Milestone Gold Mastercard
in Personal Credit Cards from Genesis FS Card Services
Would you recommend Milestone Gold Mastercard to your friends?
| Community Rating | Mostly not recommended |
| Purchase APR (Fixed APR) | 24.9% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 550 - 650 |
| Annual Fee | $35 - $99 |
| Number of Reviews | 25 |
Milestone Gold Mastercard Review
This is a credit card issued by Genesis FS Card Services. If you're wondering whether Milestone credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a fixed purchase APR of 24.9%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
| The Good | The Bad |
|---|---|
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Does Milestone credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Milestone credit card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Milestone credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Milestone Gold Mastercard has a fixed purchase APR of 24.9%. It also has a fixed cash advance APR of 29.9% . Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Milestone credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Milestone credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Milestone credit card?
The following fees apply:
- An overlimit fee of $40.
| Fees | Amount |
|---|---|
| Annual Fee | Starting at $35 up to $99 |
| Overlimit Fee | $40 |
| Initial Program Fee | $25 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Milestone credit card have a foreign transaction fee?
Milestone credit card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Milestone credit card?
The support contact email for Milestone credit card is sales@genesis-fs.com.
How do people rate the customer service and user experience of Milestone credit card?
Overall, Milestone credit card is mostly not recommended based on community reviews that rate customer service and user experience.
Does Milestone Gold Mastercard report your account activity to credit bureaus?
Yes, Milestone Gold Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Milestone credit card
- Visit the Milestone credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Milestone Gold Mastercard
Contact
- Headquarters
-
15220 NW Greenbrier Pkwy
STE 200
Beaverton, OR 97006 - Visit Site
- Email Support
About Milestone Gold Mastercard
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Initial Program Fee | $25 |
| No Interest Grace Period for Late Payment | 25 days |
| Paper Statement Fee | $0 |
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 1% |
| Annual Fee | $35 - $99 |
| Minimum Interest Charge | $0.50 |
| Over-Limit Fee | $40 |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Milestone Gold Mastercard Community Reviews
Would you recommend Milestone Gold Mastercard to your friends?
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