SuperMoney

Total VISA® Credit Card

in Personal Credit Cards

Unaffiliated Visit Site

Total VISA® Credit Card

Unaffiliated

in Personal Credit Cards

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
0 users are unsure
2 users don't recommend
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Overview

Who is this credit card designed for?

Total VISA® Credit Card is a credit card issued by The Bank of Missouri, which is based in Dixon, MO. 

Total VISA® Credit Card is designed for people with a credit score of 300 to 640.

What are the relevant APRs?

Total VISA® Credit Card has a variable purchase APR starting at 29.99%.

It also has a variable cash advance APR starting at 29.99%.

Is an introductory APR offer available?

No, Total VISA® Credit Card does not come with an introductory APR offer for balance transfers.

Total VISA® Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Total VISA® Credit Card:

  • An annual fee of $123. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • An initial processing fee of $89.
  • A late payment penalty of $38.
  • A returned payment fee of $38.

Is a rewards program offered?

No, Total VISA® Credit Card does not offer a rewards program.

Is a signup bonus offered?

Total VISA® Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Total VISA® Credit Card doesn't offer a cash loyalty bonus.

Does Total VISA® Credit Card report your account activity to credit bureaus?

Total VISA® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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Contact

  • Headquarters
  • PO Box 400
    Dixon, MO 65459 USA
  • Visit Site

Availability

Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Grace Period (Days)
21
Late Payment Penalty
$38
Returned Payment Fee
$38
Initial Processing Fee
$89
Minimum Interest Charge
$0.50
Annual Fee
$123
Minimum Age
18
Credit Score Range
300 - 640
850 300 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required?
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Purchases APR
Starting at
29.99%
Cash Advance APR
Starting at
29.99%
Balance Computation
Average Daily Balance (including new purchases)
APR Type
Variable APR

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