Last Updated: 10/08/2025
SuperMoney User Recommendation Score -87
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Surge® Platinum Mastercard® Review
Key Takeaways
- N/A
- APR: This is not a great card for people who carry a balance. It has a fixed purchase APR of 35.90%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Surge credit card
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Surge credit card FAQ
Does Surge credit card have a cash back or rewards program?
| Description |
Surge® Platinum Mastercard® Disclosure: Annual fee: $300 credit limit, $75 annual fee in year 1, $99 annual fee in year 2. $500, $750, $1,000 credit limits, $125. Purchase and cash advance APR: 29.99% This APR will vary with the market based on the Prime Rate. Foreign transaction fee: Surge Mastercard® charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
View Surge® Platinum Mastercard®'s published terms & conditions
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