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  HSBC Premier World Elite Mastercard

HSBC Premier World Elite Mastercard

in Personal Credit Cards from HSBC Bank USA

Claimed Special OffersSpecial Offer Available!

HSBC Premier World Elite Mastercard

Claimed Special OffersSpecial Offer Available!

in Personal Credit Cards from HSBC Bank USA

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Highlights
Highlights
Annual Fee $395
Purchase APR  (Variable APR) 17.24% - 21.24%
Balance Transfer APR  (Variable APR) 17.24% - 21.24%
Credit Score Range 670 - 850

HSBC Premier World Elite Mastercard Review

HSBC Premier World Elite Mastercard is a rewards credit card issued by HSBC Bank USA. 

This card is designed for people with good credit. The minimum credit score to apply is 670. If you're wondering whether HSBC Premier World Elite Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of HSBC Premier World Elite Mastercard
Pros Cons
  • Unlimited Rewards Program Points with no expiration
  • No blackout dates or seat restrictions.
  • Complimentary membership to a network of 850+ airport lounges, plus two free lounge visits per year, and up to 15% off airport retailers
  • Reimbursement for seat upgrades, baggage fees, in-flight purchases, as well as rides with Uber and Lyft.
  • Very high annual fee
  • Is there a HSBC Premier World Elite Mastercard cash back or rewards program?

    HSBC Premier World Elite Mastercard offers a rewards program to its customers.

    HSBC Premier World Elite Mastercard Rewards
    Rewards rate (all purchases) 2%
    Max rewards rate 3%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 50000
    Signup Bonus Spend Requirement $4000
    Annual Loyalty Bonus $100

    Does HSBC Premier World Elite Mastercard have a signup bonus?

    HSBC Premier World Elite Mastercard doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $4000 that can be redeemed for travel, gifts, or other perks.

    Does HSBC Premier World Elite Mastercard offer an annual loyalty bonus?

    Yes, HSBC Premier World Elite Mastercard offers card users an annual bonus worth up to $100.

    What are the HSBC Premier World Elite Mastercard benefits?

    HSBC Premier World Elite Mastercard provides the following benefits:

    • Free Credit Score
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Trip Cancellation Insurance
    • Fraud Liability
    • Price Protection
    • Travel Accident Insurance
    • Cellular Telephone Protection
    • Travel Assistance
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for HSBC Premier World Elite Mastercard?

    HSBC Premier World Elite Mastercard has a variable purchase APR that ranges from 17.24% up to 21.24%. The card has a variable balance transfer APR that ranges from 17.24% up to 21.24%. The card has a variable cash advance APR of up to 27.24%.

    Note that late payments are subject to an APR of 32.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

    Does HSBC Premier World Elite Mastercard have an introductory APR offer?

    No, HSBC Premier World Elite Mastercard does not come with an introductory APR offer for balance transfers. HSBC Premier World Elite Mastercard does not offer an introductory rate on new purchases.
    HSBC Premier World Elite Mastercard Balance Transfers
    Description
    Balance Transfer APR 17.24% - 21.24%
    Introductory Rate N/A
    Intro APR period (months) N/A
    HSBC Premier World Elite Mastercard Rates & Terms
    Description
    Balance Computation average daily balance
    Purchase APR 17.24% - 21.24%
    Credit Limit N/A
    Penalty APR 32.24%
    Cash Advance APR Up to 27.24%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the HSBC Premier World Elite Mastercard fees?

    The following fees apply to HSBC Premier World Elite Mastercard:

    HSBC Premier World Elite Mastercard Fees
    Fees Amount
    Annual Fee $395
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $25
    Late Payment Fee up to $37

    Does HSBC Premier World Elite Mastercard have a foreign transaction fee?

    HSBC Premier World Elite Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does HSBC Premier World Elite Mastercard report your account activity to credit bureaus?

    HSBC Premier World Elite Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for HSBC Premier World Elite Mastercard

    • Visit the HSBC Premier World Elite Mastercard website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   425 Fifth Avenue
      New York, NY 10018
    •   Visit Site

    Special Limited Time Offers

    Complimentary unlimited premium Wi-Fi at over a million secure hotspots worldwide with Boingo.

    Hours of Operation

    • Sunday Closed
    • Monday 8:30am - 5:00pm
    • Tuesday 8:30am - 5:00pm
    • Wednesday 8:30am - 5:00pm
    • Thursday 8:00am - 6:00pm
    • Friday 8:30am - 5:00pm
    • Saturday 9:00am - 1:00pm

    Other Services by HSBC Bank USA

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Airfare Up to 3%
    Car Rentals Up to 3%
    Hotels Up to 3%
    Restaurants Up to 2%
    Travel Up to 3%
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 25
    Annual Fee $395
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee (%) Starting at 3%
    Cash Advance Fee Minimum $5
    Late Fee Amount Up to $37
    Minimum Cash Advance Fee ($) Starting at $5
    Minimum Interest Charge $0.50
    Returned Payment Fee Up to $25
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Credit Score Range 670 - 850
    Card Network
    • Mastercard
    Card Type
    • Airline
    • Balance Transfer
    • Bonus Offers
    • Rewards
    • Travel
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Car Rental Insurance  
    Credit Card Benefits
    • Airline Credit
    • Auto Rental Collision Damage Waiver
    • Cellular Telephone Protection
    • Concierge
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Free Credit Score
    • Global Entry / TSA Precheck Fee Credit
    • Identity Theft Protection
    • Price Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    Emergency Support  
    Extended Warranty  
    Fraud Liability  
    Free FICO Score  
    Lost Luggage Insurance  
    Travel Insurance  
    Annual Airline Credit Up to $100
    Annual Loyalty Bonus $100
    Bonus Rewards Earn 50,000 Rewards Program Bonus Points worth $750 in airfare when booked online through HSBC Rewards, after spending $4,000 in the first three months of account opening.
    Every Purchase Earn 3X Rewards Program Points on new travel and 2X Rewards Program Points on dining. 1 X Points on all other purchases.
    No Reward Expiration Period  
    Rewards Categories
    • Airfare
    • Car Rentals
    • Every Purchase
    • Hotels
    • Restaurants
    • Trains, Cruises, Other Travel
    Signup Bonus (points) 50,000
    Cash Advance APR (Variable APR) Up to 27.24%
    Purchase APR (Variable APR) 17.24% - 21.24%
    Balance Computation average daily balance
    Penalty APR 32.24%
    Balance Transfer APR (Variable APR) 17.24% - 21.24%

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    HSBC Bank USA Personal Credit Cards

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    Purchase APR

    Balance Transfer APR

    Credit Score Range

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    HSBC Premier World Mastercard

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    Be the first to rate

    Annual Fee $0 Annual Fee
    Purchase APR 17.24% - 21.24%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 17.24% - 21.24%
    (Variable APR)
        8% 29% Variable APR
    Credit Score Range 670 - 850     300 850