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  Piedmont Advantage Credit Union Rewards Mastercard Credit Card

Piedmont Advantage Credit Union Rewards Mastercard Credit Card

in Personal Credit Cards from Piedmont Advantage Credit Union

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Piedmont Advantage Credit Union Rewards Mastercard Credit Card

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in Personal Credit Cards from Piedmont Advantage Credit Union

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Highlights
Purchase APR  (Fixed APR) 12.9% - 17.9%
Balance Transfer APR  (Fixed APR) 12.9% - 17.9%
Credit Score Range 650 - 850
Annual Fee $0

Piedmont Advantage Credit Union Rewards Mastercard Credit Card Review

This is a rewards credit card issued by Piedmont Advantage Credit Union. If you're wondering whether Piedmont Advantage Credit Union Rewards Mastercard Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Piedmont Advantage Credit Union Rewards Mastercard Credit Card has a fixed purchase APR that ranges from 12.9% up to 17.9%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Piedmont Advantage Credit Union Rewards Mastercard Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Access to a concierge.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Piedmont Advantage Credit Union Rewards Mastercard Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
Piedmont Advantage Credit Union Rewards Mastercard Credit Card FAQ

Does Piedmont Advantage Credit Union Rewards Mastercard Credit Card have a cash back or rewards program?

Piedmont Advantage Credit Union Rewards Mastercard Credit Card is a rewards card.

Piedmont Advantage Credit Union Rewards Mastercard Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Piedmont Advantage Credit Union Rewards Mastercard Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Piedmont Advantage Credit Union Rewards Mastercard Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Piedmont Advantage Credit Union Rewards Mastercard Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Piedmont Advantage Credit Union Rewards Mastercard Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR that ranges from 12.9% up to 17.9%. The card has a fixed balance transfer APR that ranges from 12.9% up to 17.9%. It also has a fixed cash advance APR that ranges from 12.9% up to 17.9%.

Does Piedmont Advantage Credit Union Rewards Mastercard Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Piedmont Advantage Credit Union Rewards Mastercard Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Piedmont Advantage Credit Union Rewards Mastercard Credit Card?

The following fees apply:

Piedmont Advantage Credit Union Rewards Mastercard Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $20
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Piedmont Advantage Credit Union Rewards Mastercard Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Piedmont Advantage Credit Union Rewards Mastercard Credit Card?

The Piedmont Advantage Credit Union Rewards Mastercard Credit Card customer service number is (800) 433-7228.

What is the support contact email for Piedmont Advantage Credit Union Rewards Mastercard Credit Card?

The support contact email for Piedmont Advantage Credit Union Rewards Mastercard Credit Card is callcenterteam@pacu.com.

Does Piedmont Advantage Credit Union Rewards Mastercard Credit Card report your account activity to credit bureaus?

Yes, Piedmont Advantage Credit Union Rewards Mastercard Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Piedmont Advantage Credit Union Rewards Mastercard Credit Card

  • Visit the Piedmont Advantage Credit Union Rewards Mastercard Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 6:00pm
  • Saturday Closed

About Piedmont Advantage Credit Union Rewards Mastercard Credit Card

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Availability

  Available in 1 state
North Carolina
Availabile in all of North Carolina

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $20
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Concierge
Rewards Type Points
Cash Advance APR (Fixed APR) 12.9% - 17.9%
Balance Computation average daily balance (Including new purchases).
Purchase APR (Fixed APR) 12.9% - 17.9%
Balance Transfer APR (Fixed APR) 12.9% - 17.9%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
Card Network Mastercard

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