State Farm Good Neighbor Visa Credit CardUnaffiliated
Strongly not recommended
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If you have large balances on credit cards with high rates, the State Farm Bank Good Neighbor Visa credit card may be a good choice. But if you are seeking any kind of rewards program you'll be very disappointed. There is no rewards program of any kind.
Who Is the State Farm Good Neighbor Visa Card Designed For?
This is a consumer credit card targeting individuals with good credit. It is not designed for students or business use.
Are There Annual Fees?
There are no annual fees.
Does the State Farm Good Neighbor Visa Card Offer Rewards?
There are no rewards programs for this card. The FixPay program, discontinued as of February 1, 2015, allowed cardholders the option to transfer large balances to a special low APR installment payment plan. Cardholders receive benefits that include travel emergency services, fraud liability, identity theft protection and auto collision damage waiver coverage.
Are There Foreign Transaction Fees?
Foreign transactions are charged 3 percent, payable in US Dollars.
Are There Late Payment or other Penalty Fees?
Late payments and returned payments are charged up to 38 dollars each. Balance transfers are charged 10 dollars or 3 percent, whichever is higher. Cash advances are charged 10 dollars or 4 percent, whichever is higher.
If you can qualify for the lower APRs offered, the State Farm Good Neighbor Visa card can be a smart addition to your credit card set. But the nonexistent rewards program might put off some potential cardholders. Especially if your FICO score tends more toward the higher end of the Good scale, there are better deals out there.
One State Farm Plaza
Bloomington, IL 61701 USA
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Other Services by State Farm
- Washington, DC
- New Hampshire
- New Jersey
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- New York
- North Carolina
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- Rhode Island
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- South Dakota
- West Virginia
|Grace Period for Late Payment (Days)||24|
|No Annual Fee|
|Late Payment Penalty||$38|
|Returned Payment Fee||$38|
|Minimum Interest Charge||$1.50|
|Balance Transfer Fee %||3%|
|Balance Transfer Fee Minimum||$10|
|Foreign Currency Transaction Fee||3%|
|Credit Score Range||
700 - 850
850 300 700
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Car Rental Insurance|
|Credit Card Benefits||
|Purchase APR (Variable APR)||12.74% - 19.74%|
|Cash Advance APR (Variable APR)||Starting at 21.74%|
|Balance Computation||average daily balance (including new purchases)|
|Balance Transfer APR (Variable APR)||12.74% - 19.74%|
|Intro APR period (months)||12|
State Farm Personal Credit Cards
Balance Transfer APR
Credit Score Range