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  Hancock Whitney Visa® Platinum Credit Card

Hancock Whitney Visa® Platinum Credit Card

in Personal Credit Cards from Hancock Whitney Bank

Unaffiliated

Hancock Whitney Visa® Platinum Credit Card

Unaffiliated

in Personal Credit Cards from Hancock Whitney Bank

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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2 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 15.24% - 17.99%
Balance Transfer APR  (Variable APR) 15.24% - 17.99%
Credit Score Range N/A
Annual Fee N/A

Hancock Whitney Visa® Platinum Credit Card Review

Hancock Whitney Visa® Platinum Credit Card is a credit card issued by Hancock Whitney Bank. If you're wondering whether Hancock Whitney Visa® Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 7 months.
  • Competitive APRs. Hancock Whitney Visa® Platinum Credit Card has a variable purchase APR that ranges from 15.24% up to 17.99%.
  • 3% Balance transfer fee. Hancock Whitney Visa® Platinum Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
Hancock Whitney Visa® Platinum Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.90%.
  • 0% APR on new purchases during the first 7 months.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Hancock Whitney Visa® Platinum Credit Card FAQ

Is there a Hancock Whitney Visa® Platinum Credit Card cash back or rewards program?

No, Hancock Whitney Visa® Platinum Credit Card does not offer a rewards program.

What are the Hancock Whitney Visa® Platinum Credit Card benefits?

Hancock Whitney Visa® Platinum Credit Card provides the following benefits:

What are the relevant APRs for Hancock Whitney Visa® Platinum Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Hancock Whitney Visa® Platinum Credit Card has lower than average purchase APRs.

Hancock Whitney Visa® Platinum Credit Card has a variable purchase APR that ranges from 15.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 15.24% up to 17.99%. It also has a variable cash advance APR of 18% .

Does Hancock Whitney Visa® Platinum Credit Card have an introductory APR offer on balance transfers?

Yes, Hancock Whitney Visa® Platinum Credit Card offers an introductory APR rate on balance transfers of 1.90% for a period of up to 12 months.

Hancock Whitney Visa® Platinum Credit Card Balance Transfers
Description
Balance Transfer APR 15.24% - 17.99%
Balance Transfer Introductory APR 1.90%
Balance Transfer Intro APR Period (months) 12
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum N/A

Does Hancock Whitney Visa® Platinum Credit Card have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 7 months.

Hancock Whitney Visa® Platinum Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 7

What are the fees for Hancock Whitney Visa® Platinum Credit Card?

The following fees apply to Hancock Whitney Visa® Platinum Credit Card:

Hancock Whitney Visa® Platinum Credit Card Fees
Fees Amount
Annual Fee

How to apply for Hancock Whitney Visa® Platinum Credit Card

  • Visit the Hancock Whitney Visa® Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 7:00pm
  • Saturday 8:00am - 2:00pm

Other Services by Hancock Whitney Bank

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Availability

  Available in 5 states
  • Alabama
  • Florida
  • Louisiana
  • Mississippi
  • Texas

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 7 months
Cash Advance Fee (%) 3%
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Card Benefits Fraud Liability
Rewards Categories
  • Restaurants
  • Groceries
  • Gas
Cash Advance APR (Variable APR) 18%
Purchase APR (Variable APR) 15.24% - 17.99%
Balance Transfer Introductory APR (Variable APR) 1.90%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 15.24% - 17.99%
Balance Transfer Fee % 3%

Hancock Whitney Visa® Platinum Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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