7 months
Cash Advance Fee (%) 3%
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Gas
  • Groceries
  • Restaurants
Cash Advance APR (Variable APR) 18%
Purchase APR (Variable APR) 15.24% - 17.99%
Balance Transfer Introductory APR (Variable APR) 1.90%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 15.24% - 17.99%
Balance Transfer Fee % 3%

Hancock Whitney Visa® Platinum Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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