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  Hancock Whitney Visa® Platinum Credit Card

Hancock Whitney Visa® Platinum Credit Card

in Personal Credit Cards from Hancock Whitney Bank

Unaffiliated

Hancock Whitney Visa® Platinum Credit Card

Unaffiliated

in Personal Credit Cards from Hancock Whitney Bank

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
Highlights
Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee N/A
Purchase APR  (Variable APR) 15.24% - 17.99%
Balance Transfer APR  (Variable APR) 15.24% - 17.99%
Credit Score Range N/A

Hancock Whitney Visa® Platinum Credit Card Review

Hancock Whitney Visa® Platinum Credit Card is a credit card issued by Hancock Whitney Bank. 

If you're wondering whether Hancock Whitney Visa® Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of Hancock Whitney Visa® Platinum Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.90%.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.
  • Is there a Hancock Whitney Visa® Platinum Credit Card cash back or rewards program?

    No, Hancock Whitney Visa® Platinum Credit Card does not offer a rewards program.

    Hancock Whitney Visa® Platinum Credit Card Rewards
    Rewards rate (all purchases) 1:1%
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the Hancock Whitney Visa® Platinum Credit Card benefits?

    Hancock Whitney Visa® Platinum Credit Card provides the following benefits:

    • Zero fraud liability

    What are the relevant APRs for Hancock Whitney Visa® Platinum Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Hancock Whitney Visa® Platinum Credit Card has lower than average purchase APRs.

    Hancock Whitney Visa® Platinum Credit Card has a variable purchase APR that ranges from 15.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 15.24% up to 17.99%. It also has a variable cash advance APR of 18% .

    Does Hancock Whitney Visa® Platinum Credit Card have an introductory APR offer?

    Yes, Hancock Whitney Visa® Platinum Credit Card offers an introductory APR rate on balance transfers of 1.90% for a period of up to 12 months.

    This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 7 months.

    Hancock Whitney Visa® Platinum Credit Card Balance Transfers
    Description
    Balance Transfer APR 15.24% - 17.99%
    Introductory Rate 1.90%
    Intro APR period (months) 12
    Hancock Whitney Visa® Platinum Credit Card Rates & Terms
    Description
    Balance Computation N/A
    Purchase APR 15.24% - 17.99%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR 18%
    Security Deposit N/A
    Introductory Rate 0%
    Intro APR period (months) 7

    What are the Hancock Whitney Visa® Platinum Credit Card fees?

    The following fees apply to Hancock Whitney Visa® Platinum Credit Card:

    Hancock Whitney Visa® Platinum Credit Card Fees
    Fees Amount
    Balance Transfer Fee 3%

    How to apply for Hancock Whitney Visa® Platinum Credit Card

    • Visit the Hancock Whitney Visa® Platinum Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 7:00am - 7:00pm
    • Tuesday 7:00am - 7:00pm
    • Wednesday 7:00am - 7:00pm
    • Thursday 7:00am - 7:00pm
    • Friday 7:00am - 7:00pm
    • Saturday 8:00am - 2:00pm

    Other Services by Hancock Whitney Bank

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 5 states
    • Alabama
    • Florida
    • Louisiana
    • Mississippi
    • Texas

    Feature Breakdown

    Balance Transfer Fee % 3%
    Cash Advance Fee (%) 3%
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Credit Card Benefits
    • Fraud Liability
    Bonus Rewards New cardholders are automatically enrolled in Points Plus Rewards, so you can start earning rewards points with your very first purchase. Get 1 reward point for every dollar you spend on things like gas, groceries, shopping and dining. Redeem your points for 1% cash back, merchandise, travel, gift cards and more!
    Rewards Categories
    • Gas
    • Groceries
    • Restaurants
    Cash Advance APR (Variable APR) 18%
    Purchase APR (Variable APR) 15.24% - 17.99%
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 15.24% - 17.99%
    Intro APR period 12
    Introductory Rate 1.90%

    Hancock Whitney Visa® Platinum Credit Card Community Reviews

     

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    Hancock Whitney Preferred Visa® Platinum Credit Card
    Annual Fee $0 Annual Fee
    Purchase APR 7.50% Variable APR
    Balance Transfer APR 7.50% Variable APR
    Credit Score Range N/A Credit Score Range