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  Total Visa® Unsecured Credit Card

Total Visa® Unsecured Credit Card

in Personal Credit Cards from The Bank of Missouri

Unaffiliated

Total Visa® Unsecured Credit Card

Unaffiliated

in Personal Credit Cards from The Bank of Missouri

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
0 users are unsure
2 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Annual Fee $123
Purchase APR (Variable APR) Starting at 29.99%
Balance Transfer APR (Variable APR) N/A
Credit Score Range 300 - 640

Overview

Who is Total Visa® Unsecured Credit Card designed for?

Total Visa® Unsecured Credit Card is a credit card issued by The Bank of Missouri, which is based in Dixon, MO. 

Total Visa® Unsecured Credit Card is designed for people with a credit score of 300 to 640.

What are the relevant APRs for Total Visa® Unsecured Credit Card?

Total Visa® Unsecured Credit Card has a variable purchase APR starting at 29.99%.

It also has a variable cash advance APR starting at 29.99%.

Does Total Visa® Unsecured Credit Card have an introductory APR offer?

No, Total Visa® Unsecured Credit Card does not come with an introductory APR offer for balance transfers. Total Visa® Unsecured Credit Card does not offer an introductory rate on new purchases.
Total Visa® Unsecured Credit Card Rates & Terms
Purchase APR Starting at 29.99%
Cash Advance APR Starting at 29.99%

What are the Total Visa® Unsecured Credit Card fees?

The following fees apply to Total Visa® Unsecured Credit Card:

  • An annual fee of $123. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • There is no initial processing fee.
  • A late payment penalty of up to $38.
  • Total Visa® Unsecured Credit Card does not charge a returned payment fee.

Does Total Visa® Unsecured Credit Card have a foreign transaction fee?

Total Visa® Unsecured Credit Card Fees
Fees Amount
Annual Fee $123
Returned Payment Fee $38
Late Payment Fee $38

Is there a Total Visa® Unsecured Credit Card cash back or rewards program?

No, Total Visa® Unsecured Credit Card does not offer a rewards program.

Does Total Visa® Unsecured Credit Card have a signup bonus?

Total Visa® Unsecured Credit Card doesn't offer a cash signup bonus.

Does Total Visa® Unsecured Credit Card offer an annual loyalty bonus?

Total Visa® Unsecured Credit Card doesn't offer a cash loyalty bonus.

Does Total Visa® Unsecured Credit Card report your account activity to credit bureaus?

Total Visa® Unsecured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Total Visa® Unsecured Credit Card

  • Click here to go to the The Bank of Missouri application form.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application was rejected and what you can do about it.
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    Contact

    • Headquarters
    •   PO Box 400
      Dixon, MO 65459 USA
    •   Visit Site

    About Total Visa® Unsecured Credit Card

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 48 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 21
    Returned Payment Fee $38
    Initial Processing Fee $89
    Minimum Interest Charge $0.50
    Annual Fee $123
    Late Fee Amount $38
    Minimum Age 18
    Credit Score Range 300 - 640
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Bank Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Purchase APR (Variable APR) Starting at 29.99%
    Cash Advance APR (Variable APR) Starting at 29.99%
    Balance Computation Average Daily Balance (including new purchases)

    Reviews

     
     

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