Deluxe Signature Review

Deluxe Signature is a store credit card issued by Hutton Chase Corporation. If you're wondering whether Deluxe Signature is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Deluxe Signature has a variable purchase APR of 0%
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

The Good	The Bad
Lower than average purchase APRs. Considers applicants with fair or poor credit. Deluxe Signature reports to multiple credit bureaus.	$19.95 per month Membership fee (after an Initial Program Fee of $29.95) This card can only be used for the company's online store. Charges an annual fee of $239.4 Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Is there a Deluxe Signature cash back or rewards program?

No, Deluxe Signature does not offer a rewards program.

What are the relevant APRs for Deluxe Signature?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Deluxe Signature has lower than average purchase APRs.

Deluxe Signature has a variable purchase APR of 0%.

What are the fees for Deluxe Signature?

The following fees apply to Deluxe Signature:

Deluxe Signature Fees

Fees	Amount
Annual Fee	$239.40
Initial Program Fee	$29.95
Returned Payment Fee	$30
Late Payment Fee	$10

Does Deluxe Signature report your account activity to credit bureaus?

Yes, Deluxe Signature reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Deluxe Signature

• Visit the Deluxe Signature website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.