State Farm Good Neighbor Visa Credit Card Review

State Farm Good Neighbor Visa Credit Card is a credit card issued by State Farm. 

This card is designed for people with good credit. The minimum credit score to apply is 700. State Farm is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether State Farm Good Neighbor Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of State Farm Good Neighbor Visa Credit Card

The Good	The Bad
Lower than average purchase APRs. No annual fee. Has an introductory APR rate on balance transfers of 0%. Multiple credit card perks. Offers auto rental collision damage waiver. Travel Assistance. State Farm Good Neighbor Visa Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase.

Is there a State Farm Good Neighbor Visa Credit Card cash back or rewards program?

No, State Farm Good Neighbor Visa Credit Card does not offer a rewards program.

State Farm Good Neighbor Visa Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the State Farm Good Neighbor Visa Credit Card benefits?

State Farm Good Neighbor Visa Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for State Farm Good Neighbor Visa Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. State Farm Good Neighbor Visa Credit Card has lower than average purchase APRs.

State Farm Good Neighbor Visa Credit Card has a variable purchase APR that ranges from 12.74% up to 19.74%. The card has a variable balance transfer APR that ranges from 12.74% up to 19.74%. It also has a variable cash advance APR starting at 21.74% .

State Farm Good Neighbor Visa Credit Card Balance Transfers

Description
Balance Transfer APR	12.74% - 19.74%
Introductory Rate	0%
Intro APR period (months)	12

State Farm Good Neighbor Visa Credit Card Rates & Terms

Description
Balance Computation	average daily balance (including new purchases)
Purchase APR	12.74% - 19.74%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	Starting at 21.74%
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the State Farm Good Neighbor Visa Credit Card fees?

The following fees apply to State Farm Good Neighbor Visa Credit Card:

State Farm Good Neighbor Visa Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$10
Returned Payment Fee	$38
Late Payment Fee	$38

Does State Farm Good Neighbor Visa Credit Card report your account activity to credit bureaus?

State Farm Good Neighbor Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for State Farm Good Neighbor Visa Credit Card

• Visit the State Farm Good Neighbor Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.