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  Nuvision Credit Union Visa Signature Credit Card

Nuvision Credit Union Visa Signature Credit Card

in Personal Credit Cards from Nuvision Credit Union

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Nuvision Credit Union Visa Signature Credit Card

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in Personal Credit Cards from Nuvision Credit Union

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Highlights
Purchase APR  (Variable APR) 11.65 - 16.65
Balance Transfer APR  (Variable APR) 11.65 - 15.65
Credit Score Range 680 - 850
Annual Fee $0

Nuvision Credit Union Visa Signature Credit Card Review

This is a cashback credit card issued by Nuvision Credit Union. If you're wondering whether Nuvision Credit Union Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Nuvision Credit Union Visa Signature Credit Card has a variable purchase APR that ranges from 11.65% up to 16.65%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Nuvision Credit Union Visa Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Nuvision Credit Union Visa Signature Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 3.99%.
  • No annual fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Nuvision Credit Union Visa Signature Credit Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
Nuvision Credit Union Visa Signature Credit Card FAQ

Does Nuvision Credit Union Visa Signature Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Nuvision Credit Union Visa Signature Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Nuvision Credit Union Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 11.65% up to 16.65%. The card has a variable balance transfer APR that ranges from 11.65% up to 15.65%. It also has a variable cash advance APR that ranges from 11.65% up to 16.65%. Note that late payments are subject to an APR of 16.65% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Nuvision Credit Union Visa Signature Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 3.99% for a period of up to 12 months.

Nuvision Credit Union Visa Signature Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 3.99
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 11.65 - 15.65
Balance Transfer Fee Minimum 10
Balance Transfer Fee % 3

Does Nuvision Credit Union Visa Signature Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Nuvision Credit Union Visa Signature Credit Card?

The following fees apply:

Nuvision Credit Union Visa Signature Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $37
Late Payment Fee up to $37

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Nuvision Credit Union Visa Signature Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Nuvision Credit Union Visa Signature Credit Card?

The Nuvision Credit Union Visa Signature Credit Card customer service number is (800) 444-6327.

What is the support contact email for Nuvision Credit Union Visa Signature Credit Card?

The support contact email for Nuvision Credit Union Visa Signature Credit Card is webmaster@nuvisionfederal.org.

Does Nuvision Credit Union Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Nuvision Credit Union Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Nuvision Credit Union Visa Signature Credit Card

  • Visit the Nuvision Credit Union Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Nuvision Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum 10
Cash Advance Fee (%) 3
Minimum Cash Advance Fee ($) 10
Returned Payment Fee Up to 37
Late Fee Amount Up to 37
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Rates
  • Every Purchase
Cash Advance APR (Variable APR) 11.65 - 16.65
Balance Computation a method called “average daily balance (including new purchases).”
Penalty APR (Variable APR) 16.65
Purchase APR (Variable APR) 11.65 - 16.65
Balance Transfer Introductory APR (Variable APR) 3.99
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 11.65 - 15.65
Balance Transfer Fee Minimum 10
Balance Transfer Fee % 3
Card Type
  • Cashback
Card Network Visa

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