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Simmons Bank Visa Credit Card

in Personal Credit Cards

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Simmons Bank Visa Credit Card

Unaffiliated

in Personal Credit Cards

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Overview

Who is this credit card designed for?

Simmons Bank Visa Credit Card is a credit card issued by Simmons Bank, which is based in Columbus, GA.

Simmons Bank Visa Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Simmons Bank charges a variable APR on new purchases of 9.75% Balance transfer APRs, which are also variable, start at 9.75%.

Is an introductory APR offer available?

No, Simmons Bank Visa Credit Card does not come with an introductory APR offer.

What are the fees?

The following fees apply to Simmons Bank Visa Credit Card:

  • There is no annual fee
  • A late payment penalty of $35.
  • A returned payment fee of $35.
  • There is no overlimit fee
  • A foreign transaction fee of 2%. Transactions in a foreign currency get hit with a 2% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $20.

Is a rewards program offered?

No, Simmons Bank Visa Credit Card does not offer a rewards program.

Is a signup bonus offered?

Simmons Bank Visa Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Simmons Bank Visa Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Simmons Bank Visa Credit Card provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Travel insurance
  •  

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    Other Services by Simmons Bank

    Availability

    Available in 50 States and Washington, DC
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period / Deferred Interest (Months)
    25
    Over-Limit Fee
    $0
    Minimum Interest Charge
    $0
    Annual Fee
    $0
    No Annual Fee
    Returned Payment Fee
    $35
    Late Payment Penalty
    $35
    Foreign Currency Transaction Fee
    2%
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Credit Score Range
    700 - 850
    850 300 700
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Co-signing Allowed
    Minimum Age
    18
    Customer Type
    Personal
    Card Type
    • Balance Transfer
    • Low Interest
    Card Network
    • Visa
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Fraud Liability
    • ID Theft Protection
    • Travel Accident Insurance
    Car Rental Insurance
    Travel Insurance
    Emergency Support
    Purchases APR (variable)
    Starting at
    9.75%
    Balance Computation
    average daily balance (including new purchases)
    Balance Transfer APR (variable)
    Starting at
    9.75%
    Transfer Fee
    0%
    Transfer Fee Minimum
    $0

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