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Hoot Card

in Personal Credit Cards from Hoot Bank

Unaffiliated

Hoot Card

Unaffiliated

in Personal Credit Cards from Hoot Bank

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Highlights
Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 640 - 850
Annual Fee N/A

Hoot Card Review

Hoot Card is a credit card issued by Hoot Bank. If you're wondering whether Hoot Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.

Hoot Card Pros and Cons:

The Good The Bad
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Hoot Card cash back or rewards program?

No, Hoot Card does not offer a rewards program.

What are the relevant APRs for Hoot Card?

Does Hoot Card have an introductory APR offer on balance transfers?

No, Hoot Card does not come with an introductory APR offer for balance transfers.

Does Hoot Card have an introductory APR offer on new purchases?

Hoot Card does not offer an introductory rate on new purchases.
Hoot Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Hoot Card?

The following fees apply to Hoot Card:

Hoot Card Fees
Fees Amount
Annual Fee

How to apply for Hoot Card

  • Visit the Hoot Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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Other Services by Hoot Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 640 - 850
Rewards Type No Rewards

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