SuperMoney
  Members 1st Federal Credit Union VISA Signature Rewards
Members 1st Federal Credit Union VISA Signature Rewards Unaffiliated

Members 1st Federal Credit Union VISA Signature Rewards

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Credit Cards.
My GM Rewards Card™
My GM Rewards Card™ 9 reviews
Highlights
Purchase APR 12% - 18%
Balance Transfer APR 12% - 18%
Credit Score Range 650 - 850
Annual Fee $0

Members 1st Federal Credit Union VISA Signature Rewards Review

This is a credit card issued by Members 1st Federal Credit Union. If you're wondering whether Members 1st Federal Credit Union VISA Signature Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Members 1st Federal Credit Union VISA Signature Rewards has a variable purchase APR that ranges from 12% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Members 1st Federal Credit Union VISA Signature Rewards
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Members 1st Federal Credit Union VISA Signature Rewards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
Members 1st Federal Credit Union VISA Signature Rewards FAQ

Does Members 1st Federal Credit Union VISA Signature Rewards have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Members 1st Federal Credit Union VISA Signature Rewards benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Members 1st Federal Credit Union VISA Signature Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Members 1st Federal Credit Union VISA Signature Rewards has a variable purchase APR that ranges from 12% up to 18%. The card has a variable balance transfer APR that ranges from 12% up to 18%. It also has a variable cash advance APR that ranges from 12% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Members 1st Federal Credit Union VISA Signature Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Members 1st Federal Credit Union VISA Signature Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Members 1st Federal Credit Union VISA Signature Rewards?

The following fees apply:

Members 1st Federal Credit Union VISA Signature Rewards Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Late Payment Fee $27 - $37

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Members 1st Federal Credit Union VISA Signature Rewards have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the support contact email for Members 1st Federal Credit Union VISA Signature Rewards?

The support contact email for Members 1st Federal Credit Union VISA Signature Rewards is info@members1st.org.

What is the Members 1st Federal Credit Union VISA Signature Rewards login page?

You can access the Members 1st Federal Credit Union VISA Signature Rewards login page here.

How do people rate the customer service and user experience of Members 1st Federal Credit Union VISA Signature Rewards?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Members 1st Federal Credit Union VISA Signature Rewards report your account activity to credit bureaus?

Yes, Members 1st Federal Credit Union VISA Signature Rewards reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Members 1st Federal Credit Union VISA Signature Rewards

  • Visit the Members 1st Federal Credit Union VISA Signature Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:30pm
  • Friday 7:30am - 6:00pm
  • Saturday 8:30am - 2:00pm

Other Services by Members 1st Federal Credit Union

Icon for Credit Cards
View all credit cards offered by Members 1st Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $20
Cash Advance Fee (%) Starting at 5%
Minimum Cash Advance Fee ($) Starting at $20
Returned Payment Fee Starting at $1
Paper Statement Fee $3
Late Fee Amount $27 - $37
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Emergency Support
  • Concierge
Rewards Categories
  • Every Purchase
Cash Advance APR 12% - 18%
Balance Computation Average daily balance.
Penalty APR 18%
Purchase APR 12% - 18%
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer APR 12% - 18%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Cashback
Card Network Visa

Be the first to rate

 

Would you recommend Members 1st Federal Credit Union VISA Signature Rewards to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Members 1st Federal Credit Union Credit Cards

Loading...