Old Navy Credit Card
in Personal Credit Cards from Synchrony Bank
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 28.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 850 |
Old Navy Credit Card Review
Old Navy Credit Card is a store credit card issued by Synchrony Bank.
Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 600.
If you're wondering whether Old Navy Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
|
|
|
Is there a Old Navy Credit Card cash back or rewards program?
No, Old Navy Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the relevant APRs for Old Navy Credit Card?
Old Navy Credit Card has a variable purchase APR starting at 28.24% .
Does Old Navy Credit Card have an introductory APR offer?
Old Navy Credit Card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 28.24% |
What are the Old Navy Credit Card fees?
No Annual Fee. Old Navy Credit Card does not charge an annual fee.The following fees apply to Old Navy Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | up to $38 |
Does Old Navy Credit Card report your account activity to credit bureaus?
Old Navy Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Old Navy Credit Card
- Visit the Synchrony Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 - (866) 226-5638
- Visit Site
Other Services by Synchrony Bank
View all personal credit cards offered by Synchrony Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment | 23 |
| Annual Fee | $0 |
| No Annual Fee | |
| Minimum Interest Charge | $2 |
| Late Fee Amount | Up to $38 |
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