SuperMoney 

Simmons Bank Visa Credit Card

in Personal Credit Cards

Unaffiliated Visit Site

Simmons Bank Visa Credit Card

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Simmons Bank Visa Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

Simmons Bank Visa Credit Card is a credit card issued by Simmons Bank, which is based in Columbus, GA. 

Simmons Bank Visa Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR. Simmons Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Simmons Bank Visa Credit Card has a variable purchase APR starting at 9.75%.

The card has a variable balance transfer APR starting at 9.75%.

It also has a variable cash advance APR starting at 13.75%.

Is an introductory APR offer available?

No, Simmons Bank Visa Credit Card does not come with an introductory APR offer for balance transfers.

Simmons Bank Visa Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Simmons Bank Visa Credit Card:

  • There is no annual fee.
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 2%. Transactions in a foreign currency get hit with a 2% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $20.

Is a rewards program offered?

No, Simmons Bank Visa Credit Card does not offer a rewards program.

Is a signup bonus offered?

Simmons Bank Visa Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Simmons Bank Visa Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Simmons Bank Visa Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Reports to major credit bureaus
  • Does Simmons Bank Visa Credit Card report your account activity to credit bureaus?

    Simmons Bank Visa Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Over-Limit Fee $0
    Minimum Interest Charge $0
    Annual Fee $0
    Balance Transfer Fee % 0%
    Balance Transfer Fee Minimum $0
    No Annual Fee  
    Late Payment Penalty $35
    Returned Payment Fee $35
    Foreign Currency Transaction Fee 2%
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 700 - 850
    850 300 700
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Travel Insurance  
    Emergency Support  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Fraud Liability
    • Identity Theft Protection
    • Travel Accident Insurance
    Purchase APR (Variable APR) Starting at 9.75%
    Cash Advance APR (Variable APR) Starting at 13.75%
    Balance Computation average daily balance (including new purchases)
    Balance Transfer APR (Variable APR) Starting at 9.75%

    Be the first to rate

     
     

    Would you recommend Simmons Bank Visa Credit Card to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards