HFS Federal Credit Union Rewards Visa Credit Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 07/28/2025
Not Currently Available
HFS Federal Credit Union Rewards Visa Credit Card
Unaffiliated
in Credit Cards from HFS Federal Credit Union
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
Up to 8.75%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Up to 8.75%(Verified 06/21/2024)
Credit Score Range
650 - 850
Annual Fee
$0
HFS Federal Credit Union Rewards Visa Credit Card Review
HFS Federal Credit Union Rewards Visa Credit Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a rewards card issued by HFS Federal Credit Union. If you're wondering whether HFS Federal Credit Union Rewards Visa Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of HFS Federal Credit Union Rewards Visa Credit Card
| The Good | The Bad |
|
|
HFS Federal Credit Union Rewards Visa Credit Card FAQ
Does HFS Federal Credit Union Rewards Visa Credit Card have a cash back or rewards program?
HFS Federal Credit Union Rewards Visa Credit Card is a rewards card.
| Description |
Does HFS Federal Credit Union Rewards Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does HFS Federal Credit Union Rewards Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the HFS Federal Credit Union Rewards Visa Credit Card benefits?
HFS Federal Credit Union Rewards Visa Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for HFS Federal Credit Union Rewards Visa Credit Card?
It has a variable purchase APR of up to 8.75%. variable balance transfer APR of up to 8.75%. HFS Federal Credit Union Rewards Visa Credit Card does not offer balance transfers. The card has a variable cash advance APR of up to 8.75%.Does HFS Federal Credit Union Rewards Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. HFS Federal Credit Union Rewards Visa Credit Card does not offer balance transfers.Does HFS Federal Credit Union Rewards Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for HFS Federal Credit Union Rewards Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does HFS Federal Credit Union Rewards Visa Credit Card have a foreign transaction fee?
HFS Federal Credit Union Rewards Visa Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for HFS Federal Credit Union Rewards Visa Credit Card?
The customer service number for HFS Federal Credit Union Rewards Visa Credit Card is (800) 216-2666.
What is the support contact email for HFS Federal Credit Union Rewards Visa Credit Card?
The support contact email for HFS Federal Credit Union Rewards Visa Credit Card is hfs_operations@hfsfcu.org.
What is the login page for HFS Federal Credit Union Rewards Visa Credit Card?
You can access the login page of HFS Federal Credit Union Rewards Visa Credit Card here.
How do people rate the customer service and user experience of HFS Federal Credit Union Rewards Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does HFS Federal Credit Union Rewards Visa Credit Card report your account activity to credit bureaus?
Yes, HFS Federal Credit Union Rewards Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does HFS Federal Credit Union perform a hard credit pull?
Yes, HFS Federal Credit Union Rewards Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for HFS Federal Credit Union Rewards Visa Credit Card
- Visit the website of HFS Federal Credit Union Rewards Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
Invalid DateTime - 5:00AM
Tuesday
Invalid DateTime - 5:00AM
Wednesday
Invalid DateTime - 5:00AM
Thursday
Invalid DateTime - 5:00AM
Friday
Invalid DateTime - 5:00AM
Saturday
Closed