Old Navy Credit Card
in Personal Credit Cards from Synchrony Bank
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Would you recommend Old Navy Credit Card to your friends?
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 28.24% |
Old Navy Credit Card Review
Old Navy Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Old Navy Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key takeaways:
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 28.24%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Old Navy Credit Card Pros and Cons:
| The Good | The Bad |
|---|---|
|
|
Is there a Old Navy Credit Card cash back or rewards program?
No, Old Navy Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:
- Retail
What are the relevant APRs for Old Navy Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Old Navy Credit Card has higher than average purchase APRs.Old Navy Credit Card has a variable purchase APR starting at 28.24% .
Does Old Navy Credit Card have an introductory APR offer on balance transfers?
No, Old Navy Credit Card does not come with an introductory APR offer for balance transfers.Does Old Navy Credit Card have an introductory APR offer on new purchases?
Old Navy Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Old Navy Credit Card?
The following fees apply to Old Navy Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | up to $38 |
Does Old Navy Credit Card report your account activity to credit bureaus?
Old Navy Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Old Navy Credit Card
- Visit the Old Navy Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 - (866) 226-5638
- Visit Site
Other Services by Synchrony Bank
View all personal credit cards offered by Synchrony Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 23 days |
| Minimum Interest Charge | $2 |
| Late Fee Amount | Up to $38 |
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29.99%
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29.99%
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Annual Fee
N/A
Maximum
Purchase APR
29.99%
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N/A
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Annual Fee
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29.99%
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Maximum
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29.99%
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N/A
Credit Score Range
650 - 850
Annual Fee
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Maximum
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29.99%
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N/A
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N/A
Annual Fee
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26.99%
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N/A
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Annual Fee
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Starting
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
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650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
N/A
Maximum
Purchase APR
29.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Starting
Purchase APR
26.99%
Balance Transfer APR
N/A
Credit Score Range
600 - 850
Annual Fee
$0
Purchase APR
27.49%
P. C. Richard & Son Credit Card
Rating not yet determined
1 total votes
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
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Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
700 - 850
Annual Fee
N/A
Maximum
Purchase APR
25.49%
Balance Transfer APR
N/A
Credit Score Range
N/A
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