Total VISA® Credit Card

in Personal Credit Cards

Unaffiliated Visit Site

Total VISA® Credit Card


in Personal Credit Cards

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
0 users are unsure
2 users don't recommend
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Who is this credit card designed for?

Total VISA® Credit Card is a credit card issued by The Bank of Missouri, which is based in Dixon, MO. 

Total VISA® Credit Card is designed for people with a credit score of 300 to 640.

What are the relevant APRs?

Total VISA® Credit Card has a variable purchase APR starting at 29.99%.

It also has a variable cash advance APR starting at 29.99%.

Is an introductory APR offer available?

No, Total VISA® Credit Card does not come with an introductory APR offer for balance transfers.

Total VISA® Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Total VISA® Credit Card:

  • An annual fee of $123. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • An initial processing fee of $89.
  • A late payment penalty of $38.
  • A returned payment fee of $38.

Is a rewards program offered?

No, Total VISA® Credit Card does not offer a rewards program.

Is a signup bonus offered?

Total VISA® Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Total VISA® Credit Card doesn't offer a cash loyalty bonus.

Does Total VISA® Credit Card report your account activity to credit bureaus?

Total VISA® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  • PO Box 400
    Dixon, MO 65459 USA
  • Visit Site


Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wyoming

Feature Breakdown

Grace Period (Days)
Late Payment Penalty
Returned Payment Fee
Initial Processing Fee
Minimum Interest Charge
Annual Fee
Minimum Age
Credit Score Range
300 - 640
850 300 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required?
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Purchases APR
Starting at
Cash Advance APR
Starting at
Balance Computation
Average Daily Balance (including new purchases)
APR Type
Variable APR


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