Last Updated: 07/28/2025
Piedmont Advantage CU Mastercard Credit Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
12.9% - 17.9%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)
12.9% - 17.9%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
Piedmont Advantage CU Mastercard Credit Card Review
This is a rewards card issued by Piedmont Advantage Credit Union. If you're wondering whether Piedmont Advantage CU Mastercard Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Piedmont Advantage CU Mastercard Credit Card has a fixed purchase APR that ranges from 12.9% up to 17.9%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Piedmont Advantage CU Mastercard Credit Card
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Piedmont Advantage CU Mastercard Credit Card FAQ
Does Piedmont Advantage CU Mastercard Credit Card have a cash back or rewards program?
Piedmont Advantage CU Mastercard Credit Card is a rewards card.
| Description |
Does Piedmont Advantage CU Mastercard Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Piedmont Advantage CU Mastercard Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Piedmont Advantage CU Mastercard Credit Card benefits?
Piedmont Advantage CU Mastercard Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Piedmont Advantage CU Mastercard Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Piedmont Advantage CU Mastercard Credit Card has a fixed purchase APR that ranges from 12.9% up to 17.9%. The card has a fixed balance transfer APR that ranges from 12.9% up to 17.9%. It also has a fixed cash advance APR that ranges from 12.9% up to 17.9%.
Does Piedmont Advantage CU Mastercard Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Piedmont Advantage CU Mastercard Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Piedmont Advantage CU Mastercard Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Piedmont Advantage CU Mastercard Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Piedmont Advantage CU Mastercard Credit Card?
The customer service number for Piedmont Advantage CU Mastercard Credit Card is (800) 433-7228.
What is the support contact email for Piedmont Advantage CU Mastercard Credit Card?
The support contact email for Piedmont Advantage CU Mastercard Credit Card is callcenterteam@pacu.com.
What is the login page for Piedmont Advantage CU Mastercard Credit Card?
You can access the login page of Piedmont Advantage CU Mastercard Credit Card here.
How do people rate the customer service and user experience of Piedmont Advantage CU Mastercard Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Piedmont Advantage CU Mastercard Credit Card report your account activity to credit bureaus?
Yes, Piedmont Advantage CU Mastercard Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Piedmont Advantage Credit Union perform a hard credit pull?
Yes, Piedmont Advantage CU Mastercard Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Piedmont Advantage CU Mastercard Credit Card
- Visit the website of Piedmont Advantage CU Mastercard Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed