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  Holland America Line Rewards Visa Card

Holland America Line Rewards Visa Card

in Personal Credit Cards from Barclays Bank

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Holland America Line Rewards Visa Card

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in Personal Credit Cards from Barclays Bank

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Purchase APR  (Variable APR) 13.99% - 23.99%
Balance Transfer APR  (Variable APR) 13.99% - 23.99%
Credit Score Range 680 - 850
Annual Fee $0

Holland America Line Rewards Visa Card Review

Holland America Line Rewards Visa Card is a rewards credit card issued by Barclays Bank. If you're wondering whether Holland America Line Rewards Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
  • Signup bonus. Offers a signup bonus of 5000 points after spending $1 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Holland America Line Rewards Visa Card has a variable purchase APR that ranges from 13.99% up to 23.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Holland America Line Rewards Visa Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Good or better credit required. You should probably try with another card if your credit score is below 680.
Holland America Line Rewards Visa Card Pros & Cons
The Good The Bad
  • 5000 sign up bonus points after your first purchase or balance transfer of any amount.
  • Points can be redeemed for Holland America cruise packages, hotel stays, car rentals and gift cards.
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 15 months.
  • No annual fee.
  • Access to a concierge.
  • No foreign transaction fee.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Holland America Line Rewards Visa Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • There is no cash back option.
  • Limited options for point redemption. Points value is generally worthwhile only for frequent Holland America cruisers.
  • Requires good to excellent credit.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Holland America Line Rewards Visa Card FAQ

Is there a Holland America Line Rewards Visa Card cash back or rewards program?

Holland America Line Rewards Visa Card offers a rewards program to its customers.

Holland America Line Rewards Visa Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 5000
Signup Bonus Spend Requirement $1

Does Holland America Line Rewards Visa Card have a signup bonus?

Holland America Line Rewards Visa Card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus after spending $1 that can be redeemed for travel, gifts, or other perks.

Does Holland America Line Rewards Visa Card offer an annual loyalty bonus?

Holland America Line Rewards Visa Card doesn't offer a cash loyalty bonus.

What are the Holland America Line Rewards Visa Card benefits?

Holland America Line Rewards Visa Card provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Holland America Line Rewards Visa Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Holland America Line Rewards Visa Card has lower than average purchase APRs.

Holland America Line Rewards Visa Card has a variable purchase APR that ranges from 13.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 23.99%. It also has a variable cash advance APR of 25.24% .

Does Holland America Line Rewards Visa Card have an introductory APR offer on balance transfers?

Yes, Holland America Line Rewards Visa Card offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.

Holland America Line Rewards Visa Card Balance Transfers
Description
Balance Transfer APR 13.99% - 23.99%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 15
Balance Transfer Fee % 3%
Balance Transfer Fee % After Intro Period N/A
Balance Transfer Fee Intro Period (days) N/A
Balance Transfer Fee Minimum $5

Does Holland America Line Rewards Visa Card have an introductory APR offer on new purchases?

Holland America Line Rewards Visa Card does not offer an introductory rate on new purchases.
Holland America Line Rewards Visa Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Holland America Line Rewards Visa Card?

The following fees apply to Holland America Line Rewards Visa Card:

Holland America Line Rewards Visa Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Holland America Line Rewards Visa Card have a foreign transaction fee?

Holland America Line Rewards Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Holland America Line Rewards Visa Card report your account activity to credit bureaus?

Holland America Line Rewards Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Holland America Line Rewards Visa Card

  • Visit the Holland America Line Rewards Visa Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   125 South West Street
    Wilmington, DE 19801
  •   Visit Site

Hours of Operation

  • Sunday 8:00am - 8:00pm
  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm

Other Services by Barclays Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Points can be redeemed for Holland America cruise packages, hotel stays, car rentals and gift cards. Earn 1 point for every $1 spent on all other purchases everywhere Visa is accepted.
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $0.50
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Concierge
  • Fraud Liability
Bonus Rewards Earn 5000 points after first purchase.
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
  • Travel
Signup Bonus (points) 5,000
Rewards Type Points
Cash Advance APR (Variable APR) 25.24%
Balance Computation Daily balance (including new transactions)
Purchase APR (Variable APR) 13.99% - 23.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 13.99% - 23.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
  • Travel
  • Bonus Offers
Card Network Visa

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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