Piedmont Advantage Credit Union Rewards Mastercard Credit Card Review

This is a rewards credit card issued by Piedmont Advantage Credit Union. If you're wondering whether Piedmont Advantage Credit Union Rewards Mastercard Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Piedmont Advantage Credit Union Rewards Mastercard Credit Card has a fixed purchase APR that ranges from 12.9% up to 17.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Access to a concierge. Identity Theft Protection. No foreign transaction fee. Cardholders can earn rewards on their purchases. Piedmont Advantage Credit Union Rewards Mastercard Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. You don't earn rewards on every purchase.

Does Piedmont Advantage Credit Union Rewards Mastercard Credit Card have a cash back or rewards program?

Piedmont Advantage Credit Union Rewards Mastercard Credit Card is a rewards card.

Piedmont Advantage Credit Union Rewards Mastercard Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Piedmont Advantage Credit Union Rewards Mastercard Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Piedmont Advantage Credit Union Rewards Mastercard Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR that ranges from 12.9% up to 17.9%. The card has a fixed balance transfer APR that ranges from 12.9% up to 17.9%. It also has a fixed cash advance APR that ranges from 12.9% up to 17.9%.

What are the fees for Piedmont Advantage Credit Union Rewards Mastercard Credit Card?

The following fees apply:

Piedmont Advantage Credit Union Rewards Mastercard Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $20
Late Payment Fee	up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Piedmont Advantage Credit Union Rewards Mastercard Credit Card report your account activity to credit bureaus?

Yes, Piedmont Advantage Credit Union Rewards Mastercard Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Piedmont Advantage Credit Union Rewards Mastercard Credit Card

• Visit the Piedmont Advantage Credit Union Rewards Mastercard Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.