HSBC Platinum Rewards Credit Card
in Personal Credit Cards from HSBC Bank USA
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | 15.24% - 25.24% |
| Balance Transfer APR (Variable APR) | 15.24% - 25.24% |
| Credit Score Range | 700 - 850 |
HSBC Platinum Rewards Credit Card Review
HSBC Platinum Rewards Credit Card is a cashback credit card issued by HSBC Bank USA.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether HSBC Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
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Is there a HSBC Platinum Rewards Credit Card cash back or rewards program?
HSBC Platinum Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
Does HSBC Platinum Rewards Credit Card have a signup bonus?
HSBC Platinum Rewards Credit Card doesn't offer a cash signup bonus.Does HSBC Platinum Rewards Credit Card offer an annual loyalty bonus?
HSBC Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.What are the HSBC Platinum Rewards Credit Card benefits?
HSBC Platinum Rewards Credit Card provides the following benefits:
- Free Credit Score
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for HSBC Platinum Rewards Credit Card?
HSBC Platinum Rewards Credit Card has a variable purchase APR that ranges from 15.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 25.24%.
It also has a variable cash advance APR starting at 27.24% . Note that late payments are subject to an APR of 32.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does HSBC Platinum Rewards Credit Card have an introductory APR offer?
Yes, HSBC Platinum Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
| Purchase APR | 15.24% - 25.24% |
| Balance Transfer APR | 15.24% - 25.24% |
| Cash Advance APR | Starting at 27.24% |
| Penalty APR | 32.24% |
What are the HSBC Platinum Rewards Credit Card fees?
The following fees apply to HSBC Platinum Rewards Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 4% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $37 |
Does HSBC Platinum Rewards Credit Card have a foreign transaction fee?
HSBC Platinum Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does HSBC Platinum Rewards Credit Card report your account activity to credit bureaus?
HSBC Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for HSBC Platinum Rewards Credit Card
- Visit the HSBC Bank USA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
425 Fifth Avenue
New York, NY 10018 - Visit Site
Other Services by HSBC Bank USA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | Up to $25 |
| Minimum Interest Charge | $1 |
| Late Fee Amount | Up to $37 |
| Balance Transfer Fee % | 4% |
| Balance Transfer Fee Minimum | $10 |
| Cash Advance Fee ($) | Starting at $10 |
| Cash Advance Fee (%) | Starting at 4% |
| Cash Advance Fee Minimum | $10 |
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