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  New York & Company RUNWAYREWARDS Credit Card

New York & Company RUNWAYREWARDS Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

New York & Company RUNWAYREWARDS Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 25.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

New York & Company RUNWAYREWARDS Credit Card Review

This is a store rewards credit card issued by Comenity. If you're wondering whether New York and Company credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of New York and Company credit card
The Good The Bad
  • $10 Reward when you spend $200 on your RUNWAYREWARDS Credit Card* or $20 Reward for Premier Cardmembers. Can be combined with coupons and NY Deals. No exclusions.
  • $10 off coupon for your birthday or $15 off for Premier Cardmembers. No exclusions.
  • Shipping Perks: Free Ask Us shipping in store and exclusive free shipping days online
  • Exclusive Double City Cash Days during City Cash events Front-Row Access to our Monthly Style Guide. PLUS, a surprise reveal each month: an exclusive Trendsetter Savings Pass to use on the latest NY&C collections, in store and online!
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • New York & Company RUNWAYREWARDS Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
New York and Company credit card FAQ

Does New York and Company credit card have a cash back or rewards program?

New York and Company credit card is a rewards card.

New York and Company credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does New York and Company credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does New York and Company credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for New York and Company credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 25.99%.

Does New York and Company credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does New York and Company credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for New York and Company credit card?

The following fees apply:

New York and Company credit card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for New York and Company credit card?

The New York and Company credit card customer service number is (855) 796-9632.

What is the support contact email for New York and Company credit card?

The support contact email for New York and Company credit card is webmaster@comenity.net.

How do people rate the customer service and user experience of New York and Company credit card?

Overall, New York and Company credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does New York & Company RUNWAYREWARDS Credit Card report your account activity to credit bureaus?

Yes, New York & Company RUNWAYREWARDS Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for New York and Company credit card

  • Visit the New York and Company credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From New York & Company RUNWAYREWARDS Credit Card

Comenity has been helping people get more for their money since we introduced our first credit card in 1986. Today, Comenity Bank and Comenity Capital Bank partner with many of the most recognized and respected retailers in the world, and more than 50 million people carry our private label, co-brand and business credit cards in their wallets. From the start, the Comenity mission has been to understand what’s most important to customers and develop innovative solutions that meet their needs. It’s why our cardmembers are supported by care centers that have been recognized for excellence 15 consecutive times—a record for the financial services industry. It’s also why Comenity Direct was created. Our high-yield savings products and CDs deliver highly competitive rates, a simplified banking experience and elevated customer care to give customers what they want and what they deserve. One of the best things about money is how much good can be done with it. At Comenity, we care deeply about the communities where we live and work, and we’re committed to making a difference by donating our time, talent and financial resources to the causes closest to our hearts.

Runway rewards. It's all about the benefits! Enjoy exclusive perks as a Runway Rewards Credit Cardholder.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $1
Returned Payment Fee Up to $25
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Categories
  • 1x Point on In-Store Eligible Purchases
Balance Computation daily balance (including current transactions)
Purchase APR (Variable APR) 25.99%
Card Type
  • Rewards
  • Store Card
Card Network Other

New York & Company RUNWAYREWARDS Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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