
Old Navy Credit Card
Would you recommend Old Navy Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 25.99% |
Balance Transfer APR (Variable APR) | 0% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Old Navy Credit Card Review
This is a store card issued by Synchrony Bank. If you're wondering whether Old Navy credit card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Old Navy credit card
The Good | The Bad |
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Old Navy credit card FAQ
Does Old Navy credit card have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
- Retail
What are the Old Navy credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Old Navy credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Old Navy Credit Card has a variable purchase APR of 25.99%. The card has a variable balance transfer APR of 0% .
Does Old Navy credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Old Navy credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Old Navy credit card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Returned Payment Fee | $0 |
Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Old Navy credit card?
The Old Navy credit card customer service number is (866) 226-5638.
What is the support contact email for Old Navy credit card?
The support contact email for Old Navy credit card is customer.service@mail.synchronybank.com.
What is the Old Navy credit card login page?
You can access the Old Navy credit card login page here.
How do people rate the customer service and user experience of Old Navy credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Old Navy Credit Card report your account activity to credit bureaus?
Yes, Old Navy Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Old Navy credit card
- Visit the Old Navy credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
- Email Support
Other Services by Synchrony Bank
Other Credit Cards by Synchrony Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | $0 |
Late Fee Amount | Up to $39 |
Old Navy Credit Card Community Reviews
Would you recommend Old Navy Credit Card to your friends?
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