Green Dot primor® Visa® Gold Secured Credit Card Review

Green Dot primor® Visa® Gold Secured Credit Card is a secured credit card credit card issued by Green Dot Bank. If you're wondering whether Green Dot primor® Visa® Gold Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Competitive APRs. Green Dot primor® Visa® Gold Secured Credit Card has a fixed purchase APR of 9.99%
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Green Dot primor® Visa® Gold Secured Credit Card Pros and Cons:

The Good	The Bad
No processing or application fees No minimum credit score requirement Competitive fixed interest rates with no penalty rate Reports to all three nationwide credit bureaus Lower than average purchase APRs. Considers applicants with fair or poor credit. Green Dot primor® Visa® Gold Secured Credit Card reports to multiple credit bureaus.	No rewards program. Has an annual fee. Charges an annual fee of $49 Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Does not include many credit card rewards.

Is there a Green Dot primor® Visa® Gold Secured Credit Card cash back or rewards program?

No, Green Dot primor® Visa® Gold Secured Credit Card does not offer a rewards program.

What are the relevant APRs for Green Dot primor® Visa® Gold Secured Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Green Dot primor® Visa® Gold Secured Credit Card has lower than average purchase APRs.

Green Dot primor® Visa® Gold Secured Credit Card has a fixed purchase APR of 9.99%. It also has a fixed cash advance APR of 18.99% .

What are the fees for Green Dot primor® Visa® Gold Secured Credit Card?

The following fees apply to Green Dot primor® Visa® Gold Secured Credit Card:

Green Dot primor® Visa® Gold Secured Credit Card Fees

Fees	Amount
Annual Fee	$49
Foreign Transaction Fee	3%
Returned Payment Fee	up to $29
Late Payment Fee	up to $29

Does Green Dot primor® Visa® Gold Secured Credit Card report your account activity to credit bureaus?

Green Dot primor® Visa® Gold Secured Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Green Dot primor® Visa® Gold Secured Credit Card

• Visit the Green Dot primor® Visa® Gold Secured Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.