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  Teamster Privilege Rate Advantage Credit Card
Teamster Privilege Rate Advantage Credit Card Claimed

Teamster Privilege Rate Advantage Credit Card

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Highlights
Purchase APR  (Variable APR) 13.9% - 23.9%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 13.9% - 23.9%
(Verified 08/04/2023)
Credit Score Range 650 - 850
Annual Fee $0

Teamster Privilege Rate Advantage Credit Card Review

This is a card issued by Capital One. If you're wondering whether Teamster Privilege Rate Advantage Credit Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
  • Competitive APRs. Teamster Privilege Rate Advantage Credit Card has a variable purchase APR that ranges from 13.9% up to 23.9%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Teamster Privilege Rate Advantage Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Teamster Privilege Rate Advantage Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 15 months.
  • 0% APR on new purchases during the first 15 months. There is then a variable purchase APR that ranges from 13.9% up to 23.9%.
  • No annual fee.
  • Identity Theft Protection.
  • Teamster Privilege Rate Advantage Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee

Teamster Privilege Rate Advantage Credit Card FAQ

Does Teamster Privilege Rate Advantage Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Teamster Privilege Rate Advantage Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Teamster Privilege Rate Advantage Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Teamster Privilege Rate Advantage Credit Card has a variable purchase APR that ranges from 13.9% up to 23.9%. The card has a variable balance transfer APR that ranges from 13.9% up to 23.9%. It also has a variable cash advance APR of 26.99% .

Does Teamster Privilege Rate Advantage Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.

Teamster Privilege Rate Advantage Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 15 months
Balance Transfer APR 13.9% - 23.9%
Balance Transfer Fee % 3%

Does Teamster Privilege Rate Advantage Credit Card have an intro APR offer on new purchases?

Teamster Privilege Rate Advantage Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 15 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.

What are the fees for Teamster Privilege Rate Advantage Credit Card?

The following fees apply:

Teamster Privilege Rate Advantage Credit Card Fees
Description
Cash Advance Fee (%) Up to 4%
Minimum Cash Advance Fee ($) Starting at $10
No Annual Fee?
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Teamster Privilege Rate Advantage Credit Card?

The Teamster Privilege Rate Advantage Credit Card customer service number is (877) 383-4802.

What is the support contact email for Teamster Privilege Rate Advantage Credit Card?

The support contact email for Teamster Privilege Rate Advantage Credit Card is support@capitalone.com.

What is the Teamster Privilege Rate Advantage Credit Card login page?

You can access the Teamster Privilege Rate Advantage Credit Card login page here.

How do people rate the customer service and user experience of Teamster Privilege Rate Advantage Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Teamster Privilege Rate Advantage Credit Card report your account activity to credit bureaus?

Yes, Teamster Privilege Rate Advantage Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Teamster Privilege Rate Advantage Credit Card

  • Visit the Teamster Privilege Rate Advantage Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Other Credit Cards by Capital One

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 15 months
Cash Advance Fee (%) Up to 4%
Minimum Cash Advance Fee ($) Starting at $10
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Variable APR) 26.99%
APR Type Variable APR
Balance Computation Average daily balance (including new transactions)
Purchase APR (Variable APR) 13.9% - 23.9%
(Verified 08/04/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 13.9% - 23.9%
(Verified 08/04/2023)
Balance Transfer Fee % 3%
Card Type
  • Balance Transfer
  • Low Interest
Card Network Mastercard

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