
Nuvision Credit Union Visa Signature Credit Card
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Purchase APR (Variable APR) | 11.65 - 16.65 |
Balance Transfer APR (Variable APR) | 11.65 - 15.65 |
Credit Score Range | 680 - 850 |
Annual Fee | $0 |
Nuvision Credit Union Visa Signature Credit Card Review
This is a cashback credit card issued by Nuvision Credit Union. If you're wondering whether Nuvision Credit Union Visa Signature Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Nuvision Credit Union Visa Signature Credit Card has a variable purchase APR that ranges from 11.65% up to 16.65%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Nuvision Credit Union Visa Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Nuvision Credit Union Visa Signature Credit Card
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Nuvision Credit Union Visa Signature Credit Card FAQ
Does Nuvision Credit Union Visa Signature Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Nuvision Credit Union Visa Signature Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Nuvision Credit Union Visa Signature Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Nuvision Credit Union Visa Signature Credit Card has a variable purchase APR that ranges from 11.65% up to 16.65%. The card has a variable balance transfer APR that ranges from 11.65% up to 15.65%. It also has a variable cash advance APR that ranges from 11.65% up to 16.65%. Note that late payments are subject to an APR of 16.65% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Nuvision Credit Union Visa Signature Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 3.99% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Introductory APR | 3.99 |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 11.65 - 15.65 |
Balance Transfer Fee Minimum | 10 |
Balance Transfer Fee % | 3 |
Does Nuvision Credit Union Visa Signature Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Nuvision Credit Union Visa Signature Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $37 |
Late Payment Fee | up to $37 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Nuvision Credit Union Visa Signature Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Nuvision Credit Union Visa Signature Credit Card?
The Nuvision Credit Union Visa Signature Credit Card customer service number is (800) 444-6327.
What is the support contact email for Nuvision Credit Union Visa Signature Credit Card?
The support contact email for Nuvision Credit Union Visa Signature Credit Card is webmaster@nuvisionfederal.org.
What is the Nuvision Credit Union Visa Signature Credit Card login page?
You can access the Nuvision Credit Union Visa Signature Credit Card login page here.
How do people rate the customer service and user experience of Nuvision Credit Union Visa Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Nuvision Credit Union Visa Signature Credit Card report your account activity to credit bureaus?
Yes, Nuvision Credit Union Visa Signature Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Nuvision Credit Union Visa Signature Credit Card
- Visit the Nuvision Credit Union Visa Signature Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
7812 Edinger Avenue
Huntington Beach, CA 92647 USA - (800) 444-6327
- Visit Site
- Email Support
Other Services by Nuvision Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | 10 |
Cash Advance Fee (%) | 3 |
Minimum Cash Advance Fee ($) | 10 |
Foreign Currency Transaction Fee | 0 |
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to 37 |
Late Fee Amount | Up to 37 |
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