SuperMoney 
  Simmons Bank Visa Credit Card

Simmons Bank Visa Credit Card

in Personal Credit Cards from Simmons Bank

Unaffiliated

Simmons Bank Visa Credit Card

Unaffiliated

in Personal Credit Cards from Simmons Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Simmons Bank Visa Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Annual Fee $0
Purchase APR (Variable APR) Starting at 9.75%
Balance Transfer APR (Variable APR) Starting at 9.75%
Credit Score Range 700 - 850

Overview

Who is Simmons Bank Visa Credit Card designed for?

What are the relevant APRs for Simmons Bank Visa Credit Card?

Simmons Bank Visa Credit Card has a variable purchase APR starting at 9.75%. The card has a variable balance transfer APR starting at 9.75%.

It also has a variable cash advance APR starting at 13.75%.

Does Simmons Bank Visa Credit Card have an introductory APR offer?

No, Simmons Bank Visa Credit Card does not come with an introductory APR offer for balance transfers. Simmons Bank Visa Credit Card does not offer an introductory rate on new purchases.
Simmons Bank Visa Credit Card Rates & Terms
Purchase APR Starting at 9.75%
Balance Transfer APR Starting at 9.75%
Cash Advance APR Starting at 13.75%

What are the Simmons Bank Visa Credit Card fees?

The following fees apply to Simmons Bank Visa Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $35.
  • There is no overlimit fee

Does Simmons Bank Visa Credit Card have a foreign transaction fee?

Simmons Bank Visa Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
Simmons Bank Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $35
Late Payment Fee $35

Is there a Simmons Bank Visa Credit Card cash back or rewards program?

No, Simmons Bank Visa Credit Card does not offer a rewards program.

What are the Simmons Bank Visa Credit Card benefits?

Simmons Bank Visa Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • ID Theft Protection
  • Reports to major credit bureaus

Does Simmons Bank Visa Credit Card report your account activity to credit bureaus?

Simmons Bank Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Simmons Bank Visa Credit Card

  • Visit the Simmons Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Over-Limit Fee $0
Minimum Interest Charge $0
Annual Fee $0
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
No Annual Fee  
Returned Payment Fee $35
Late Fee Amount $35
Foreign Currency Transaction Fee 2%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Travel Insurance  
Emergency Support  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
Purchase APR (Variable APR) Starting at 9.75%
Cash Advance APR (Variable APR) Starting at 13.75%
Balance Computation average daily balance (including new purchases)
Balance Transfer APR (Variable APR) Starting at 9.75%

Be the first to rate

 
 

Would you recommend Simmons Bank Visa Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards