Surge Mastercard
in Personal Credit Cards from Celtic Bank
Would you recommend Surge Mastercard to your friends?
| Community Rating | Strongly not recommended |
| Annual Fee | $125 |
| Purchase APR (Variable APR) | Starting at 29.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 300 - 640 |
Surge Mastercard Review
Surge Mastercard is a credit card issued by Celtic Bank.
Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 300.
Credit limit. This card has a credit limit of up to 500.
If you're wondering whether Surge Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Surge Mastercard cash back or rewards program?
No, Surge Mastercard does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the relevant APRs for Surge Mastercard?
Surge Mastercard has a variable purchase APR starting at 29.99% .
It also has a variable cash advance APR starting at 29.99% .
Does Surge Mastercard have an introductory APR offer?
Surge Mastercard does not offer an introductory rate on new purchases.
| Purchase APR | Starting at 29.99% |
| Cash Advance APR | Starting at 29.99% |
What are the Surge Mastercard fees?
$125 Annual Fee. Surge Mastercard charges an annual fee of $125. 3% Foreign transaction fees. Surge Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.The following fees apply to Surge Mastercard:
| Fees | Amount |
|---|---|
| Annual Fee | $125 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | $38 |
| Late Payment Fee | $38 |
Does Surge Mastercard report your account activity to credit bureaus?
Surge Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Surge Mastercard
- Visit the Celtic Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
268 South State Street, Suite 300
Salt Lake City, UT 84111 USA - (800) 509-6191
- Visit Site
Other Services by Celtic Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Returned Payment Fee | $38 |
| Annual Fee | $125 |
| Late Fee Amount | $38 |
| Foreign Currency Transaction Fee | 3% |
Surge Mastercard Community Reviews
Would you recommend Surge Mastercard to your friends?
