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Last Updated: 07/28/2025

PCB Secured Visa® Credit Card

in Credit Cards from Plains Commerce Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
PCB Secured Visa® Credit Card logo
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Purchase APR (Fixed APR)

18.9%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)

N/A

Credit Score Range

350 - 720

Annual Fee

$39

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PCB Secured Visa® Credit Card Review

This is a secured credit card issued by Plains Commerce Bank. If you're wondering whether PCB Secured Visa® Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a fixed purchase APR of 18.9%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
  • Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of PCB credit card

PCB credit card FAQ

Does PCB credit card have a cash back or rewards program?

No, it does not offer a rewards program.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

PCB Secured Visa® Credit Card logo

Message from PCB credit card

We understand that establishing a positive credit history is important. That's why we offer the PCB Secured Visa® Card. Whether you are rebuilding your credit or new to credit, the PCB Secured Visa is the perfect choice. Our mission is to provide customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Looking for a credit card to help build your credit history? When looking to build or rebuild your credit, there are advantages to the PCB Secured Visa® credit card. Like all secured credit cards it requires an upfront collateral deposit and works like any other credit card.

Contact

Headquarters

220 Main Street
Hoven, SD 57450
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed

Other Services by Plains Commerce Bank