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  State Farm Good Neighbor Visa Credit Card

State Farm Good Neighbor Visa Credit Card

in Personal Credit Cards from State Farm

Unaffiliated

State Farm Good Neighbor Visa Credit Card

Unaffiliated

in Personal Credit Cards from State Farm

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
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Annual Fee $0
Purchase APR  (Variable APR) 12.74% - 19.74%
Balance Transfer APR  (Variable APR) 12.74% - 19.74%
Credit Score Range 700 - 850

State Farm Good Neighbor Visa Credit Card Review

State Farm Good Neighbor Visa Credit Card is a credit card issued by State Farm. 

This card is designed for people with good credit. The minimum credit score to apply is 700. State Farm is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether State Farm Good Neighbor Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of State Farm Good Neighbor Visa Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel Assistance.
  • State Farm Good Neighbor Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Is there a State Farm Good Neighbor Visa Credit Card cash back or rewards program?

    No, State Farm Good Neighbor Visa Credit Card does not offer a rewards program.

    State Farm Good Neighbor Visa Credit Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the State Farm Good Neighbor Visa Credit Card benefits?

    State Farm Good Neighbor Visa Credit Card provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Zero fraud liability
    • Travel Assistance
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for State Farm Good Neighbor Visa Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. State Farm Good Neighbor Visa Credit Card has lower than average purchase APRs.

    State Farm Good Neighbor Visa Credit Card has a variable purchase APR that ranges from 12.74% up to 19.74%. The card has a variable balance transfer APR that ranges from 12.74% up to 19.74%. It also has a variable cash advance APR starting at 21.74% .

    Does State Farm Good Neighbor Visa Credit Card have an introductory APR offer?

    Yes, State Farm Good Neighbor Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

    State Farm Good Neighbor Visa Credit Card does not offer an introductory rate on new purchases.
    State Farm Good Neighbor Visa Credit Card Balance Transfers
    Description
    Balance Transfer APR 12.74% - 19.74%
    Introductory Rate 0%
    Intro APR period (months) 12
    State Farm Good Neighbor Visa Credit Card Rates & Terms
    Description
    Balance Computation average daily balance (including new purchases)
    Purchase APR 12.74% - 19.74%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR Starting at 21.74%
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the State Farm Good Neighbor Visa Credit Card fees?

    The following fees apply to State Farm Good Neighbor Visa Credit Card:

    State Farm Good Neighbor Visa Credit Card Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 3%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $10
    Returned Payment Fee $38
    Late Payment Fee $38

    Does State Farm Good Neighbor Visa Credit Card have a foreign transaction fee?

    State Farm Good Neighbor Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does State Farm Good Neighbor Visa Credit Card report your account activity to credit bureaus?

    State Farm Good Neighbor Visa Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for State Farm Good Neighbor Visa Credit Card

    • Visit the State Farm Good Neighbor Visa Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 24
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $10
    Foreign Currency Transaction Fee 3%
    Late Fee Amount $38
    Minimum Interest Charge $1.50
    Returned Payment Fee $38
    Co-signing Allowed  
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Card Network
    • Visa
    Card Type
    • Balance Transfer
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Car Rental Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Fraud Liability
    • Identity Theft Protection
    • Travel Assistance
    Emergency Support  
    Fraud Liability  
    Travel Insurance  
    Cash Advance APR (Variable APR) Starting at 21.74%
    Purchase APR (Variable APR) 12.74% - 19.74%
    Balance Computation average daily balance (including new purchases)
    Balance Transfer APR (Variable APR) 12.74% - 19.74%
    Intro APR period 12
    Introductory Rate 0%

    State Farm Good Neighbor Visa Credit Card Community Reviews

     

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    2 total votes
    In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
    Annual Fee $0 Annual Fee
    Purchase APR 14.74% - 21.74%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 14.74% - 21.74%
    (Variable APR)
        5% 29% Variable APR
    Credit Score Range 640 - 850     300 850