Features

Who is this credit card designed for?

Total VISA® Unsecured Credit Card is a credit card issued by The Bank of Missouri, which is based in Dixon, MO, and was established in 1920.

Total VISA® Unsecured Credit Card is designed for people with a credit score of 300 to 640.

What are the relevant APRs?

The Bank of Missouri charges a variable APR on new purchases of 29.99%

Is an introductory APR offer available?

No, Total VISA® Unsecured Credit Card does not come with an introductory APR offer.

What are the fees?

The following fees apply to Total VISA® Unsecured Credit Card:

  • An annual fee of $123. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • An initial processing fee of $89.
  • A late payment penalty of $38.
  • A returned payment fee of $38.

Is a rewards program offered?

No, Total VISA® Unsecured Credit Card does not offer a rewards program.

Is a signup bonus offered?

Total VISA® Unsecured Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Total VISA® Unsecured Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Total VISA® Unsecured Credit Card provides the following benefits:

  • Credit Score Range
    300 - 640
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Customer Type
    Personal
  • Annual Fee
    $123
  • Grace Period / Deferred Interest (Months)
    21
  • Initial Processing Fee
    $89
  • Late Payment Penalty
    $38
  • Minimum Interest Charge
    $1
  • Returned Payment Fee
    $38
  • Card Network
    Visa
  • Balance Computation
    Average Daily Balance (including new purchases)
  • Purchases APR (variable)
    Starting at 29.99%
*See Rates, Fees, Costs, and Limitations page at totalcardvisa.com for additional details.
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