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State Farm Good Neighbor Visa Credit Card

in Personal Credit Cards

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State Farm Good Neighbor Visa Credit Card

Unaffiliated

in Personal Credit Cards

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
2 users don't recommend
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Overview

If you have large balances on credit cards with high rates, the State Farm Bank Good Neighbor Visa credit card may be a good choice. But if you are seeking any kind of rewards program you'll be very disappointed. There is no rewards program of any kind.

Who Is the State Farm Good Neighbor Visa Card Designed For?

This is a consumer credit card targeting individuals with good credit. It is not designed for students or business use.

Are There Annual Fees?

There are no annual fees.

Does the State Farm Good Neighbor Visa Card Offer Rewards?

There are no rewards programs for this card. The FixPay program, discontinued as of February 1, 2015, allowed cardholders the option to transfer large balances to a special low APR installment payment plan. Cardholders receive benefits that include travel emergency services, fraud liability, identity theft protection and auto collision damage waiver coverage.

Are There Foreign Transaction Fees?

Foreign transactions are charged 3 percent, payable in US Dollars.

Are There Late Payment or other Penalty Fees?

Late payments and returned payments are charged up to 38 dollars each. Balance transfers are charged 10 dollars or 3 percent, whichever is higher. Cash advances are charged 10 dollars or 4 percent, whichever is higher.

Summary

If you can qualify for the lower APRs offered, the State Farm Good Neighbor Visa card can be a smart addition to your credit card set. But the nonexistent rewards program might put off some potential cardholders. Especially if your FICO score tends more toward the higher end of the Good scale, there are better deals out there.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days)
24
Annual Fee
$0
No Annual Fee
Late Payment Penalty
$38
Returned Payment Fee
$38
Minimum Interest Charge
$1.50
Foreign Currency Transaction Fee
3%
Minimum Age
18
Co-signing Allowed
Credit Score Range
700 - 850
850 300 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Car Rental Insurance
Fraud Liability
Travel Insurance
Emergency Support
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • ID Theft Protection
  • Travel Assistance
Purchases APR
12.74% - 19.74%
0% 29%
Cash Advance APR
Starting at
21.74%
Balance Computation
average daily balance (including new purchases)
APR Type
Variable APR
Balance Transfer APR
12.74% - 19.74%
8% 29%
Transfer Fee
3%
Transfer Fee %
3%
Transfer Fee Minimum
$10
Introductory Rate
0%
Intro APR period (months)
12

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