Total VISA® Credit CardUnaffiliated
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Who is this credit card designed for?
Total VISA® Credit Card is a credit card issued by The Bank of Missouri, which is based in Dixon, MO.
Total VISA® Credit Card is designed for people with a credit score of 300 to 640.
What are the relevant APRs?
Total VISA® Credit Card has a variable purchase APR starting at 29.99%.
It also has a variable cash advance APR starting at 29.99%.
Is an introductory APR offer available?
No, Total VISA® Credit Card does not come with an introductory APR offer for balance transfers.
Total VISA® Credit Card does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Total VISA® Credit Card:
- An annual fee of $123. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- An initial processing fee of $89.
- A late payment penalty of $38.
- A returned payment fee of $38.
Is a rewards program offered?
No, Total VISA® Credit Card does not offer a rewards program.
Is a signup bonus offered?
Total VISA® Credit Card doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
Total VISA® Credit Card doesn't offer a cash loyalty bonus.
Does Total VISA® Credit Card report your account activity to credit bureaus?
Total VISA® Credit Card reports your account activity to the following credit reporting agencies:
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
PO Box 400
Dixon, MO 65459 USA
- Visit Site
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Grace Period for Late Payment (Days)||21|
|Late Payment Penalty||$38|
|Returned Payment Fee||$38|
|Initial Processing Fee||$89|
|Minimum Interest Charge||$0.50|
|Credit Score Range||
300 - 640
850 300 640
|Immigration Status Considered||
|Bank Account Required|
|Employment Statuses Considered||
|Supported Income Types||
|Purchase APR (Variable APR)||Starting at 29.99%|
|Cash Advance APR (Variable APR)||Starting at 29.99%|
|Balance Computation||Average Daily Balance (including new purchases)|