
State Farm Good Neighbor Visa Credit Card
in Personal Credit Cards from State Farm
Would you recommend State Farm Good Neighbor Visa Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 13.24% - 23.24% |
Balance Transfer APR (Variable APR) | 13.24% - 23.24% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
State Farm Good Neighbor Visa Credit Card Review
State Farm Good Neighbor Visa Credit Card is a credit card issued by State Farm. If you're wondering whether State Farm Good Neighbor Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. State Farm Good Neighbor Visa Credit Card has a variable purchase APR that ranges from 13.24% up to 23.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. State Farm Good Neighbor Visa Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. State Farm is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good | The Bad |
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Is there a State Farm Good Neighbor Visa Credit Card cash back or rewards program?
No, State Farm Good Neighbor Visa Credit Card does not offer a rewards program.
What are the State Farm Good Neighbor Visa Credit Card benefits?
State Farm Good Neighbor Visa Credit Card provides the following benefits:
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for State Farm Good Neighbor Visa Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. State Farm Good Neighbor Visa Credit Card has lower than average purchase APRs.State Farm Good Neighbor Visa Credit Card has a variable purchase APR that ranges from 13.24% up to 23.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 23.24%. It also has a variable cash advance APR of 24.49% .
Does State Farm Good Neighbor Visa Credit Card have an introductory APR offer on balance transfers?
Yes, State Farm Good Neighbor Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer APR | 13.24% - 23.24% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period (months) | 12 |
Balance Transfer Fee % | 3% |
Balance Transfer Fee % After Intro Period | N/A |
Balance Transfer Fee Intro Period (days) | N/A |
Balance Transfer Fee Minimum | $10 |
Does State Farm Good Neighbor Visa Credit Card have an introductory APR offer on new purchases?
State Farm Good Neighbor Visa Credit Card does not offer an introductory rate on new purchases.Description | |
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Introductory Rate | N/A |
Purchase Intro APR Period (months) | N/A |
What are the fees for State Farm Good Neighbor Visa Credit Card?
The following fees apply to State Farm Good Neighbor Visa Credit Card:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
Does State Farm Good Neighbor Visa Credit Card have a foreign transaction fee?
State Farm Good Neighbor Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does State Farm Good Neighbor Visa Credit Card report your account activity to credit bureaus?
Yes, State Farm Good Neighbor Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for State Farm Good Neighbor Visa Credit Card
- Visit the State Farm Good Neighbor Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
One State Farm Plaza
Bloomington, IL 61701 - Visit Site
Other Services by State Farm

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 24 days |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
Minimum Interest Charge | $1.50 |
Returned Payment Fee | Up to $40 |
Late Fee Amount | Up to $40 |
State Farm Good Neighbor Visa Credit Card Community Reviews
Would you recommend State Farm Good Neighbor Visa Credit Card to your friends?
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