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  Jeanne D'Arc Credit Union CashBack Rewards Credit Card
Jeanne D'Arc Credit Union CashBack Rewards Credit Card Unaffiliated

Jeanne D'Arc Credit Union CashBack Rewards Credit Card

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Highlights
Purchase APR 7.99% - 15.99%
Balance Transfer APR 7.99% - 15.99%
Credit Score Range 650 - 850
Annual Fee $0

Jeanne D'Arc Credit Union CashBack Rewards Credit Card Review

This is a credit card issued by Jeanne D'Arc Credit Union. If you're wondering whether Jeanne D'Arc Credit Union CashBack Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Jeanne D'Arc Credit Union CashBack Rewards Credit Card has a variable purchase APR that ranges from 7.99% up to 15.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Jeanne D'Arc Credit Union CashBack Rewards Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.99%.
  • No balance transfer fee.
  • No annual fee.
  • Jeanne D'Arc Credit Union CashBack Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Jeanne D'Arc Credit Union CashBack Rewards Credit Card FAQ

Does Jeanne D'Arc Credit Union CashBack Rewards Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Jeanne D'Arc Credit Union CashBack Rewards Credit Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Jeanne D'Arc Credit Union CashBack Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Jeanne D'Arc Credit Union CashBack Rewards Credit Card has a variable purchase APR that ranges from 7.99% up to 15.99%. The card has a variable balance transfer APR that ranges from 7.99% up to 15.99%. It also has a variable cash advance APR that ranges from 7.99% up to 15.99%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Jeanne D'Arc Credit Union CashBack Rewards Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 6 months.

Jeanne D'Arc Credit Union CashBack Rewards Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 1.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 7.99% - 15.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does Jeanne D'Arc Credit Union CashBack Rewards Credit Card have an intro APR offer on new purchases?

Jeanne D'Arc Credit Union CashBack Rewards Credit Card Purchase Intro Offer
Description
Introductory Rate 1.99%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 6 months.

What are the fees for Jeanne D'Arc Credit Union CashBack Rewards Credit Card?

The following fees apply:

Jeanne D'Arc Credit Union CashBack Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Jeanne D'Arc Credit Union CashBack Rewards Credit Card have a foreign transaction fee?

Jeanne D'Arc Credit Union CashBack Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Jeanne D'Arc Credit Union CashBack Rewards Credit Card?

The support contact email for Jeanne D'Arc Credit Union CashBack Rewards Credit Card is emarketing@jdcu.com.

What is the Jeanne D'Arc Credit Union CashBack Rewards Credit Card login page?

You can access the Jeanne D'Arc Credit Union CashBack Rewards Credit Card login page here.

How do people rate the customer service and user experience of Jeanne D'Arc Credit Union CashBack Rewards Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Jeanne D'Arc Credit Union CashBack Rewards Credit Card report your account activity to credit bureaus?

Yes, Jeanne D'Arc Credit Union CashBack Rewards Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Jeanne D'Arc Credit Union CashBack Rewards Credit Card

  • Visit the Jeanne D'Arc Credit Union CashBack Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 8:00am - 1:00pm

About Jeanne D'Arc Credit Union CashBack Rewards Credit Card

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View all credit cards offered by Jeanne D'Arc Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 1.99%
Purchase Intro APR Period 6 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Up to 2%
Minimum Cash Advance Fee ($) $5 - $50
Foreign Currency Transaction Fee 1%
Minimum Interest Charge $0.50
Returned Payment Fee Up to $25
Late Fee Amount Up to $10
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR 7.99% - 15.99%
Balance Computation a method called “average daily balance” (including new purchases).
Penalty APR 0%
Purchase APR 7.99% - 15.99%
Balance Transfer Introductory APR 1.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 7.99% - 15.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Cashback
Card Network Visa

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