Green Dot primor® Visa® Gold Secured Credit Card Reviews (Oct. 2020) | Personal Credit Cards

Highlights
Community Rating	Rating not yet determined
Purchase APR (Fixed APR)	9.99%
Balance Transfer APR (Fixed APR)	N/A
Credit Score Range	300 - 800
Annual Fee	$49

Green Dot primor® Visa® Gold Secured Credit Card Review

Green Dot primor® Visa® Gold Secured Credit Card is a secured credit card credit card issued by Green Dot Bank. If you're wondering whether Green Dot primor® Visa® Gold Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways

Competitive APRs. Green Dot primor® Visa® Gold Secured Credit Card has a fixed purchase APR of 9.99%
Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Green Dot primor® Visa® Gold Secured Credit Card Pros & Cons

The Good	The Bad
No processing or application fees No minimum credit score requirement Competitive fixed interest rates with no penalty rate Reports to all three nationwide credit bureaus Lower than average purchase APRs. Considers applicants with fair or poor credit. Green Dot primor® Visa® Gold Secured Credit Card reports to multiple credit bureaus.	No rewards program. Has an annual fee. Charges an annual fee of $49 Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Does not include many credit card benefits.

Green Dot primor® Visa® Gold Secured Credit Card FAQ

Is there a Green Dot primor® Visa® Gold Secured Credit Card cash back or rewards program?

No, Green Dot primor® Visa® Gold Secured Credit Card does not offer a rewards program.

What are the relevant APRs for Green Dot primor® Visa® Gold Secured Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Green Dot primor® Visa® Gold Secured Credit Card has lower than average purchase APRs.

Green Dot primor® Visa® Gold Secured Credit Card has a fixed purchase APR of 9.99%. It also has a fixed cash advance APR of 18.99% .

Does Green Dot primor® Visa® Gold Secured Credit Card have an introductory APR offer on balance transfers?

No, Green Dot primor® Visa® Gold Secured Credit Card does not come with an introductory APR offer for balance transfers.

Does Green Dot primor® Visa® Gold Secured Credit Card have an introductory APR offer on new purchases?

Green Dot primor® Visa® Gold Secured Credit Card does not offer an introductory rate on new purchases.

Green Dot primor® Visa® Gold Secured Credit Card Purchase Intro Offer
Description
Introductory Rate	N/A
Purchase Intro APR Period (months)	N/A

What are the fees for Green Dot primor® Visa® Gold Secured Credit Card?

The following fees apply to Green Dot primor® Visa® Gold Secured Credit Card:

Green Dot primor® Visa® Gold Secured Credit Card Fees
Fees	Amount
Annual Fee	$49
Foreign Transaction Fee	3%
Returned Payment Fee	up to $29
Late Payment Fee	up to $29

Does Green Dot primor® Visa® Gold Secured Credit Card have a foreign transaction fee?

Green Dot primor® Visa® Gold Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Green Dot primor® Visa® Gold Secured Credit Card report your account activity to credit bureaus?

Green Dot primor® Visa® Gold Secured Credit Card reports your account activity to the following credit reporting agencies:

Equifax
Experian
Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Green Dot primor® Visa® Gold Secured Credit Card

Visit the Green Dot primor® Visa® Gold Secured Credit Card website.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.
If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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3465 E Foothill Blvd
Pasadena, CA 91107
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Availability

Available in 50 states and Washington, D.C.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Washington, DC
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
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Montana
Nebraska
Nevada
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Pennsylvania
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South Carolina
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Tennessee
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Utah
Vermont
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Washington
West Virginia
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Feature Breakdown

No Interest Grace Period for Late Payment	25 days
Cash Advance Fee (%)	5%
Minimum Cash Advance Fee ($)	Starting at $5
Foreign Currency Transaction Fee	3%
Annual Fee	$49
Minimum Interest Charge	$1
Returned Payment Fee	Up to $29
Additional Card Fee Amount	$29
Late Fee Amount	Up to $29

Green Dot primor® Visa® Gold Secured Credit Card Community Reviews

Would you recommend Green Dot primor® Visa® Gold Secured Credit Card to your friends?

Customer Type	Personal
Minimum Age	18
Supported Income Types	Direct Deposit (W2, SSA, SSDI) Cash Payroll Check or Prepaid Card 1099 Misc. Income
Military Status	Active Duty Military Non-Military Veterans Military Dependent
Employment Statuses Considered	Employed Full-Time Employed Part-Time Other Retired Self-Employed Unemployed
Immigration Status Considered	U.S. Citizen U.S. Permanent Resident
Credit Score Range	300 - 800 850 300

Security Deposit	$200 - $5,000
Cash Advance APR (Fixed APR)	18.99%
Balance Computation	average daily balance (including new purchases).
Credit Limit	$200 - $5,000
Purchase APR (Fixed APR)	9.99%

Card Type	Secured Bad Credit
Card Network	Visa

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