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Green Dot primor® Visa® Gold Secured Credit Card

in Personal Credit Cards from Green Dot Bank

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Green Dot primor® Visa® Gold Secured Credit Card

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in Personal Credit Cards from Green Dot Bank

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Highlights
Highlights
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 300 - 800
Annual Fee $49
Purchase APR  (Fixed APR) 9.99%

Green Dot primor® Visa® Gold Secured Credit Card Review

Green Dot primor® Visa® Gold Secured Credit Card is a secured credit card credit card issued by Green Dot Bank.  If you're wondering whether Green Dot primor® Visa® Gold Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Competitive APRs. Green Dot primor® Visa® Gold Secured Credit Card has a fixed purchase APR of up to 9.99%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
The Good The Bad
  • No processing or application fees
  • No minimum credit score requirement
  • Competitive fixed interest rates with no penalty rate
  • Reports to all three nationwide credit bureaus
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Green Dot primor® Visa® Gold Secured Credit Card reports to multiple credit bureaus.
  • No rewards program
  • Has an annual fee
  • Charges an annual fee of $49.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Green Dot primor® Visa® Gold Secured Credit Card cash back or rewards program?

No, Green Dot primor® Visa® Gold Secured Credit Card does not offer a rewards program.

What are the relevant APRs for Green Dot primor® Visa® Gold Secured Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Green Dot primor® Visa® Gold Secured Credit Card has lower than average purchase APRs.

Green Dot primor® Visa® Gold Secured Credit Card has a fixed purchase APR of 9.99%. It also has a fixed cash advance APR of 18.99% .

Does Green Dot primor® Visa® Gold Secured Credit Card have an introductory APR offer on balance transfers??

No, Green Dot primor® Visa® Gold Secured Credit Card does not come with an introductory APR offer for balance transfers.

Does Green Dot primor® Visa® Gold Secured Credit Card have an introductory APR offer on new purchases??

Green Dot primor® Visa® Gold Secured Credit Card does not offer an introductory rate on new purchases.

What are the Green Dot primor® Visa® Gold Secured Credit Card fees?

The following fees apply to Green Dot primor® Visa® Gold Secured Credit Card:

Green Dot primor® Visa® Gold Secured Credit Card Fees
Fees Amount
Annual Fee $49
Foreign Transaction Fee 3%
Returned Payment Fee up to $29
Late Payment Fee up to $29

Does Green Dot primor® Visa® Gold Secured Credit Card have a foreign transaction fee?

Green Dot primor® Visa® Gold Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Green Dot primor® Visa® Gold Secured Credit Card report your account activity to credit bureaus?

Green Dot primor® Visa® Gold Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Green Dot primor® Visa® Gold Secured Credit Card

  • Visit the Green Dot primor® Visa® Gold Secured Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   3465 E Foothill Blvd
    Pasadena, CA 91107
  •   Visit Site

Message from Green Dot Bank

We have credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate! There are no minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

Other Services by Green Dot Bank

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) Starting at 5%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 3%
Annual Fee $49
Minimum Interest Charge $1
Returned Payment Fee Up to $29
Late Fee Amount Up to $29
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Card Type
  • Bad Credit
  • Secured
Card Network
  • Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Security Deposit $200 - $5K
Cash Advance APR (Fixed APR) 18.99%
Purchase APR (Fixed APR) 9.99%
Balance Computation average daily balance (including new purchases)
Credit Limit $200

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Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 300 - 800     300 850
Annual Fee $39 Annual Fee
Purchase APR 13.99% Fixed APR
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Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 300 - 850     300 850
Annual Fee $39 Annual Fee
Starting Purchase APR 19.99% Starting Variable APR