This card is designed for people with fair credit. The minimum credit score to apply is 640.
If you're wondering whether Hoot Card is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of Hoot Card
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Does not report to credit bureaus.
Does not include many credit card rewards.
Is there a Hoot Card cash back or rewards program?
No, Hoot Card does not offer a rewards program.
Hoot Card Rewards
Rewards rate (all purchases)
Max rewards rate
Annual rewards limit
Signup Bonus ($)
What are the relevant APRs for Hoot Card?
Does Hoot Card have an introductory APR offer?
Hoot Card does not offer an introductory rate on new purchases.
Hoot Card Balance Transfers
Balance Transfer APR
Intro APR period (months)
Hoot Card Rates & Terms
Cash Advance APR
Intro APR period (months)
What are the Hoot Card fees?
The following fees apply to Hoot Card:
Hoot Card Fees
How to apply for Hoot Card
Visit the Hoot Card website.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.
If you're denied click here to find out why your application may have been rejected and what you can do about it.
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