Old Navy Credit Card
in Personal Credit Cards from Synchrony Bank
Would you recommend Old Navy Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | Starting at 28.24% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Old Navy Credit Card Review
Old Navy Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Old Navy Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 28.24%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
| The Good | The Bad |
|---|---|
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Is there a Old Navy Credit Card cash back or rewards program?
No, Old Navy Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:
- Retail
What are the relevant APRs for Old Navy Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Old Navy Credit Card has higher than average purchase APRs.Old Navy Credit Card has a variable purchase APR starting at 28.24% .
Does Old Navy Credit Card have an introductory APR offer on balance transfers?
No, Old Navy Credit Card does not come with an introductory APR offer for balance transfers.Does Old Navy Credit Card have an introductory APR offer on new purchases?
Old Navy Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Old Navy Credit Card?
The following fees apply to Old Navy Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | up to $38 |
Does Old Navy Credit Card report your account activity to credit bureaus?
Old Navy Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Old Navy Credit Card
- Visit the Old Navy Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 - (866) 226-5638
- Visit Site
Other Services by Synchrony Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 23 days |
| Minimum Interest Charge | $2 |
| Late Fee Amount | Up to $38 |
Old Navy Credit Card Community Reviews
Would you recommend Old Navy Credit Card to your friends?
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