Redwood Capital Bank Consumer Visa® Card
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| Purchase APR (Variable APR) | N/A |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | N/A |
| Annual Fee | $0 |
Redwood Capital Bank Consumer Visa® Card Review
This is a cashback card issued by Redwood Capital Bank. If you're wondering whether Redwood Capital Bank Consumer Visa® Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 10,000 reward points per dollar spent.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Accepts cosigners. Redwood Capital Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
Pros & Cons of Redwood Capital Bank Consumer Visa® Card
| The Good | The Bad |
|---|---|
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Redwood Capital Bank Consumer Visa® Card FAQ
Does Redwood Capital Bank Consumer Visa® Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 10,000% for purchases in a bonus category.
| Minimum rewards rate | 1x |
| Max rewards rate | 10,000x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Redwood Capital Bank Consumer Visa® Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Redwood Capital Bank Consumer Visa® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Redwood Capital Bank Consumer Visa® Card?
Does Redwood Capital Bank Consumer Visa® Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.9% for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer Fee Intro Period | 180 days |
| Balance Transfer Introductory APR | 2.9% |
| Balance Transfer Intro APR Period | 6 months |
Does Redwood Capital Bank Consumer Visa® Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 2.90% |
| Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 2.90% on qualified purchases for a period of up to 6 months.
What are the fees for Redwood Capital Bank Consumer Visa® Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Redwood Capital Bank Consumer Visa® Card have a foreign transaction fee?
Redwood Capital Bank Consumer Visa® Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Redwood Capital Bank Consumer Visa® Card?
The Redwood Capital Bank Consumer Visa® Card customer service number is (707) 444-9800.
What is the support contact email for Redwood Capital Bank Consumer Visa® Card?
The support contact email for Redwood Capital Bank Consumer Visa® Card is inquiries@redwoodcapitalbank.com.
What is the Redwood Capital Bank Consumer Visa® Card login page?
You can access the Redwood Capital Bank Consumer Visa® Card login page here.
How do people rate the customer service and user experience of Redwood Capital Bank Consumer Visa® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Redwood Capital Bank Consumer Visa® Card report your account activity to credit bureaus?
Yes, Redwood Capital Bank Consumer Visa® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Redwood Capital Bank Consumer Visa® Card
- Visit the Redwood Capital Bank Consumer Visa® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
402 G Street
Eureka, CA 95501 USA - (707) 444-9800
- Visit Site
- Email Support
Other Services by Redwood Capital Bank
Availability
Feature Breakdown
| Introductory Rate | 2.90% |
| Purchase Intro APR Period (Variable APR) | 6 months |
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