Purdue Federal Credit Union Visa Signature Credit Card

Purdue Federal Credit Union Visa Signature Credit Card Review

This is a rewards card issued by Purdue Federal Credit Union. If you're wondering whether Purdue Federal Credit Union Visa Signature Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. Purdue Federal Credit Union Visa Signature Credit Card has a fixed purchase APR that ranges from 11.5% up to 17.5%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Purdue Federal Credit Union Visa Signature Credit Card

The Good

The Bad

Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. No balance transfer fee. 0% APR on new purchases during the first 12 months. There is then a fixed purchase APR that ranges from 11.5% up to 17.5%. No annual fee. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Travel assistance insurance No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Purdue Federal Credit Union Visa Signature Credit Card is accepted. Purdue Federal Credit Union Visa Signature Credit Card reports to multiple credit bureaus.

Does not offer a signup bonus.

Purdue Federal Credit Union Visa Signature Credit Card FAQ

Does Purdue Federal Credit Union Visa Signature Credit Card have a cash back or rewards program?

Purdue Federal Credit Union Visa Signature Credit Card is a rewards card.

Purdue Federal Credit Union Visa Signature Credit Card Rewards

Minimum rewards rate	1.25x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Purdue Federal Credit Union Visa Signature Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Zero fraud liability
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Purdue Federal Credit Union Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Purdue Federal Credit Union Visa Signature Credit Card has a fixed purchase APR that ranges from 11.5% up to 17.5%. The card has a fixed balance transfer APR that ranges from 11.5% up to 17.5%. It also has a fixed cash advance APR that ranges from 11.5% up to 17.5%.

What are the fees for Purdue Federal Credit Union Visa Signature Credit Card?

The following fees apply:

Purdue Federal Credit Union Visa Signature Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $25
Late Payment Fee	up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Purdue Federal Credit Union Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Purdue Federal Credit Union Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Purdue Federal Credit Union Visa Signature Credit Card

• Visit the Purdue Federal Credit Union Visa Signature Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.